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ro_sharp

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All of these may result in you bringing in less $ overall, so it really depends on how much each fraud case costs you, but you could (off the top of my head): - Enable always checking CVV - Require 3DS - Ban a card after N disputes - Ban an email/other identifier after N disputes - Ban certain payment methods, banks etc - Add a visible or invisible captcha to fight automated abuse/card testing

I suspect Stripe walks a fine line where they want to help you prevent fraud, but they also want to avoid vendors complaining to them that their customers can’t pay.

Context: I worked on a payments team for a short while.

I don’t know why we call having a mortgage “ownership”: it’s not. Across the western world mortgages are getting larger and longer relative to income.

More people are in more significant debt bondage than in the past, that’s not an improvement.

The proportion of owned outright homes has been declining in the western world for 30 years.

Curious minds wonder what you do to be able to have that kind of time for travel

In developed countries outside the US annual multi-week vacations are routine for the middle classes

You jump when they say jump

Thankfully sometimes 'they' are the customers paying real money for a product or service that's valuable to them.

But as you say, larger organizations have more room for political distractions on the way to giving that customer what they want.

I think the use cases you're describing are quite distinct from a "Linux on the desktop" user. The audio experience for this kind of user (myself included) has improved dramatically in the past few years.

Memory mapped files are great fun in C, but Java can't safely unmap files! Refer to this bug that's been open since 2002: http://bugs.java.com/view_bug.do?bug_id=4724038

Quote (December 2016): "I have a plan to implement this, but it requires changes to the Java Memory Model and to the compilers. I didn't get it done in time for JDK 9 because of being distracted by a ton of other things, but I hope I'll get it done by JDK 10."