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ntkachov

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"They" being the Federal Reserve, who's mandate is to balance unemployment and inflation. So yes, Cars, homes and everything else in the Fed's basket of goods needs to stop going up by 6%/mo. The Fed is limited in their toolset, so in order to do that they can raise the federal funds rate basically causing any loans given to have a minimum APR (Why lend to Jack for 5%, when Uncle Sam will give you 6%). So if you're taking out a loan, your payments are going to be more expensive. Thats going to nuke lower return investments and make borrowing to grow your business harder.

They had 16 companies in this survey that were remote, 2 that were "office", And the rest were some form of hybrid. They considered anything other than full remote "some office". This could easily get skewed if one of these office companies had 10x'd their revenue.

And even though they grew faster, the attrition for Office was higher.

I think the EU had chip and tap to pay before apple. So the over there Apple looks like it implemented a solution and then blocked competitors from using the platform with already established payment terminals. In the US, the optics are very different because Google, Samsung and others came way after apple took the reigns and drove adoption of tap to pay.

Ya, it seems less that they killed it, and more so they just rebranded or released a successor product. Microsoft mobile wasn't killed, it was replaced by windows phone.

Its basically like writing code. Aladdin was prototyped, Proof of concept, then put into production. So if anything needed a complete re-write, it wouldn't affect final production.

Hayao seems to doing continuous refactoring, so as long as you don't need to edit too many scenes already drawn you can potentially come out with a good final product while giving production as much time as possible.

Not at all, Patent is there for protection. So if you invent something that requires capital, but are a non-practicing entity, you can't enforce your patent. So lets say a bunch of companies start to practice your patent, all of them now have incentive to buy your patent because if any of them own it, none of their competitors can use it anymore.

There are battery adapters from amazon and 3rd party batteries available readily. Your argument doesn't hold water.

And oem batteries have systems in place to prevent over-use, over-heating and will shut off to prevent battery damage. So its less like DRM for batteries and more like each tool is designed along side its battery for performance.

As someone who played a lot of that game I can tell you it was not luck dependent at all. Entirely skill based, there was even a daily practice mode which would net you free plays. If the claw grabbed the piece it wouldn't drop it unless it got to the end. Most boards could easily be done with 5 plays.

Nintendo has kept scummy micro transactions to a minimum for as long as I can remember. Even Pokemon Picross had a maximum spend on micro transactions (after $40, any further premium currency was free)

I can put some perspective on this. We got priced out of the market in Feb. According to the bank, we can't get a mortgage where the overall cost of the payments on all our debt can't exceed 41% of our pre-tax income. Given that our student loans eat about 20% of our pre-tax income, that means we only have 20% of our income left for housing. Rising interest rates means that more of our house payment goes to interest which means less of it is left for principal, so we cannot afford the same home we could last Oct. The tax incentives used to mean that we could deduct a good chunk of our housing costs from our taxes and use some of that money to live, bringing it inline with what we would pay for rent. However, that changed and made renting easier on us financially.

High student loan payments and high mortgage rates means that the only thing left to give is the price of the home. Or the bank can be cool with us leveraging ourselves to 50+% income.

Programming is automated by default. Ideally, you should only have to write each piece of code once. Which is why your job probably isn't "programming" its "requirements gathering, product defining, bug interpretation, and a little bit of programming here and there". Your job is to translate human instructions into machine instructions. Human instructions are very vague. Once we can automate this we pretty much just have hard AI.

I see little difference between this and a community college degree. Community college CS associates can teach you everything you need to keep yourself up to date on basic algorithms and enough theory to get you ready for industry. It has the added benefit of also transitioning into a 4yr degree if you need it. All for about $20k. Some of the best engineers I know took 2 years at CC and then moved to a 4 year degree.

So I was one of these kids for the better part of college. The issue is that you dont care because you don't have options. You're already in college and stressing out about oweing $100k isn't productive. You look at your loans once you're done with school and need to pay them back.

Not sure this will work out as planned. Theres no collateral against a college degree. If I buy a house, default on my mortgage, the bank owns the title and it can sell my house and I lose out in any value the house had. If my student loans were discharged during bankruptcy, I would still retail the value of the degree. Even if they revoke the actual degree, I still hold the knowledge. The result is that I basically hold all the value while someone else holds all the risk. Thats how you get colleges raising rates to cover risks instead of lowering them.

So living in austin, I can tell you that the source of these "highly durable reusable bags" is the local supermarket, HEB. They charge you $.25 per bag every time you ask for one. $.25 on a single bag isn't a big deal for most shoppers so, generally, I don't see too many people brining their reusable bags back in. The upside to this is that you actually have more people walking out with their groceries in their hands. But I bet that if you were to tell HEB to start using paper bags like everyone else you would see more paper bags in the recycler than plastic. Because I literally have not been to a single other store that sells plastic bags instead of paper ones.

I realize you're being satirical, but these things are slowly starting to be a sign of success. Being able to eat the recommended daily amount of calories (no more, no less), staying active and sleeping well are starting to be signs of success and status instead of the norm. The higher up the success ladder you look, the fewer overweight, out of shape, sleep deprived, dehydrated people you tend to see.

I'm a huge coffee fan and I love my coffee. They are significantly quicker than the alternatives because they make a single cup at a time and take less time to make that cup than a coffee maker would. The quality of K-Cup coffee is trash though. I have yet to find a remotely drinkable brand that I enjoy. I still pack my own reusable K-Cup with my own beans.

This actually wouldn't be too hard. First, lets consider that a quarter million is not a lot for a company. Also, if the company has a significant reach, or has significant expenses there is potential here to move the needle. If you have a company that has millions of users and you manage to earn or save a few cents per user (say, drive down the bandwidth cost) you can make a quarter million in profit for the company in a weekend. That said, if you have an employee who can make in one weekend twice what you're paying them in a year, they should probably be compensated with more equity.

Its not about bias. Professors honestly believe that what they are teaching you is the truth and that their viewpoint is the correct one. They don't want to hear your ability to argue with them or present critical thought. They want to know that you absorbed their viewpoint. When you write a paper contrary to their viewpoint, they see it as you not understanding the material, not as you understanding the material and choosing an opposing viewpoint.