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joerickard

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Cyclist in NYC and Boulder, CO.

Working in FinTech.

joerickard.io

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Well written article. The drawbacks to active investing mentioned mirror my own experience. I ended up with a constant nagging in my head to know how the market was doing. Since moving back to a buy and hold strategy I feel happier and more focussed on the rest of my life.

It is my understanding that fuel composition is a part of engine approval, and it is similar to authorizing a new part if you are using a new fuel. [1] It seems the FAA only recently approved the use of unleaded gasoline for a large number of engines! [2] So while bio-fuel based fuels would be great, there does seem to be some significant, and I think reasonable, bureaucracy in the way of that happening.

[1] https://www.faa.gov/regulations_policies/advisory_circulars/...

[2] https://www.faa.gov/about/initiatives/avgas

Amazon Sidewalk 5 years ago

That does sound interesting! It's a bit outside my wheelhouse, but I'm looking for a new project. Feel free to send me an email (in bio) if you want to chat about this more.

Nice! I was already satisfied using Bitwarden, and now I will no longer have to manually manage my ICE backup.

In the past I've kept an offline copy of my 'vault' on a few USB keys in a safe deposit, for my family in case of death or similar. I'm curious how others have solved this problem.

In some areas that is not allowed due to zoning laws. Boulder CO for example limits household sizes to 3 or 4 unrelated people depending on location. Family homes are often over $3000/mo making affordable housing difficult to find.

I just graduated from University of Colorado Boulder this last semester with a CS degree, and am glad to say that this was a required course. It was a 3000 level course called Software Development that also incorporated a long form group project for team cooperation skills. It definitely helped me to improve my efficiency and organization when working on projects. Teaching thoughtfulness in designing not only a solution, but a work environment, is an important lesson.

I agree entirely. I've changed my routine to avoid coffee shops in the morning, and make coffee at home with nice beans. I've come to enjoy the quiet process each morning, reading news while waiting for the water to boil, and it has definitely been saving me a significant amount of money each month.