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For an article that starts off asking us to examine our assumptions and not make leaps of logic, it goes on to make some absolute whopper assumptions, like that governments (Western governments especially, for some reason), won't do anything to address the problems the article is raising, that they'll instead abandon democracy entirely and resort to police and military oppression, and that massive unemployment and poverty of almost all people is something you could even keep a lid on with policing.

If the cars weren't considerably safer drivers than humans they wouldn't be allowed on the road. There isn't as much regulation blocking deploying this healthcare solution... until those errors actually start costing hospitals money from malpractice lawsuits (or not), we don't know whether it will be allowed to remain in use.

There's no lobbying necessary, because FICO isn't a government agency, its a private company. Why we have a private company determining such an important thing with minimal government oversight is certainly a question we could be asking.

That being said, there's an innocent explanation for this specifically. BYPL is pretty new as a common type of debt (became popular in the last five years). They're putting it into FICO 10. The last time they updated FICO was FICO 9 which was released in 2014, before that there was FICO 8 in 2008... a lot of banks are still using FICO 8 or even earlier models. Banks are slow to change, and FICO moves slowly because banks don't want their models upended every year. Fwiw if the government was more involved in this I doubt it would be taken into account any faster.

Next stop: Miami 2 years ago

LA Drivers aren't that bad, driving just is awful there because the amount of traffic. NYC Driving is an absolute pleasure compared to Miami driving. I have what should be an easy ten minute commute and every day I am avoiding an accident due to a driver doing something crazy you would almost never see in another US city.

This is exacerbated by the dysfunctional government which is happy to let developers do whatever they want without regard to impact on traffic flow, while doing no investment in infrastructure itself. I'm generally pro-growth, and I think California goes too far with its restrictions, but living in Miami has caused me to gain some appreciation for the reason behind some of what California does.

Next stop: Miami 2 years ago

Flooding is absolutely an issue, during the rainy season (third of the year) localized flooding is quite common. Some streets are partially flooded on an almost daily basis, something human drivers are used to but I imagine will pose a new challenge to waymo.

Singularity Missed 2 years ago

What this is really saying is that hardware is a necessary precondition for, but not determinative of, intelligence. If you have a human brain worth of neurons firing randomly you don't get consciousness. The structure and instruction set is crucial. And we are perhaps 20 years away from figuring out how to structure the compute power we have to get the consciousness of a human adult.

The President of the United States has sole nuclear launch authority. To stop him would either take the cabinet and VP invoking the 25th amendment and removing him from office, or a military officer to disobey direct orders.

It's the result of protectionist government policy. The policies are protectionist not just against foreign entry but also against entry of new products into the market. The government picks technology winners. Unsurprisingly, the government doesn't do a great job of this. Infamously it mandated usage of ActiveX and Internet Explorer for banking long after ActiveX had its time in the sun (the government made this the mandate in 1996 and didn't reform it until 2021!)

A tab is roughly a standard dosage. One problem is that LSD is such an extremely potent chemical (the effective dose is measured in micrograms) that it is difficult to be confident in your dosage when it hasn't been produced in a rigorously controlled pharma environment. So even one tab might be actually several times stronger than you're expecting.

I've seen bad trips, I've even seen one case of psychosis. My personal opinion is that the positives still outweigh the negatives. The negatives are also easily mitigated by providing a safe and positive setting (and would be even more so with standardized production); clinical administration would be quite safe. Benzodiazepines are effective in stopping the anxiety spiral of bad trips.

That's really not what the article is about, it focuses heavily on the evolutionary history and adaptation of the orchid and talks very little about its resonance with the human experience.

Statistically, factually, there is no recession. If anything a big chunk of the media likes to pick out anecdotes like this and say there is a recession when there isn't.

The Death of Unity 3 years ago

It's not profit earning. Unity lost almost a billion dollars last year. This is a move of desperation.