tcash21

Thanks for this. I read it and posted to fb. Assuming you already posted to reddit. I am in a similar situation and am also the 1%.

This is not true. Interest does not start accruing on subsidized loans until repayment begins. Interest accrues WHILE you are still in school for unsubsidized loans. In both cases, interest is accruing as you are making regular payments.

They're based in SF, California so maybe it's 10am PST.