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starcaller

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[ my public key: https://keybase.io/starcaller; my proof: https://keybase.io/starcaller/sigs/v-KZBFAF6kxhUSBNLP9tnuF-3S2tY5eBDKis6JSB8fI ]

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I regret getting my first credit card, which ultimately led to my first breakup after my first proper relationship. It also led to a bunch of personal debt (a lot of which I've cleared, some I still have).

But if I hadn't, who knows how that would've affected later life - would I have ever met my now wife? Or would I be living somewhere else and working somewhere else? Would I have some of the cool stuff I have?