HN user

pxlpshr

2,295 karma

Product-minded founder based in Austin, TX.

- Co-founder of First Dollar, infrastructure for health spending benefits - or 'Stripe for Healthcare'. Acquired by Inspira Financial in 2024.

- Co-founder of Patient IO, a health tech startup acquired by athenahealth ($ATHN) in 2016.

- Founder of Plerts, an early global emergency response service for the iPhone underwritten by Lloyd's of London. Acq-hired by Rev Worldwide in 2010.

- Cut teeth at GaimTheory, a multiplayer platform startup with tech licensed by id Software for Quake Live and Riot Games' for League of Legends in 2007. Failed.

Find me on Twitter (@colin) or Facebook (/colin). #42 #ff6600

Posts38
Comments812
View on HN
jellifi.com 13y ago

Show HN: My girlfriend's startup

pxlpshr
46pts33
www.youtube.com 13y ago

Gabe Newell: Reflections of a Video Game Maker

pxlpshr
4pts0
defcad.org 13y ago

Gun Regulation + Internet + 3D Printer = Distributed Defense

pxlpshr
1pts0
readwrite.com 13y ago

Randi Zuckerberg's Facebook Privacy Violated

pxlpshr
1pts0
www.buddyguard.org 15y ago

Show HN: BuddyGuard Mobile Personal Security

pxlpshr
2pts2
mobile.venturebeat.com 16y ago

Hedge funds want to use check-in data to predict retail performance.

pxlpshr
3pts0
techcrunch.com 16y ago

Plerts Blends Check-Ins With Medical And Personal Safety Alerts

pxlpshr
23pts22
www.codeorgan.com 16y ago

CodeOrgan

pxlpshr
1pts0
www.livestream.com 16y ago

TEDx Austin Live Stream

pxlpshr
1pts0
giffconstable.com 16y ago

Google is Not draining the pool, you've got to really want it.

pxlpshr
2pts0
gowalla.com 16y ago

Gowalla releases API

pxlpshr
3pts0
appcubby.com 16y ago

Selling Out Gracefully, getting more out of iPhone apps

pxlpshr
4pts0
www.irradiatedsoftware.com 16y ago

Tell HN: Cinch, W7-like window management for OSX

pxlpshr
54pts39
www.nytimes.com 16y ago

Good Enough is the New Great

pxlpshr
1pts0
gowalla.com 16y ago

How we accidentally built a social network by loving the pixel.

pxlpshr
1pts1
www.steorn.com 16y ago

Controversial Orbo launches public preview today

pxlpshr
1pts0
appcubby.com 16y ago

AppStore Developers Aren't Millionaires, But Some Are Living Life Richly

pxlpshr
28pts7
www.austinstartup.com 16y ago

Navigating The AppStore

pxlpshr
1pts0
codeforamerica.org 16y ago

CodeForAmerica.org

pxlpshr
1pts0
www.techcrunch.com 16y ago

5 Startups Launch At Capital Factory’s Demo Day In Austin

pxlpshr
3pts0
www.capitalfactory.com 16y ago

Watch Capital Factory's Demo Day Live, @m2jr keynotes

pxlpshr
1pts0
www.macrumors.com 17y ago

Apple acknowledges AppStore's "race to bottom", working on improvements.

pxlpshr
8pts6
blogs.harvardbusiness.org 17y ago

Lessons Learned In The Downturn

pxlpshr
3pts0
www.twine.com 17y ago

$10,000 Prize for Unblockable, Anonymous, Encrypted Mobile Internet Access

pxlpshr
1pts0
news.ycombinator.com 17y ago

Saltlick Labs Seeking Additional Partners (iPhone / Web)

pxlpshr
2pts0
www.slideshare.net 17y ago

Tony Hsieh's (Zappos CEO) SXSW '09 Presentation

pxlpshr
1pts1
www.texasstartupblog.com 17y ago

The Do's and Don't of Entrepreneurship

pxlpshr
2pts0
news.ycombinator.com 17y ago

Ask HN: Feedback on Pocket Workout, iPhone app for exercising

pxlpshr
1pts4
appcubby.com 17y ago

App Store Pricing (It's not a free market)

pxlpshr
20pts28
news.ycombinator.com 17y ago

Thank you HN: BreakkUp.com Story

pxlpshr
31pts18

I'm sorry but there's no correlation to AMZN's stock price reaching all-time highs. 1) The entire world was caught in a two-year pandemic and caused e-commerce to exceed retail spending virtually overnight (See: SHOP, BIGC, etc)... and 2) The fed printed an asinine amount of money that dislocated the market from reality.

Your work-from-home team had nothing to do with either of those two massive tailwinds.

One of my first startup experiences was working on the multiplayer platform that supported Quake Live. We eventually licensed it to Riot Games for what became League of Legends but both games were significantly delayed and we ran out of funding.

The fact that you assign innovation purely to science/engineering is why many startups fail. You don't seem to recognize that innovation happens across all segments of the business. Plenty of ingenious products never reach critical mass because engineering founders dismiss all other aspects of business building. Facebook's toe-hold that helped them beat MySpace and Friendster wasn't an act of innovative engineering as much as it was their go-to-market plan starting in Universities.

Engineering will remain flexible because of all the virtue signaling big tech is doing in order to retain their talent. It's almost comical that they are struggling to bring people back to the office after being the biggest promotor of work-remote while the rest of the service-economy had to show up every day to their Walmart jobs...

This is exactly how I feel as an end-user over the same time period to the point that I don't even login anymore except for work. It's exhausting and it's no longer about the projected vision of "connecting people", it's about connecting people to content and other monetizable assets as a first-order priority in everything they do and touch.

This is why Facebook/IG is unrecoverable to me as a destination for connecting with the people I care about. Instead, it's become iMessage and I'm quite happy about that. No ads and the conversations/photos are a lot more authentic compared with social media.

I still love social media as a form (I think), it's just become more media and less social.

In my experience working in finance and healthcare as a founder, education and cash flow needs box out poor people from conventional banking; they live check to check, public schools in poor areas are below average, et al. Poverty feeds on itself, unfortunately.

KYC/AML ensure our online applicants are who they say they are. It's a very straight forward regulatory requirement to safe guard the movement of money by US citizens and not foreign entities. This is one of many anti-fraud measures we take because fraud is a massive issue and capital loss is exceptionally hard to recover -- especially for internet banks where attacks come from all over. Fraud networks are extremely sophisticated and based on your remark about KYC/AML, I don't get the impression you appreciate the depth of it. It has nothing to do with low-income citizens except to the degree to which social determinants (lack of transportation) may prevent someone from getting their identification renewed, but this is a much bigger issue for that individual than just opening a bank account. Online banking is more accessible for low-income for this reason vs. brick and mortar who avoid branches in those areas.

For a startup or even a crusty old bank looking to improve margin and slim down their back office, services like Alloy make KYC/AML a very simple request/response component within our application. There's really nothing complex about it. I'll take KYC over HIPAA any day of the week.

I may be misunderstanding your question but I'm a big fan of Denon (or Marantz) receivers w/ HEOS. Their AVR line can support up to 3 zones and can be paired together. I have 11.2 and 9.2 powering 18x speakers and a sub in my house. You can use a single receiver to play music outside by our pool and simultaneously play 5.1 over the living room for sports or movies. It also handles the connection to Spotify (et al) directly so I can take a call or leave the house with my phone and the music will continue to play.

I use Personal Capital and love it. It's just better when you have a variety of 15+ assets and supports things like Carta. Admittedly, it's been a long time since I used Mint but I now need a much broader view. I don't really care about my individual transactions; I'm more focused on turning a different set of knobs at this point in life.

My biggest complaint about Personal Capital is the frequent phone calls from their financial advisors despite asking them to stop. I'd be happy to pay $10+ a month just for their aggregation services but my private bank is leaps ahead in terms of sophistication and access to alternative investments not typically available to the public.

I didn't fully appreciate the value of our data room until it mattered. Since the last deal, we've kept our data room impeccable and exceptionally granular. We're also way more sensitive about the timing of what we share and what we black-box for as long as possible. There's a strategy for managing your data room in situations like this, so I encourage talking with mentors/advisors if it's your first time.

This is also true for general communication to the team about offers like this. It's way too distracting and too high of a risk to morale if the deal falls apart.

One Medical S-1 7 years ago

Direct primary care is (generally) much cheaper for better quality/more holistic care. I think DPC is particularly attractive if you’re a low utilizer on an HDHP and never hit your deductible.

The 'problem' you just described has nothing to do with crypto-currency as the 'solution'. Apple Pay is the most frictionless payment system I've used, can integrate with the browser, and attached to any of my credit cards.

Paying for 'bits' of content is already a thing, you can buy single article access on many of the newspaper websites today.

The comments in this thread are hilarious. I guess some of you all have forgotten about that can of duster you’ve relied on for the last 30+ years to clean the muck from just about every keyboard. I don’t understand the rage...

I use my MBP just as much as anyone, the butterfly keys feel so much better than the old clickity keys and I’ve gotten use to the TouchBar. F Keys we’re useless to me unless they were remapped, and now the TouchBar gives me a lot of options for customizations.

I don't even know that many people who "store value in gold". The ones that do are usually also the people screaming that the sky is falling, at which point I favor guns, ammunition, and food & water.

I travel a lot. The problem isn't your first bag, it's that a lot of people also store their second bag in overhead which should go at their feet but they want to stretch their legs. This adds way more problems than the first bag.

I'm always carry-on even with my free & priority checked bags thanks to status. For business travel, I like to move quickly through the airport. For personal travel, especially international, nothing is worse than pulling around a lot of luggage like a first-time tourist. Those pebble roads, tight commuter trains, and long step-walks in Europe can be a drag. Last month we travelled 21 days across 5 countries with just a carry-on.

In both cases, the airline losing your bag is a real pain to deal with on any trip – happened a lot to me on multi-connects but much less of a problem on directs.

I don't disagree, I think it's a great opportunity for Amazon to make this a big win for their optics - externally for consumers who are starting to view them as the new Walmart and internally for WF employees.

I just felt I needed to clarify that attacking Amazon and painting them red in the press for poor employment practices that WF has upheld for a long time was not really a diplomatic strategy for approaching your new boss, especially when a lot of WF employees likely wanted Amazon to be a "hands-off" acquirer.

A lot of finger pointing at Amazon but most of the employment demands from the 'union' have been characteristics of Whole Foods since looonnngg before the aquisition. For example, unpaid paternity/maternity leave, no recognition of any holiday including federal - just 3 weeks of PTO used at your discretion, below market compensation, crappy benefits, calcified management, and the list goes on.

Most people work there because of the perceived culture of being free-spirit & hippy, but from my observation it's not that great of a place to build a career & wealth. Or perhaps it's par for the course and I'm just accustom to tech companies treating their people pretty well given how competitive the market is for top talent.

Source: I live in Austin with friends who work at the HQ.

I built this about 6 years ago with Lloyd's of London as the underwriter for medical evacuation and search & rescue services. We were way to early for smartphone market, but the GEOS response team behind FindMeSpot.com can be contracted by anyone. http://www.geosworldwide.com/

The challenge for any private company is that the solution needs to be completely integrated into both the device and behavioral patterns need to be re-learned. For most people (in the US), calling 9-11 has been engrained since they were a child. In a moment of panic, it's the first or second reaction... not loading a 3rd party app. While not impossible, convincing Apple or Google to let you own "SOS+" capabilities would be a tall order...

Spot has succeed in the adventure market by owning the device and behavior change being easy to manage with no cell service. Just about everyone I know who has a mountain home, sailboat, or frequently travels to remote places – has purchased Spot.

If I was a VC, I would be interested in a roll-up strategy... GEOS and Spot aren't the only solutions.

Correct. "one of the fastest..." is more accurate. The new m4's beat the i3 0-30 but only by a few fractions.

In any event, it's very very fast for an urban commuter and I annoy plenty of people driving AMGs and Porsches in my clown car.

Yes, it's a clown car but I'm okay with that. Resale dropped due to federal tax credits and BMWs aggressive leasing plans.

For me, it was an experiment to try EV and I'm 100% sold. It also pushed me to go full solar on the home we're building. Rather make an environmental impact than a status statement.

The Range Extender means you can drive across United States without depending on the grid; the REX is a gas re-generator. The BimmerCode hack(s) makes it more enjoyable to actually go the distance. I now have a combined 140 miles per charge and ~2.5L gas reserve. There is a popular i3 Facebook Group where people log their long distance drives.

All of that said, my average commute is 10 miles so I'm purely electric about 95% of the time unless I forget to plugin. I got the REX because I thought the resell would be better in Texas.

The i3 has a "BEV" version that is much cheaper but more limited in its range; newer models are getting better tho.

I think Tesla's are beautiful and have set the bar, but if you want a capable & cheap alternative, look at a used BMW i3. Resale value sunk for many reasons but has bottomed.

<salesman>I bought a 2016 fully-loaded REX with 5,000 miles for under $25K, sticker was $58K. Factory warranty for 4 years, 8 years on the battery. Fastest BMW from 0-40mph. This thing flies for urban commuters. It comes with a charger that can plug into a conventional socket which can be nice for people who don't have the means to install a 240v. Fun to hack with BimmerCode to customize all sorts of stuff. My big complaint is the rear door system is awkward. It also rides a little high so I put 1" lowering springs and 15mm wheel spacers which greatly improved handling.</salesman>

I'm also interested in testing the Jaguar iPace. By most performance measures, its beaten the Model X.