Sure, but visa and mastercard share their transactions with the US government (among others). "Hot Watch": where the US gov gets real time surveillance on a target. Bank Secrecy Act: where private networks and their issuing banks are legally mandated to act as unpaid deputies for the state. At least with UPI you're sharing with less governments?
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stAInley
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Safe, Sane, Secure AI.
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UPI: Anatomy of a Payment Transaction 11 days ago
You missed the AI generated graphic to go with the post.
I Still Live in the Terminal 1 month ago
Text is the universal interface
The nipple is the universal interface. Everything else is an abstraction.
Comes down to what is meant by 'friendly'.
Is it friendly to tell someone they've got spinach in their teeth? Is it friendly to agree with everything someone says? Is it friendly to ask about someones dead parents? Is it friendly to insult? Is it friendly to talk around a personal issue, never stating the obvious?