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sopu

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Yeah, I think I agree. Investing / advising looks fun and interesting, so it is a long term goal of mine. The funny pics I sometimes post on Tumblr are largely unrelated. I need to build a blog.

The comment there is really about others I've seen who, imho, aren't that talented, but get attention before they are good bloggers.

A lot of our growth recently has been on twitter, and we expect even more soon.

We take a 3% cut on cash out. If A gives $1 to B and B gives $1 to C, there is no fee. If C cashes out, we remove our fee and any overhead of moving money in and out of the system. The worst case overhead ends up being a fraction of the overhead of just using paypal.

We have already seen lots of P2P usage of this (paying for coffee or gifting a beer for a friend), and heavy use in microgiving donations to non-profits. As applications build on top of twitter, we expect people to pay for them using us.

We've already made an API for these transactions: http://tipjoy.com/api

You didn't enter a password to Tipjoy in the signup process, so we sent you one. Sorry it was unexpected.

Note that you took the step to integrate your phone with twitter, and accepted that a DM = an SMS. You can turn that off.