HN user
Seconding the other comments, this was a great write up.
One data point for you, you can see how much Accenture got from the US Federal Government on USAspending.gov. ~2B over the past 12 months (source: https://www.usaspending.gov/recipient/6a40a8b7-77e4-2d39-6c0...).
They took advantage of diversification. Unfortunately most of us don't have access to more esoteric asset classes (e.g., fine wine, art, high end cars).
Check out Tile (http://www.thetileapp.com/) and StickNFind (https://www.sticknfind.com/).
Agreed. I love nothing more than waiting five minutes for Outlook to load just to see that it's got connection problems.