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phillc

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I actually owe my programming career to MTM. When I was ~10-11 years old, I held many tournaments. At some point, my tournament grew to the point where I couldn't manage signups day of, and tried to make a website using frontpage + some form of extensions (angelfire? tripod?) to have early signups. I eventually learned javascript and a tiny bit of perl.

Looking back at that point in time, I did a horrible job of managing those tournaments (Sometimes my pre-teen responsibilities took priority and made me miss some tournaments. Oh and I seem to remember storing passwords in clear text). However I look at myself today and am extremely happy to be a successful developer, which may have never happened if it hadn't been for the MTM1/MTM2 games and websites, which I am certain I probably copied a ton of "codes" from back then.

If you are worried about cost, just run it on a subset of your servers. 10-20% of your servers should be enough to gather most information you need... unless you are using new relic as the only aggregator of server status/monitoring... and that should be heroku's job.

Your philosophies are sound for banking software.

There are cases where startups, social impact organizations, or any fast moving team would pick rails for its fast movement, accessibility, and support, even if they thought that there were even more security issues than that have happened.