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treme

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I understand that the refund policy is documented. But “clearly documented” and “fair to the customer” are separate questions.

If a user cancels API access while still holding prepaid credits, that unused balance represents compute they never consumed. Unlike a shipped physical product or a fixed one-time service cost, unused API credit does not seem to impose much marginal cost on OpenRouter to reallocate or refund.

So the issue isn’t whether the policy is disclosed. It’s whether keeping unused prepaid credit after cancellation is the right default, especially when the user is no longer able or willing to use the service.

you are experiencing reverse Dunning–Kruger effect.

For someone that just dabbled in coding prior, it went from AI building 80%, and struggling through to finish the 20% when trying to build an app/website.

now it's like 97% and struggling with last 3%. Yes it'll look rough around the edges when evaulated by a senior dev, but being able to build MVP level things to completion with ease helps you stay engaged and motivated to continue and learn.

ChatGPT Pro 2 years ago

they are optimizing for new accounts/market share over short term rev

As a smart man once said: 'A lie can travel half way around the world while the truth is putting on its shoes.'

https://www.quora.com/Was-Tesla-bailed-out-by-the-US-governm...

No, Tesla did not receive any funds under the 2009 auto industry bailout.[1] The $80.7 billion went to Chrysler and GM.

Tesla did receive a government loan of $465 million under the Advanced Technology Vehicle Manufacturing program, a program signed into law by Bush in 2008. Tesla subsequently repaid that loan.

you don't know anything about how business works if you can't appreciate how Elon managed to turn Tesla at concept car stage to current mass manufacturing capacities and being more valuable than next 7 car companies combined.

the man got into Stanford for Physics, and there are more than enough anecdotes from his biography done by Walter Isaacson that confirm his technical prowess.