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markkum

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Founder & CEO of Mepin / Meontrust Inc. Serial entrepreneur, serial father, cereal lover ... password hater.

www.mepin.com

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Funnily; the reason to outsource is exactly about not putting all your eggs in the same shared basket. You outsource the 2nd factor and keep the first factor (passwords) in-house. Implementing everything in-house is a "same shared basket".

I can use similar arguments; a user can be tricked to enter an OTP to a phishing site. For that the hacker does not need to time the attack to the same second, so it's much much easier attack for the hacker.

'No 2FA' is the real silly one here. Any 2FA is so much better than no 2FA, and usability has been a big issue so far in 2FA adoption.

Unfortunately there are several cases where users have entered an OTP code for another user. The recent high profile case was with World of Warcraft's OTP.

First; the user does not have to care about OS, browser, ip address or location. Though those can be shown to a user if the service provider wants.

Authorization requests can only be initiated at the back-end by authorized service providers and only for users who have linked their MePIN app with that specific provider. Though of course login verification could be initiated with stolen username/password, which would then alert the user for verification.

Now the added benefit here is that with MePIN the user would immediately know that her username and password is at wrong hands if she receives a login verification request while not actually performing a login.

So obviously the user should not authorize unexpected requests. You would not authorize a login if you are not actually performing a login, etc. Concerned users can additionally set up a personal PIN code in the app.

Lack of good usability is currently hampering 2FA adoption, we are working hard to fix that.

Of course user behavior has to be considered. The MePIN app does allow the user to set up a personal PIN code, so an authorization would then require the PIN code and a tap.

The service is distributed and hosted at 3 continents with 3 different hosting providers, so we take this seriously.

Other than that; You own your users and user database. No user data is stored at MePIN servers.

Empty London 13 years ago

This is the London I remember from early morning July 8th, 2005, the morning after the bombings. Was walking around to find a ride to the airport, couple of blocks from the double-decker wreck. Wish not to experience the same again.

Well, yes and no. On iOS you can somewhat rely on keychain, but when the device is jailbroken all the local "simple API" security is gone. Generic Android doesn't really have anything that I would call secure, so there a serious solution needs some heavy lifting.

And yes, the pals at AuthenTec had some cool biometric and related stuff when I worked with them :), before they were swallowed by Apple. I'm certainly looking forward to what Apple will launch ... but a fingerprint does not magically solve all the issues.

The cool generalized version does exist :). Check out https://www.mepin.com/

We've got RSA 2048 keys on iOS, Android and a separate smartcard USB key, and do 2-factor login and transaction authorization with a simple tap in an app + optional direct login without a password + trusted messaging. Available as an app or an app SDK.

What I'm wondering is whether Twitter is actually protecting the private keys? That's the real tricky part.

Not really. Clear text messages on Fb Friend List or G+ Circles are indexed and affects your profile (towards advertizers and others), whereas Neko.io messages are encrypted and truly private. Also, the Neko.io friend list spans across any and all social networks, so you would not need to maintain lists, circles, groups, flocks, etc in various services.

What drives me to start ups is something like self-expression. There's no-one else's expectations to worry about, just my own big ones (which exceeds the investors' :-). The feeling when those expectations are even partially fulfilled is amazing. And every little step forward feeds the feeling, whether it's finishing yet another investor pitch deck revision to walking out from a successful meeting to the big ones like signing a customer and maybe even exiting.

With regards to spouses; I've so far been one of the lucky one's to have a supporting spouse and kids whom have gone through the ups and downs with me. It's not easy for them, but I suppose they also partially feel the excitement and anticipation of a breakthrough.

Nowadays it might also help that they know there's a reward for them too. After my first exit I bought and renovated a house and after the second we took a few weeks luxury around the world trip. Which leads me to the question for you Christeen; What was your reward? A chance to start your own startup?

Having done business in China and knowing a little bit how some of the good people there think; my bet is that the square pattern(s) which looks like Voronoi diagram are just a Chinese version of the Crop circles http://en.wikipedia.org/wiki/Crop_circle. They like to do things in major scale in China.

Couple of the pictures were clearly geology/mining related and one is a military training area. No biggies.