Stripe live dashboard

https://bfcm.stripe.dev/

by georgehill • 3 years ago

489 216 3 years ago

bfcm.stripe.dev

m-a-r-c-e-l• 3 years ago

Awesome visuals!

pierrebeaucamp• 3 years ago

Shopify has a similar dashboard as well: https://bfcm.shopify.com

saliagato• 3 years ago

this is so cool lol

kefabean• 3 years ago

It does look cool, but I do find the 'Carbon removed' ticker slightly misleading. In what way does this reflect carbon removed? Surely carbon added to the atmosphere is broadly proportional to the total value of sales.

hokkos• 3 years ago

Done with Three.js

oritsnile2• 3 years ago

Wow, these customizations are crazy. Flying in airplane mode makes it look like a war zone.

fragmede6• 3 years ago

Shopify uses stripe, so someone out there's doing the math of that dashboard minus the other one and gaining some alpha.

alas44• 3 years ago

What kind of useful information could someone derive from the delta?

echelon• 3 years ago

Square has one too. They should show it off.

efxhoy• 3 years ago

I'm trying to peek at the data in the dev tools. It's doing a long running request to https://bfcm-globe-data-service-central.shopifycloud.com/pub... which is constantly downloading more data, but when I go to peek at the raw data in the "EventStream" tab it shows nothing.

Anyone know how to peek at the data?

Shocka1• 3 years ago

If I'm understanding your comment correctly:

https://bfcm.stripe.dev/api/data

hmate9• 3 years ago

Now multiply that number by 2% which is about what stripe charges per transaction. Pretty nice revenue

ashishb• 3 years ago

They have to pay credit card company from it.

capableweb2• 3 years ago

Ah, of course, they make no money per transaction hence.

thallium2052• 3 years ago

You have to subtract interchange fees from that.

codethief2• 3 years ago

To be fair, GP did say "revenue", not "profit".

mongol• 3 years ago

Technically very impressive. I get a little dizzy when considering everything (physical) bought is also sourced, manufactured, stored, packaged, transported and so on.

akata01• 3 years ago

This looks really great!

capableweb2• 3 years ago

Numbers look impressive, but seems there is a baseline missing. For example, currently 8.5K businesses are having "their best day ever on Stripe", but what does that number normally look like?

candiddevmike• 3 years ago

If you average the total number by business right now its about $4800. Could be interesting to see if this number increases or decreases later on.

Belphemur• 3 years ago

Wow love the 80s style :D

Also there is a parallax effect if you swipe that is really well done.

When I was a student working at Atos Worldline, Belgium, they had a similar dashboard in the entrance of the building with the number of transactions and money transferred around Xmas.

the_gipsy• 3 years ago

Runs really slow in firefox.

aceazzameen• 3 years ago

Ran fine on Firefox for Android here. Haven't tried desktop yet.

SushiHippie• 3 years ago

Also runs smooth on macos (M2) in firefox

winrid• 3 years ago

ran fine in FF on 2018 x1 carbon...

roughly• 3 years ago

Total transactions: $41M

Blocked fraudulent: $4.8M

So that’s nearly 12% of the transactions suspected fraudulent - that’s nuts

pc• 3 years ago

There's a lot of online fraud. We invest a ton in Radar, our payment surfaces, etc., to keep this as invisible as possible to businesses. (We don't always succeed, of course. But, despite the growing sophistication of the fraudsters themselves, we do generally get better every year.)

terminous3• 3 years ago

If you enter the wrong CVC or ZIP and it is declined, does that increment your blocked fraud counter?

laaaaea• 3 years ago

There's a lot of fraud. Period.

I assumed stripe founders had offline business experience before stripe :) Online maybe increase it a little more and make it more risky to the business because of "card not present". But hardly new to online.

There's also a lot of false positives if you verify too much on data brokers, as you just mentioned you do, instead of talking to the issuing institution on fears of chargeback and rate hikes.

cuuupid• 3 years ago

Out of curiosity do you share the suspected fraud with law enforcement? At that amount there are probably too many to chase down so I’d think this is just an unprosecuted crime?

ajryan2• 3 years ago

Can you estimate what proportion of fraud is automated/bot/scripted versus manual human interaction? Do you rely much on botnet detection or IP reputation?

dragoncrab• 3 years ago

And there are 100 times more potentially fraudulent transactions than climate contributions.

Humanity at scale...

gruez2• 3 years ago

How are "climate contributions" defined? The IRA spends hundreds of billions on climate related projects. If those count those would exceed the fraud numbers by orders of magnitude.

alberth2• 3 years ago

Frauds even higher than that.

That doesn’t count the fraud the issuer also blocks.

pprotas• 3 years ago

12% of the money is suspected fraudulent, not the transactions, right? So could be that fraudulent transactions are a smaller volume of the total transactions, but they simply tend to be higher in terms of dollar amount.

huhtenberg• 3 years ago

GP got it wrong. These are transaction counts, not $ totals.

pc862• 3 years ago

Fraud is typically very small dollar amounts used to test the card. Partially to try to go unnoticed but also to leave as much of the limit available as possible for intended purchases later.

ludovicianul• 3 years ago

aprox 5m frauds out of 40m transactions, insane.

watronfire• 3 years ago

Fraudulent transactions are ~10% of all transactions? That seems much higher than I would expect.

lowercased• 3 years ago

Might be higher today, but I'd generally suspect it to be somewhere between 5% and 10% of attempted transactions.

xyst3• 3 years ago

I wonder how many are false positives though. Sometimes people fat finger the CVV/CVV2 code and bank will decline it.

Does that count as a “blocked fraudulent charge”?

TekMol2• 3 years ago

This reliably kills Firefox on Linux here.

The whole browser.

After a few seconds, during which the laptop fans are spinnung up, all tabs go into a "This tab just crashed" state.

sebstefan• 3 years ago

It brought my windows laptop to its knees as well, I closed the tab before I got to see any stats. :')

blux• 3 years ago

I'm not sure why you are downvoted; I have the exact same on an up-to-date Firefox.

deafpolygon• 3 years ago

MS Edge on a beefy PC - killing my browser here.

edvards• 3 years ago

Same with Google Chrome stable on Linux (Ubuntu 22.04)

EDIT: Works well on Google Chrome stable on Windows 11 tho

olex• 3 years ago

No issue with FF 119.0.1 on macOS/arm.

firesteelrain2• 3 years ago

Must be your PC. Works fine on my iPhone with FireFox

acatton• 3 years ago

Firefox on iPhone uses Webkit. It's basically a Safari skin.

https://en.wikipedia.org/w/index.php?title=Firefox&oldid=118...

It is the first Firefox-branded browser not to use the Gecko layout engine as is used in Firefox for desktop and mobile. Apple's policies require all iOS apps that browse the web to use the built-in WebKit rendering framework and WebKit JavaScript, so using Gecko is not possible.

rpacut• 3 years ago

Last time I checked Firefox for iPhones was just a UI over Safari engine. Did things change?

zht• 3 years ago

how are people so confidently wrong about stuff like this?

keanebean86• 3 years ago

Seems to be very GPU heavy. The GPU in my 7320u is maxed out and the site feels really slow.

lkramer• 3 years ago

Kills my firefox on Linux too. Fairly beefy laptop which should have no issues.

etaweb• 3 years ago

Same here on Firefox and Brave

codethief2• 3 years ago

Works fine for me in Firefox on Android.

rossdavidh• 3 years ago

I just looked at it in Firefox/Linux, no problem.

ratsmack• 3 years ago

Running Firefox 115.4.0esr here and there is no problem, you may be running a different version (debian testing). My four core cpu is at 23%, even with thinkorswim running.

imp0cat• 3 years ago

Firefox/Linux/Ryzen 5 here and it runs fine. Does not even spin the fans.

hibikir• 3 years ago

The old version of this was even worse for performance.

Stripe has had an internal dashboard like this, open to anyone on the VPN, for at least 15 years: Started on a hackathon IIRC. One, serious view had a month-long by-the-minute chart, letting people see the growth. A typical first-of-the-month tradition was to try to predict where the total volume was going to end up, and celebrating when the daily processing record was beaten.

But the real problem wasn't that one, but a far more expensive variation that instead of giving you a number, represented the processing volume with little characters that would dance around the screen: The higher the volume, the more characters would come in. The problem was that this was created when Stripe's total volume was quite small, and Stripe was growing exceptionally well. So if you opened the dashboard on black friday (Or even worse, ten years ago, when black friday was on December 1st, and therefore also got many customer's subscription volume), then the number of flying Totoros would just overwhelm anything and everything any laptop would throw at it.

While the totoro-based performance was not up to Stripe standards (we should have gone in and added an extra zero or two to the threshold for every character), letting the entire company see that side of the financials live was a great move. So many startups out there just aren't candid with their employees regarding the economic state of affairs, while early Stripe let everyone see the processing volume, and thus whether growth was accelerating or slowing down.

It's also what is surprising of seeing this visible outside: At the same time that finances were very open internally, Stripe was very secretive of the data for the outside. Every time a major business news outlet made an estimate of the real processing volume, they were hilariously off, and that's because there were very few leaks, even after launching a new round where investors definitely were handed the real numbers. Based on this data alone, I'd expect people with some practice would be able to get a reasonably close estimate of what Stripe processed this year.

granzymes2• 3 years ago

Based on this data alone, I'd expect people with some practice would be able to get a reasonably close estimate of what Stripe processed this year.

Stripe recently started publishing their yearly processing volume in user letters (see, e.g. 2022: https://stripe.com/annual-updates/2022). I assume they will publish the 2023 numbers as well.

smca8• 3 years ago

Sorry for the trouble, we've just pushed bfcm.stripe.dev/lofi live. Should run reliably with very little load on any machine.

TekMol2• 3 years ago

No change here. It still kills the browser and all tabs in it.

not_your_vase2• 3 years ago

Have the same issue here, with Ryzen 4700U + 16 GB RAM. Are you saying that it is not enough for generic browsing at the end of 2023?

rjbwork• 3 years ago

Interesting. Firefox on Android handles it just fine for me.

Xymist• 3 years ago

Checking with `nvidia-smi`, that tab's presence uses eight gigs of GPU memory, at least on a 4K screen.

freyfogle2• 3 years ago

on mac as well. Completely froze everything. Lame

Darmody2• 3 years ago

I wasn't going to comment because I thought it was only me but yes. I heard the fans and then it crashed.

Thankfully I wasn't doing anything important...

danudey• 3 years ago

Kills Firefox? My entire laptop, including my cursor and typing into a terminal, dropped to something like 10 fps.

The lofi version posted in reply to this is definitely better, but it's still crazy they managed to use up an entire laptop for their status page. Cool, but crazy.

rezonant4• 3 years ago

Doesn't kill Firefox for me, but my machine is beastly. Windows 11, i9 12900K + RTX 3080Ti, seeing 35% overall CPU, Firefox using 1.2% of that, Task Manager indicating 15-20% of the GPU.

Maybe they fixed it, though.

Actually Firefox works a bit better, as the hitbox for the Next/Previous buttons is weirdly offset in Chrome but is spot on in Firefox, kudos.

EDIT: On `/lofi` Firefox is using about 0.1% CPU.

MarkSweep• 3 years ago

For what it's worth, this page was freezing my Windows computer in both Firefox and Chrome. Once I updated my AMD graphics drivers, it now works smoothly. I have an AMD Radeon RX 5700 XT. Graphics driver version 23.11.1 .

tamimio• 3 years ago

That means nothing.. what type of linux? what kind of customizations you did in your distro? WM? Based on which one? Drivers installed? And I’m not even going with your Firefox setup and what kind of addons you have.. such statement is expected from tech illiterates that see linux as a monolith thing or like MacOS where your OS will be identical to another for the most part, technically Linux is just a kernel per se. I use “linux” (mint cinnamon) with Firefox and ubo addon and that page loaded perfectly on thinkpad T470.

mato2• 3 years ago

Cute. Keyboard navigation doesn't work though, that'd be properly '80s.

smca8• 3 years ago

You can tab + space bar to navigate through the pages if you'd like!

mato2• 3 years ago

Yes, but that's just using the standard browser keybindings for keyboard navigation across links.

I was thinking of <LEFT>, <RIGHT>, <ENTER> or something similarly "DOS-like".

terminous3• 3 years ago

Ugh, I love the data but the 3d parallax interface kept moving slightly (on mobile) and literally made me feel motion sickness after a minute.

Give me a traditional window layout please!

factormeta• 3 years ago

Doesn't work on brave by default, also doesn't work with shield turned off. When turn on the dev console, then it works. Hmmm, a bit sketch doesn't work when it require js from another domain.

adverbly• 3 years ago

I find it pretty funny when designers have it in their mandate to make a number look as cool as possible.

You see it on dashboards or all kinds of things like this.

I think it would be a good design challenge. Make a decimal number look cool. No other constraints.

rTX5CMRXIfFG13• 3 years ago

See, that’s a real problem with modern day design: it’s all about making things look cool instead of just no-bullshit functional.

cantSpellSober5• 3 years ago

False dichotomy, this an advertisement, would it be on the front page if it was just bare HTML instead of a pander-to-your-audience retro look?

Good design can establish identity without totally ruining the UX.

victorbjorklund• 3 years ago

Pretty sure no one outside of stripe has any use of real time revenue for only one day on an aggregated level. Doesnt have to be functional because people dont really "use" it. It is just for fun

adolph• 3 years ago

Similar to the concept of “user as the product,” when data is made to look cool the purpose of the data is to attract attention, not be the object of attention.

Is any person looking at that “live dashboard” as an actionable data source?

brlewis• 3 years ago

The problem that people make quick judgements based on appearance is not modern. I also would like to just make things functional and have people quickly see the value, but unfortunately we're stuck with the need to also make things look cool.

keiferski• 3 years ago

I wish this were true. I am dying for the late 90s/early 2000s weird web design, as I am so bored of the typical boring website design today.

stemlord• 3 years ago

Your emotional response to the ways things look and feel is a "function" as valid as a button or a slider. Actually, it's more functional in the digital ecosystsm where everything is a symbolic abstraction of light except for your emotional response to their meanings-- it's in fact the only real outcome of the design intent.

So if you see it as a problem and not a strength of modern visual design you are fully clueless, no offense.

"You… go to your closet, and you select… I don’t know, that lumpy blue sweater, for instance, because you’re trying to tell the world that you take yourself too seriously to care about what you put on your back, but what you don’t know is that that sweater is not just blue, it’s not turquoise, it’s not lapis, it’s actually cerulean.

You’re also blithely unaware of the fact that, in 2002, Oscar de la Renta did a collection of cerulean gowns, and then I think it was Yves Saint Laurent, wasn’t it?… who showed cerulean military jackets... And then cerulean quickly showed up in the collections of eight different designers. Then it filtered down through the department stores and then trickled on down into some tragic casual corner where you, no doubt, fished it out of some clearance bin.

However, that blue represents millions of dollars of countless jobs, and it’s sort of comical how you think that you’ve made a choice that exempts you from the fashion industry when, in fact, you’re wearing a sweater that was selected for you by the people in this room… from a pile of 'stuff.'"

bartread• 3 years ago

Budbrain Megademo vibes on this. I quite like it.

civilized• 3 years ago

This video game needs a "skip intro".

oritsnile2• 3 years ago

Interesting that GBP has a volume of 413 million and EUR 420 million, I would have assumed that EUR is much bigger than GBP, does anyone know why they are so close? Also, interesting that the top conversion is GBP -> EUR.

vizzah• 3 years ago

Brits are bigger online spenders than the whole of Europe, based on other anecdotal evidence..

tuzemec• 3 years ago

Managed to put my whole MBP on its knees. It took me around 7-8 minutes to close the tab.

Proceed with caution.

jpmontez• 3 years ago

Yep, crashed Chrome on my MBP.

n0zmer• 3 years ago

It loaded perfectly fine on Android/Chrome though.

smca8• 3 years ago

We've just pushed bfcm.stripe.dev/lofi live. Should run with very little load on your MBP if you're still keen to poke around.

obviyus• 3 years ago

Taken down? I see a 404 there now

jwiz• 3 years ago

Pretty sure that is a PCjr chassis under that monitor.

smca8• 3 years ago

Nice spot, it is.

solatic2• 3 years ago

Credit is given in the console :)

IBM PCjr 4863 Computer by Freepoly.org licensed under CC-BY-4.0 (http://creativecommons.org/licenses/by/4.0/)

jakey_bakey• 3 years ago

Maybe I'm just hard to please, but they missed a trick not using a CRT effect over everything using OpenGL shaders - they sort of tried it in the Stripe logo

xyst3• 3 years ago

~$3.2B USD in processed transactions through stripe (so far). ~42M transactions.

~$92.8M for 2.9% fee. ~$12.6M for 30 cent fee. ~$105.4M just for processing transactions on a single day.

Above assumes the “standard” pricing [1]. It’s not quite clear how much stripe takes from the 2.9% and 0.30 cut. Likely have to share this with card network and issuing bank.

The invisible hand of traditional banking system taking money out of our pockets every time.

[1] https://stripe.com/pricing

nathanaldensr• 3 years ago

"We reserve the right to charge you for using the system we created and enforce through monopoly government force!"

judge20204• 3 years ago

A lot of the fee goes to the customer's bank that funded the transaction, which is what enables Credit Card rewards programs. If you limit that fee (like the E.U. has), Visa et al. don't go out of business, but then you won't see any similar level rewards programs like we have here in the US (e.g. 2% back on everything, or 3-5% on specific categories, etc).

pc862• 3 years ago

There's plenty of things about modern finance you're free to complain about. Things we're largely forced to do with onerous and useless fees attached - Realtors taking 6% of multi-million dollar transactions for doing nearly nothing has been in the news recently.

Pretty sure nobody is forced to buy info products on Black Friday for an 80% discount.

gruez2• 3 years ago

and enforce through monopoly government force!

???

FredPret4• 3 years ago

Uhhh… how exactly were these transactions supposed to even take place without the banking system?

I have no interest in bartering or sending ounces of gold around.

And don’t say crypto - last time I tried to figure it out, I ended up sending ETH, and more than half of it evaporated in “gas money”. What a joke.

mdrzn• 3 years ago

You chose the most expensive "routing", otherwise you would only have spent cents to send any amount.

xyst3• 3 years ago

Well there’s the FedNow Service which will introduce instant payments. Should eliminate the need for parasitic credit card processing networks.

A good “FedNow” or instant payment provider can easily disrupt the debit and credit card processing companies. At most, businesses charged 5-10 cents per transaction.

No more dealing with credit card network fees. Chargeback fees. Exchange fees. Issuing bank fees. Premium card fees. Just a simple 5-10 cent per transaction. Only need a US bank account.

bob1029• 3 years ago

I have a similar reaction.

If you want to go all the way into the consumer value matrix - Has anyone on HN ever had much a 2nd thought about whether or not their card would 'just work' out in the world?

I used to work in the actual room where acquirer links were monitored in real time 24/7/365. At least 8 people were in that room at any given time. I've never worked in nuclear power but I imagine you could draw some parallels.

This kind of reliability is not cheap or easy to come by. There isn't a clever technical trick you can employ to realize it. The only way to achieve the kinds of reliability we have in the world today still requires lots of human involvement throughout.

Does anyone dream of having a google-style support experience next time they are standing in line at the grocery store? This is basically what you are demanding when you say you want zero % fees on all transactions.

raincole2• 3 years ago

Next time you buy food, remember that's traditional farming system taking money out of your pocket.

Seriously, if the whole crypto scene taught us anything, it was that a global transaction network isn't an easy service to provide.

jona-f4• 3 years ago

Well i learned a different lesson. It's now extremely easy to set up a global transaction network, or you can choose from one of the thousands of existing ones. Maybe you mean the regulatory aspect, not the technical?

potamic2• 3 years ago

Ridiculous considering India's NPCI processes $6B USD in 400M transactions a day at a modest operating revenue of < $0.5M USD a day!

This is a clear situation where the market is inefficient.

umeshunni2• 3 years ago

NPCI is state funded and runs at a loss. i.e. your taxes are paying for it.

Hitton• 3 years ago

I'm not sure how believable are those numbers. Businesses having their best day ever on stripe being exactly 9001 (It's over 9000!) for quite some time now seems rather suspicious.

smca8• 3 years ago

This metric (Businesses having their best day ever on Stripe) updates ~hourly, the rest are in near real-time. We'll update the tooltip to explain.

mousetree• 3 years ago

Not every company would have their all-time highest sales on this year's Black Friday....

vikingerik• 3 years ago

Companies who use Stripe for payments would very much skew towards that. They have a great representation of up-and-coming specialty internet retailers. And the year-over-year numbers are unencumbered this year after being dragged down by pandemic and recession effects in the last few. Plus inflation pushes up the raw numbers.

bouncycastle• 3 years ago

Russia blacked out

lopkeny12ko• 3 years ago

How is "load versus capacity" calculated?

alberth2• 3 years ago

I wonder how they define “transaction”.

Are pre-Auth, retries, etc counted as separate txns or a single txn? Are issuer declines and/or 3DS failed auth also counted.

edwinwee• 3 years ago

Transaction = only successfully authorized and captured payments.

adaboese• 3 years ago

This is really cool. I saw someone share snippets behind the scenes when they were just making this!

willsmith72• 3 years ago

12% request load vs current capacity seems low to me.

In my experience, as much as you can distil it down to a simple number, we've aimed for 30-50 depending on capacity for risk.

Is 12% normal for stripe? Especially cautious knowing demand will spike this weekend? Feels pretty non-optimised, assuming their infra can scale quickly.

solatic2• 3 years ago

Especially cautious knowing demand will spike this weekend?

At Stripe's scale, I doubt you could accurately forecast demand for a weekend like Black Friday. Last year's sales are just a data point; what matters this year is consumer confidence on a global macroeconomic scale. Who knows what that translates to?

assuming their infra can scale quickly

Even if Stripe is handling spikes by scaling on a hyperscaler (e.g. AWS), this scale requires advanced coordination with the hyperscaler. They can't just spin up tens of thousands / hundreds of thousands of VM's on a whim, the underlying abstraction would leak and fail.

PartiallyTyped• 3 years ago

Even if Stripe is handling spikes by scaling on a hyperscaler (e.g. AWS), this scale requires advanced coordination with the hyperscaler. They can't just spin up tens of thousands / hundreds of thousands of VM's on a whim, the underlying abstraction would leak and fail.

AWS uses predictors / models for this when you are on serverless and automatically allocates instances for you ahead of time.

harisund19902• 3 years ago

No one needs 10,000 machines. They likely have scale issues and cannot scale their database quick enough so they planned for the worst spike possible which is likely for a hour on cyber Monday.

quelltext• 3 years ago

Current capacity might not be referring to actual current point in time provisioned capacity but an estimate of how much the overall infra can handle over the next few days.

No idea but ultimately this is marketing. If you wanna say we are just using as much as we need that's impressive to engineers but would it require or warrant a dedicated widget there that hovers around some sort of fixed utilization ratio?

Saying "look we are processing this much but could easily handle more" you are impressing a larger group. So my guess it's more about that.

josephd79• 3 years ago

I love the smell of commerce in the morning.

southernplaces7• 3 years ago

Now you can see in real time as Stripe freezes your account with little recourse for some reason whose specifics are kept opaque and possibly arbitrary.

ChrisArchitect• 3 years ago

That font they're using is: UAV OSD Sans Mono

A monospace typeface based on the on-screen display font used for the MQ-9 Reaper drone.

;)

Free one: https://nicholaskruse.com/work/uavosd

gsuuon• 3 years ago

All the text that I assume should be on the monitor is hovering below the display and I only see it if I zoom out (Chrome on Win 11). Seems like it's working fine for others though?

dangerboysteve• 3 years ago

That was very lame compared to the Shopify live dash

arshxyz• 3 years ago

Fetches (and parses) a ~93kB JSON file every 3 seconds along with the threejs stuff. No wonder it refuses to load on my mid-range android phone.

spencerchubb• 3 years ago

All I see is a computer. I assume this is some sort of bug.

sontek• 3 years ago

haha, this site is awesome but keeping it open made my M2 fans turn on for the first time ever since I've owned it.

wodenokoto• 3 years ago

Off-topic, but I thought Black Friday was next week, because all the shops here in Dubai are currently having a White Friday sales.

Turns out black didn't ring well in the middle east and they renamed it white: https://advertising.amazon.com/library/guides/white-friday

weinzierl• 3 years ago

Why is there about as much volume in GBP as is in EUR? Can this be true?

zitterbewegung• 3 years ago

This is much more interesting than the yearly April fools stuff.

stephencoyner• 3 years ago

While the computer adds some nostalgic value, cramming all that stats into it makes the dashboard very hard to read and is the worst size ratio for mobile. Shopify wins this round [1]

[1] https://bfcm.shopify.com/

harisund19902• 3 years ago

1% of Visa maybe?

Stripe live dashboard

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