theuri

What type of software businesses survive and thrive in the era of AGI? Which ones get wiped out? Is there any moat in the era of AGI?

Slow at first. Then fast. Then exponential.

Grupago, Inc. - Head of Credit & Credit Operations | Data scientist / Machine Learning Engineer (Credit Analysis)

See our jobs page here: https://apply.workable.com/grupago/

We are an early-stage, venture-backed fintech that focuses on bringing affordable credit and financial services to small business owners across LatAm - starting with Mexico.

Grupago is able to serve micro-SMBs as a result of three key innovations – community distribution, group collateral, and AI-driven underwriting.

We are backed by top venture investors across the US and Mexico, and our co-founding team has spent their careers working in fintech and entrepreneurship.

This role will include a competitive salary, bonus, and equity compensation.

https://www.Grupago.mx

We are hiring for: Data scientist (ideally w/ credit experience) - Bay Area Based | Credit & Risk Lead - CDMX Based | Product Manager & BizOps (w/ fintech experience) - CDMX Based

We are pioneering group micro-lending in Latin America, starting with Mexico. We help small businesses (led by mostly women) receive funding, driven by AI underwriting, and collateralized by a group solidarity model.

We are a well-funded, ventured backed startup led by an experienced entrepreneur and former VC.

Email us at hola@grupago.mx

Well - last time the pattern looked like this (the years around ~1917) it eventually led to WWII. So will we see a WWIII in the next 5-20 years?

Grupago. Building operating system for LatAm ecommerce - delivery and cash payments.

A dream job to help build out our MVP, an ambitious product, and hire/manage a growing team.

Top tier venture backed. Run by an experienced, serial founder and former VC.

Hiring for Spanish-English bilingual full stack senior lead.

Ideally LatAm based (Mexico or other).

Preference for Ruby on Rails - but flexible.

Email uri@grupago.mx for more info.

1. Exercise daily.

2. Then choose Tony Robbins or David Goggins, and go deep.

I wrote an article, originally written for founders ==> but choosing one of these paths (whichever resonates most with you) will ABSOLUTELY transform your mindset, if you actually commit to it. https://www.linkedin.com/pulse/should-i-start-startup-ask-on...

3. I also recommend a spiritual practice, if that calls to you at all. Most of all, sending you peaceful + warmth ==> hang in there, and you are not alone. Check out "The Untethered Soul" to start.

Great piece. Most MBAs learn this in b-school. This is wonderfully paired with this video (from Ray Dalio) --> which draws analogs to this process on the macro / country level https://www.youtube.com/watch?v=xguam0TKMw8

Worth a quick (hilarious) read of the text of Deteriorata ;) https://web.archive.org/web/20150511234144/http://www.joke-a...

I've been wrestling with this recently as well, and found a great read re: OKRS versus a framework called OGSM.

It provides the metrics and strategies that OKRs are missing - and results in deeper thinking up front.

Here's a good read on this - https://medium.com/infinite-beta/ogsm-okr-8761dcb50e02

It's also easy to hit this goal with a treadmill desk ;)

Spend 4 days doing Unleash the Power Within. I was skeptical, but put my full effort into it and held back my cynicism. Ignore the annoying marketing/hype machine around it -- the actual content and the experience (when approached wholeheartedly) are awesome. Change your state, change your life.

https://www.upwvirtual.com/

For anyone interested in this thread - "The Upward Spiral" is a related book worth reading, that dives into both the neuroscience of depression and practical steps to work one's way out of it. https://www.amazon.com/Upward-Spiral-Neuroscience-Reverse-De...

Judaism has a similar approach - anonymous charity is the highest form of giving.

https://www.chabad.org/library/article_cdo/aid/256321/jewish...

Very promising to read this. Feels like many more studies needed and more data to be collected in order to figure out what is indeed effective and what's not.

Just like the early hype with microfinance decades ago - there was an initial hype cycle, then broader cynicism in the academic community, and ultimately, a data-driven informed understanding of what in fact works (on a more nuanced level - by country, income levels, program design, etc.)

Three words that explain Intuit's rationale: "Free tax returns".

They are stopping a potentially existential threat to Intuit's TurboTax cash cow.

https://www.creditkarma.com/tax/

Beyond the Innovator's Dilemma work, I found his "How Will You Measure Your Life" a beautiful combination of heart + strategy + long game perspective. RIP. https://hbr.org/2010/07/how-will-you-measure-your-life

Regardless of where you are on the political spectrum - it's really inspiring to see a company take a stand against political advertising, if it can't be properly vetted. One more step to strengthen our democracy.

John Hancock Digital | San Francisco, CA | FULL TIME | ONSITE | https://angel.co/john-hancock-digital | https://www.johnhancockdigital.com/

Head of Engineering (Ruby on Rails) | Full Stack Developer (Ruby on Rails) | Product Manager | UX Researcher/Designer | Double Threat Visual Designer

John Hancock Digital uses machine learning, mobile chat innovation and automated money management to help millions of families better manage their finances. Our team has the impact and excitement of a startup with the resources and stability of a Fortune 500 company.

This is an exciting time for us, as we have completed a fully functional MVP, and have now released a private beta while working with a world-class digital design firm to refine key features before a public launch later this year. Our work involves complex integrations with leading aggregation and clearing providers to enable real-time money movement, portfolio management and intelligent financial guidance.

We are currently looking to grow our team and are looking for: - Head of Engineering (Ruby on Rails) - Full Stack Developer (Ruby on Rails) - Product Manager - UX Researcher/Designer - Double Threat Visual Designer

Join us as we redefine what’s possible on mobile.

Find more information here https://angel.co/john-hancock-digital or https://www.johnhancockdigital.com/

Or feel free to directly get in touch with Uri or Scott (co-founders) here: uri@johnhancockdigital.com, scott@johnhancockdigital.com. Let's chat!

Look at the VIX - up 42% at the moment... A sign of major volatility expected ahead.

Is this driven by the digital collaboration at work trend started by Slack, or intended to be an entirely different beast?

John Hancock Digital | iOS Developer (Swift) & Full-Stack Developer (Ruby/Rails) | San Francisco, CA | http://www.johnhancockdigital.com

iOS DEVELOPER (Swift)

We are seeking an iOS Engineer who will own our core mobile app experience. You will ideally have experience in Swift or be a fast learner interested in building expertise.

You will be responsible for actively contributing to, testing and maintaining an innovative mobile experience that can change the lives of millions of families. We’re looking for someone with a proven track record of delivering very user-friendly, well-engineered and tested software, coordinating well with API teams, who thrives in a fast moving startup and environment.

You will be responsible for developing, testing and maintaining critical application features that seamlessly engage users and drive better financial behavior.

As a nice to have, we are looking for candidates with either experience or interest in participating in Android development over time.

FULL STACK DEVELOPER (Rails)

We are seeking a Full-Stack Software Developer with experience in back-end and front-end software development, including work building and consuming APIs. In the role, you will be creating the engine that powers our automated money management platform and shapes a flawless, engaging experience for our mobile application users.

You will be developing, testing and maintaining some of our most important and ambitious features, and you should have a proven track record of delivering well-engineered and tested software at scale. You should also be excited and comfortable juggling multiple priorities in a fast-paced environment.

ABOUT JOHN HANCOCK DIGITAL We serve as an independent digital innovation startup within John Hancock, focused on scaling our technology to improve the financial lives of millions of customers in the US and globally. We are an agile, fast-moving startup team based in San Francisco, that leverages the brand, support and resources of John Hancock and its Manulife parent company to ship products that positively impact the lives of customers around the world.

Our mission is to use technology (machine learning and applied behavioral finance) to enable millions of middle-class households to increase their savings rates, make better financial decisions and achieve retirement security.

To start a conversation - drop us an email at hello@johnhancockdigital.com with a brief note about yourself and a resume.

You can also read more here: https://www.johnhancockdigital.com

John Hancock Digital | iOS Developer (Swift). Principal Engineer/Team Lead (Ruby/Rails). Full-Stack Dev (Ruby/Rails). Office Manager | SF | http://www.johnhancockdigital.com

NOTE: We are also hiring for full-stack Rails developers and an office manager (no descriptions below - please contact us at hello@johnhancockdigital.com)

iOS DEVELOPER (Swift)

We are seeking an iOS Engineer who will own our core mobile app experience. You will ideally have experience in Swift or be a fast learner interested in building expertise.

You will be responsible for actively contributing to, testing and maintaining an innovative mobile experience that can change the lives of millions of families. We’re looking for someone with a proven track record of delivering very user-friendly, well-engineered and tested software, coordinating well with API teams, who thrives in a fast moving startup and environment.

You will be responsible for developing, testing and maintaining critical application features that seamlessly engage users and drive better financial behavior.

PRINCIPAL ENGINEER / TEAM LEAD (Ruby/Rails)

We are seek an experienced engineer who has a passion and desire to continue as a senior engineering contributor while managing and mentoring a small team of engineers.

At John Hancock Digital, we value leadership by example, flat management structures, peer reviews and moving quickly. This position first and foremost involves serving as a lead engineering contributor, and secondly serving as a manager and mentor to other engineers. As such, we expect our Principal Engineer & Team Lead to aim for an 80/20 balance between engineering contributions and management responsibilities.

We seek a team player with an engaging positive attitude and a startup mentality of being able to juggle multiple demands, focus on what needs to get done, and ability to foster a productive, optimistic attitude across the team.

As part of your role, you will also be an active leader in continuing to recruit a world-class development team, and should have a proven track record of managing software development teams to deliver well-engineered and tested software at scale.

ABOUT JOHN HANCOCK DIGITAL We serve as an independent digital innovation startup within John Hancock, focused on scaling our technology to improve the financial lives of millions of customers in the US and globally. We are an agile, fast-moving startup team based in San Francisco, that leverages the brand, support and resources of John Hancock and its Manulife parent company to ship products that positively impact the lives of customers around the world.

Our mission is to use technology (machine learning and applied behavioral finance) to enable millions of middle-class households to increase their savings rates, make better financial decisions and achieve retirement security.

To start a conversation - drop us an email at hello@johnhancockdigital.com with a brief note about yourself and a resume.

Read more here: https://www.johnhancockdigital.com

John Hancock Digital | iOS Developer (Swift) & Principal Engineer/Team Lead (Ruby/Rails) | San Francisco, CA | http://www.johnhancockdigital.com

iOS DEVELOPER (Swift) We are seeking an iOS Engineer who will own our core mobile app experience. You will ideally have experience in Swift or be a fast learner interested in building expertise.

You will be responsible for actively contributing to, testing and maintaining an innovative mobile experience that can change the lives of millions of families. We’re looking for someone with a proven track record of delivering very user-friendly, well-engineered and tested software, coordinating well with API teams, who thrives in a fast moving startup and environment.

You will be responsible for developing, testing and maintaining critical application features that seamlessly engage users and drive better financial behavior.

As a nice to have, we are looking for candidates with either experience or interest in participating in Android development over time.

PRINCIPAL ENGINEER / TEAM LEAD (Ruby/Rails)

We are seek an experienced engineer who has a passion and desire to continue as a senior engineering contributor while managing and mentoring a small team of engineers.

At John Hancock Digital, we value leadership by example, flat management structures, peer reviews and moving quickly. This position first and foremost involves serving as a lead engineering contributor, and secondly serving as a manager and mentor to other engineers. As such, we expect our Principal Engineer & Team Lead to aim for an 80/20 balance between engineering contributions and management responsibilities.

We eschew hierarchical management structures and top-heavy processes, and seek a Principal Engineer & Team Leader who will lead by example, employ a philosophy of servant leadership and actively focus on mentoring and ensuring team members are productive and happy in their work.

We seek a team player with an engaging positive attitude and a startup mentality of being able to juggle multiple demands, focus on what needs to get done, and ability to foster a productive, optimistic attitude across the team.

As part of your role, you will also be an active leader in continuing to recruit a world-class development team, and should have a proven track record of managing software development teams to deliver well-engineered and tested software at scale.

ABOUT JOHN HANCOCK DIGITAL

We serve as an independent digital innovation startup within John Hancock, focused on scaling our technology to improve the financial lives of millions of customers in the US and globally. We are an agile, fast-moving startup team based in San Francisco, that leverages the brand, support and resources of John Hancock and its Manulife parent company to ship products that positively impact the lives of customers around the world.

Our mission is to use technology (machine learning and applied behavioral finance) to enable millions of middle-class households to increase their savings rates, make better financial decisions and achieve retirement security.

To start a conversation - drop us an email at hello@johnhancockdigital.com with a brief note about yourself and a resume.

You can also read more here: https://www.johnhancockdigital.com

John Hancock Digital | Mobile Engineer (Swift) | San Francisco, CA | http://www.johnhancockdigital.com

MOBILE ENGINEER (Swift)

We are seeking an iOS Engineer with a focus on our core mobile experience, reporting to our Vice President of Engineering.

You will be responsible for developing, testing and maintaining some of our most important and ambitious technology features, and you should have a proven track record of delivering very user-friendly, well-engineered and tested software. You should also be excited and comfortable juggling multiple priorities in a fast-paced environment.

ABOUT JOHN HANCOCK DIGITAL

We serve as an independent digital innovation startup within John Hancock, focused on scaling our technology to improve the financial lives of millions of customers in the US and globally. We are an agile, fast-moving startup team based in San Francisco, that leverages the brand, support and resources of John Hancock and its Manulife parent company to ship products that positively impact the lives of customers around the world.

In addition to our work supporting our legacy product (see more at GuideFinancial.com), we are also embarking on a mission to use technology (machine learning and applied behavioral finance) to enable millions of middle-class households to increase their savings rates, make better financial decisions and achieve retirement security.

To start a conversation - drop us an email at hello@johnhancockdigital.com with a brief note about yourself and a resume.

You can also read more here: https://www.johnhancockdigital.com

John Hancock Digital | Senior iOS Developer (Swift) & Full-Stack Developers (Ruby/Rails) | San Francisco, CA | http://www.johnhancockdigital.com

Come join us as we build and launch an ambitious, high impact stealth project focused on making financial advisory more simple, accessible and effective for millions of people.

SENIOR iOS DEVELOPER (Swift)

We are seeking an iOS Engineer with a focus on our core mobile experience, reporting to our Vice President of Engineering.

You will be responsible for developing, testing and maintaining some of our most important and ambitious technology features, and you should have a proven track record of delivering very user-friendly, well-engineered and tested software. You should also be excited and comfortable juggling multiple priorities in a fast-paced environment.

FULL-STACK DEVELOPER (Ruby)

The Full-Stack Developer role is a critical position for us. We are seeking a developer with experience working extensively in both front-end and back-end software development, reporting to the Head of Engineering. Your initial focus will be on our core web experience, and may expand to mobile platforms as well.

You will be responsible for developing, testing and maintaining some of our most important and ambitious technology features, and you should have a proven track record of delivering well-engineered and tested software at scale.

ABOUT JOHN HANCOCK DIGITAL We serve as an independent digital innovation startup within John Hancock, focused on scaling our technology to improve the financial lives of millions of customers in the US and globally. We are an agile, fast-moving startup team based in San Francisco, that leverages the brand, support and resources of John Hancock and its Manulife parent company to ship products that positively impact the lives of customers around the world.

In addition to our work supporting our legacy product (see more at GuideFinancial.com), we are also embarking on a mission to use technology (machine learning and applied behavioral finance) to enable millions of middle-class households to increase their savings rates, make better financial decisions and achieve retirement security.

To start a conversation - drop us an email at hello@johnhancockdigital.com with a brief note about yourself and a resume.

You can also read more here: https://www.johnhancockdigital.com

John Hancock Digital | Senior iOS Developer (Swift) & Full-Stack Developers (Ruby/Rails) | San Francisco, CA | http://www.guidefinancial.com

SENIOR iOS DEVELOPER (Swift)

We are seeking an iOS Engineer with focus on our core mobile experience, reporting to our Vice President of Engineering.

You will be responsible for developing, testing and maintaining some of our most important and ambitious technology features, and you should have a proven track record of delivering very user-friendly, well-engineered and tested software. You should also be excited and comfortable juggling multiple priorities in a fast-paced environment.

FULL-STACK DEVELOPER The Full-Stack Developer role is a critical position for us. We are seeking a developer with experience working extensively in both front-end and back-end software development, reporting to the Head of Engineering. Your initial focus will be on our core web experience, and may expand to mobile platforms as well.

You will be responsible for developing, testing and maintaining some of our most important and ambitious technology features, and you should have a proven track record of delivering well-engineered and tested software at scale.

ABOUT JOHN HANCOCK DIGITAL (AND GUIDE FINANCIAL) We serve as an independent digital innovation startup within John Hancock, focused on scaling our technology to improve the financial lives of millions of customers in the US and globally. We are an agile, fast-moving startup team based in San Francisco, that leverages the brand, support and resources of John Hancock and its Manulife parent company to ship products that positively impact the lives of customers around the world.

In addition to our work supporting our legacy product (see more at GuideFinancial.com), we are also embarking on a mission to use technology (artificial intelligence and applied behavioral finance) to enable millions of middle-class households to increase their savings rates, make better financial decisions and achieve retirement security.

To start a conversation - drop us an email at info@guidefinancial.com with a brief note about yourself and a resume.

You can also read more here: https://www.guidefinancial.com/careers

Guide Financial | Senior iOS Developer (Swift) & Full-Stack Developers (Ruby/Rails) | San Francisco, CA | http://www.guidefinancial.com

SENIOR iOS DEVELOPER (Swift)

We are seeking an iOS Engineer with a focus on our core mobile experience, reporting to our Vice President of Engineering.

You will be responsible for developing, testing and maintaining some of our most important and ambitious technology features, and you should have a proven track record of delivering very user-friendly, well-engineered and tested software. You should also be excited and comfortable juggling multiple priorities in a fast-paced environment.

We are looking for a Swift guru, or someone who is rapidly getting up to speed in Swift and can guide our team through the process of building our first major iOS application.

FULL-STACK DEVELOPER (Rails)

The Full-Stack Developer role is a critical position for us. We are seeking a developer with experience working extensively in both front-end and back-end software development, reporting to the Head of Engineering. Your initial focus will be on our core web experience, and may expand to mobile platforms as well.

You will be responsible for developing, testing and maintaining some of our most important and ambitious technology features, and you should have a proven track record of delivering well-engineered and tested software at scale.

ABOUT GUIDE FINANCIAL

We serve as an independent digital innovation startup within John Hancock, focused on scaling our technology to improve the financial lives of millions of customers in the US and globally. We are an agile, fast-moving startup team based in San Francisco, that leverages the brand, support and resources of John Hancock and its Manulife parent company to ship products that positively impact the lives of customers around the world.

Our mission is to use technology (artificial intelligence and applied behavioral finance) to enable millions of middle-class families to increase their savings rates, make better financial decisions and achieve retirement security.

To start a conversation - drop us an email at info@guidefinancial.com with a brief note about yourself and a resume.

You can also read more here: https://www.guidefinancial.com/careers

Guide Financial | Full-Stack Developers (Ruby/Rails) & Product Designer | San Francisco, CA | http://www.guidefinancial.com

FULL-STACK DEVELOPER The Full-Stack Developer role is a critical position for us. We are seeking a developer with experience working extensively in both front-end and back-end software development, reporting to the Head of Engineering. Your initial focus will be on our core web experience, and may expand to mobile platforms as well.

You will be responsible for developing, testing and maintaining some of our most important and ambitious technology features, and you should have a proven track record of delivering well-engineered and tested software at scale.

PRODUCT DESIGNER

We are seeking a Product Designer with experience, passion and expertise in both visual and product design. As part of this role, you will lead design efforts as a lead designer for Guide Financial (including our financial advisory platform and future product releases in new markets), as well as collaborate with other innovation teams within John Hancock. You will report to the Managing Director of Guide Financial.

You will collaborate closely with colleagues from the ecosystem of innovation labs, including the Lab of Forward Thinking, to drive innovation across global markets. This includes collaborating with customers and business leaders to identify opportunities to improve the customer journey of lifetime financial wellness, and lead the design process from initial mockups through launching new businesses.

ABOUT GUIDE FINANCIAL At Guide Financial (http://www.guidefinancial.com) our mission is to use technology (artificial intelligence and applied behavioral finance) to enable millions of middle-class families to increase their savings rates, make better financial decisions and achieve retirement security.

We've recently joined John Hancock as part of their long term innovation plan. We’ll be continuing to support our core advisor technology and also build out new, innovative technology in huge markets that will impact millions of customers.

We seek to combine the best of a startup - small team, great technology, lots of fun and a fantastic culture - with the benefits of an industry leading firm - including very competitive benefits/comp and the ability to see our technology deployed rapidly across millions of households worldwide.

To start a conversation - drop us an email at info@guidefinancial.com with a brief note about yourself and a resume.

You can also read more here: https://www.guidefinancial.com/careers

Guide Financial | Full-Stack Developers (Ruby/Rails) & Product Designer | San Francisco, CA | http://www.guidefinancial.com

FULL-STACK DEVELOPERS

The Full-Stack Developer role is a critical position for us. We are seeking a developer with experience working extensively in both front-end and back-end software development, reporting to the Head of Engineering. Your initial focus will be on our core web experience, and may expand to mobile platforms as well.

You will be responsible for developing, testing and maintaining some of our most important and ambitious technology features, and you should have a proven track record of delivering well-engineered and tested software at scale.

PRODUCT DESIGNER

We are seeking a Product Designer with experience, passion and expertise in both visual and product design. As part of this role, you will lead design efforts as a lead designer for Guide Financial (including our financial advisory platform and future product releases in new markets), as well as collaborate with other innovation teams within John Hancock. You will report to the Managing Director of Guide Financial.

You will collaborate closely with colleagues from the ecosystem of innovation labs, including the Lab of Forward Thinking, to drive innovation across global markets. This includes collaborating with customers and business leaders to identify opportunities to improve the customer journey of lifetime financial wellness, and lead the design process from initial mockups through launching new businesses.

ABOUT GUIDE FINANCIAL

At Guide Financial (http://www.guidefinancial.com) our mission is to use technology (artificial intelligence and applied behavioral finance) to enable millions of middle-class families to increase their savings rates, make better financial decisions and achieve retirement security.

We've recently joined John Hancock as part of their long term innovation plan. We’ll be continuing to support our core advisor technology and also build out new, innovative technology in huge markets that will impact millions of customers.

We seek to combine the best of a startup - small team, great technology, lots of fun and a fantastic culture - with the benefits of an industry leading firm - including very competitive benefits/comp and the ability to see our technology deployed rapidly across millions of households worldwide.

To start a conversation - drop us an email at info@guidefinancial.com with a brief note about yourself and a resume.

You can also read more here: https://www.guidefinancial.com/careers