Insurance company drops customer saying a 'drone' took photos of clutter in yard [video]

https://www.youtube.com/watch?v=BAjAySmuvz0

by oatmeal1 • 3 years ago

26 3 3 years ago

youtube.com

chrisbolt• 3 years ago

https://news.ycombinator.com/item?id=36803153

https://news.ycombinator.com/item?id=36816488

jrpt• 3 years ago

It seems like he had a lot of risk factors that they didn't have listed on his home, but once they had the images, his risk factor changed. So they are not renewing his policy. He can try to find another policy with someone else. That seems reasonable to me. You're just hearing one side of the story, from an outraged customer.

It is getting more difficult in California because the state lawmakers have made it so that insurance companies cannot price wildfire risk the way they should. State Farm and Allstate have stopped writing new property insurance policies in California, and Farmers has restricted their policies for new customers. To read more about this problem: https://calmatters.org/economy/2023/06/california-home-insur...

Also, as I understand it, for homes in cities like the SF Bay Area or the LA Area, typically the biggest risk you face is water damage, not fires. Leak detectors are probably the biggest low hanging fruit you can buy to help mitigate risk.

rahimnathwani• 3 years ago

If there are 100+ home insurers operating in California, why can't the state rely on competition to ensure prices are fair?

Can someone steelman the argument for the current system of regulated prices?

Insurance company drops customer saying a 'drone' took photos of clutter in yard [video]

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