lefstathiou

Ads are the ultimate end state.

Carriers aren't meant to hang out at port at home. The US has protected global sea lanes for 80 years.

Your comment here is arguably illegal under UK law that prevents extremism based on violence, hatred or intolerance. Referring to someone as affiliated with the Nazi party arguably fits that bill. Please exercise caution...

https://www.gov.uk/government/publications/new-definition-of...

Latest leaks indicate the US will be given sovereignty over its existing and future bases in Denmark, along with oil drilling rights, at $0 to US tax payers. Some vassal indeed.

As an American, I will echo Trump's speech at Davos. We want strong allies, not vassals. Be capable of building your own EVs, your own rockets, your own fighter jets, your own subway systems, your own zoom alternatives, your own search engines, your own operating systems, etc etc.

Make Europe great again. Bring back creativity. Bring back jobs. Build a talented workforce that stays local instead of migrating to the US. Be independent. Stand tall. Do all of these things and preferrably do them now.

America and China's rise shouldnt be zero sum. It should lift the world. Europe forged the path we all follow. Come back to it.

Someone tried to shake our company down once. They posted all this stock imagery on the web, waited for someone to use it with an ambiguously worded attribution policy, then have a third party chase you down and demand $100k but will settle for $5k.

It turns out we did attribute the right way (in our terms of use) and could prove it with logs of when we added the language and when it was removed after we removed the image, but I am sure they nail people all the time with this strategy. This didnt stop them from sending 20 emails, demand lawyers get on the phone, etc.

There are a couple of similar scams like this out there.

My two cents as a 20 year product manager with +10 enterprise applications under my belt (and having read several of these):

# "Don't make me think" is a seminal work on design thinking for online services. I've yet to come across a book with as much relevance and substance even though it was written for the dot com era.

# "Positioning" by Al Reis is a book I wish I read 15 years ago when I started my company... your product's strategic positioning will greatly inform and shape design decisions (typography, colors, tones, copy, etc)

# "Ogilvy on Advertising" - written by the legend himself, once you read this book, it will change the way you see all ads in any medium

65,000,000.00000

I think the issue is that the administration is in an adversarial relationship with China. Risky to allow a foreign power have a kill switch on critical infrastructure.

The Credit Union Mortgage Association can make the crawling easier via this link: https://mortgages.cumortgage.net/start_up.asp

Same. I wonder if it is because I'm signing in with my Google Apps for business account.

I bought a domain that was previously used for hentai in the 90s and 00s. It was blacklisted from search because Symantec site review and other similar site review services marked it as adult content. I emailed each of them directly and within 48-72 hours, all had manually changed it. This is the only path that I know of.

My two cents, I believe there is an nuance worth deliniating, specifically differentiating between being elite "in status" vs being elite "in nature." Painting broad strokes here for the sake of this post (so take with a grain of salt)...

Many people born into or groomed for an elite status (via inherited wealth, rich families, strong support systems, etc) are rationally self preservationists. They were born on third base and know it. Many subconsciously know they do not belong there and cannot live up to the level of performance, intellectualism and hard work that laid the foundation for their current state or that others had to endure. Thus, they need support from the system to preserve their current state.

People who became elite in nature, are far more likely to value meritocracy. They lacked support, didnt know there was a "system" to be leveraged (eg getting unlimited time for an SAT score with a doctors note), had a chip on their shoulder, grinded their way to be top of their class, were the most productive, knocked on more doors, took risks others would consider irrational, etc.

At every level they've had to fight for what they have in a world where the criteria is often opaque. Being genuinely competent, they don't have an innate imposter syndrome, and thus, they value a system that has a clear and objective criteria for them and others, because they are confident they will operate fine within it.

EDIT 1: to add: With the above in mind, the more useful analysis in my opinion would be to assess the extent to which ethical frameworks and the role of fairness and meritocracy differ between those who were self-made (eg 1st of their generation to go to an IVY or get an MBA) vs not in "elite" positions of wealth or power.

EDIT 2: I'm not suggesting all people born rich don't deserve their success or do not possess these qualities of hard work, etc.

Bots bots bots... tearing down our stars is good business for a variety of vested interests. Don't let the bastards grind you down.

Father of three here, I like the premise and execution of this a lot. I don't let my kids use iPads or iPhones and we only watch movies (not shows) as a family on weekends.

What resonates with me: - Dead simple interface - Zero risk of ads - I like that you can ask follow-up questions

Some ideas - Using this on Web, the cursor should autofocus on the text box - A log / audit trail of questions asked would be fun to review as a parent - One of my biggest concerns about AI is the lack of guardrails preventing them from generating answers rather than using the technology as an amplifier of knowledge. For example, if my son asked "what is 142 + 47?", I would feel better knowing the response explained how he could approach the problem 100 + 80 + 9 = ? rather than answering the question -

Is crime down because they are safer or because police have been told to stand down or see no point if the perp walks free an hour later?

Bottom line, I am skeptical. Cities all over have de-criminalized crime, which makes the statistics untrustworthy.

Agreed, I can't wait. It's this or they should install facial recognition cameras with social credit scores. Either way, something needs to happen.

Not an exaggeration, I witness some physical escalation 3 out of 5 days a week between Union Square and Midtown NYC on my daily commute. 10 minutes ago a delivery guy and a pedestrian got into it when the bicyclist ran the red light and went into the cross walk while a swarm of people were walking through it. I've personally been accosted 3x while holding hands and walking my 5-year old son to school in completely "random" acts aggression. Strangely, it's not them trying to rob me, the aim is just to harass.

Meh, you aren’t seeing it. You are likely noticing a fringe view of a minority of people being greatly magnified through coordinated and uncoordinated social media campaigns and broad sweeping statements intended to covey that a totality of people (ie “a country”) hold a given view.

Now, if we framed it not as an “expropriation of a company” but a “100% tax on billionaires profiting from the work of the creative class” then the numbers would get real very quick.

Telemedicine!

Same price, only difference is you pay it annually instead of perpetually. I think it’s like 10-15k per license per year.

Sorry for the late reply: he’s been in the maratime industry his whole career. Met the founder years ago, stay in touched, then made the ask.

My brother was a consultant and is an extraordinary networker (and salesman) in the shipping space. He knew of this tool, was looking for a challenge, cultivated a relationship with the owner and then made an offer.

My brother acquired an aging app (from an aging founder) built on Delphi used by many dozens (or low hundred) of the world’s leading shipping, energy and commodities companies, used as a standard to calculate “laytime” and “demurge” (myriad of fees associated when a ship docks into a port). It used to cost $5k for a perpetual license tied to usb based key that had to be plugged in to activate. If you wanted to use on two machines, you had to buy two licenses with two keys.

Customers in the US and Europe hated the usb, especially during COVID. In random places of Africa, where they greatly valued the single perpetual license, it persists. From my perspective, I don’t see anything positive from being an installed application for this use case - he had to hop through so many security hoops that when he rolled out the web solution IT departments breathed a huge sigh of relief and thanked him.

Over a period of about 2 years he converted almost everyone to saas and 4x’d the annual revenue. That also generated enough fcf to hire more developers to ship more features.

Saas is generally the way to go. Installed apps are common in financial services and industrial applications. I can think of a bunch of other niche examples but I personally would never pursue this model. We put bugs into production from time to time and it is nice to be able to instantly roll out updates.

Yes indeed. Jamie publicly mentions often how onerous regulations are and how much it’s impacting their ability to operate and innovate.

If I had a magic wand, I would reduce concentration of capital in the banking sector. American regulators seem to prefer regulating a fewer # of large banks over many smaller banks, which tend to be harder to control and oversee and are more prone to failure.

Way off topic but I see merit to Glass Steagall act which barred consumer banks from engaging in investment banking activity. The issue is that for it to work, Europe and Asia would need to adopt the same legislation.

I believe this decision suggests that the worlds top banker of the worlds top bank, whose assets under management are greater than the wealth of most nations on earth, seems to believe that the fundamental change in the way white collar work is done post pandemic, is either not conducive to achieving a culture he desires or to garnering the level of performance he is targeting for his company. My first reaction is not to belittle someone so demonstrably competent, even if I disagreed with the decision, but to try to understand it.

I personally don’t have the answer. I’m curious what were the core criteria that drove this decision and how many, if any, are unique to a banks culture of risk mitigation.

I’m ignorant.

It absolutely does matter when you are building systems that are “sub scale”. JPM solutions can directly impact the cost of borrowing for entire nations, which drives the quality of life for millions of people. Innovation at this scale is measured in single digit % improvement over quarters or years. Not for everyone (including me). I’m not doing their It organization justice but you can’t bring a “move fast and break stuff” standard to this operation.

I believe JPM earns a ~40-50% higher return on equity than almost every other retail bank, which is extraordinary given the scale of their lending. Among banking CEOs, Jamie is regarded as one of the greatest of all time. If anyone else could achieve these results, they would. The Swiss certainly can’t.

The systems, processes, culture and technology necessary to achieve that is breathtaking at their scale. They spend billions on software engineering a year. I interact with their fintech team routinely - dedicated solely to innovation - and I’m told it comprises hundreds of people globally (I’ve only met several dozen). They’ve created so many tools that power so many parts of financial markets I can’t fit descriptions of them into this window of HN. Short of maybe their private placements and equity IPO division, I can’t think of one that doesn’t deal in trillions of dollars in flow monthly (fx and settlements do this daily) which is hundreds of times the scale of the GDP of the nation of Tasmania, per day.

100%. Collect all garbage (and recyclables) in one shot and sort at the destination!!!

So many billions of hours and dollars lost to this nonsense.

In hindsight I didn’t need him. I am pretty technical but I couldn’t figure out what happened so I hired some squarespace seo guy to make sure I had everything configured properly. It was the first and only time I heard of this happening.