The very fact that we are talking about student loans, inflation, destroying the dollar and income (wage-labour) means that we are talking about capitalism; though other actors within a capitalist economy by virtue of having more military or property power may influence a capitalist economy, it does not change the fact that it is a capitalist system nevertheless.
Nowhere did I claim that "free market" policies led up to this point, nor did I claim that government intervention didn't lead up to this point. However I did claim it was due to the capitalist mode of production and so far I haven't been refuted on that point.