onreact-com

So what did he do with the 18k? Buy ice cream? You probably mean that he didn't finance the whole house with this money but this does not mean that you can't do it.

Please read this for some basic understanding my dear non-"idiotic" friend:

"The root cause for the current crisis seems to be the excessive use of leverage.

To take an example, a company with a net worth of US$ 25 billion borrowed 26 times its net worth and creates leveraged funds of US$ 650 billion to invest or lend them. When a small portion of the company's investments turns bad, as is the norm for the industry, the company's capital is under threat. To put things in perspective a 3.8 percent misjudgment in their books was enough to wipe out their shareholders' capital of $ US 25 billion."

http://economictimes.indiatimes.com/Features/Financial-Times...

"How idiotic can you be?"

"When disagreeing, please reply to the argument instead of calling names. E.g. "That is an idiotic thing to say; 1 + 1 is 2, not 3" can be shortened to "1 + 1 is 2, not 3.""

http://ycombinator.com/newsguidelines.html

Last time it came up people were complaining how they don't use it and hate it. This is not a debate, it's nagging.

IMHO not many of these factors have changed. Which ones don't you agree with? Which ones you'd like to add?

Just because many people agree with you doesn't mean you are right. It's often opportunism. M$ will surely try block it, either technically or by law. For the uninitiated M$ is the short version for Microsoft.

I may be childish, but it has been the unofficial acronym for at least a decade so obviously whole generations of children use it.

Last but not least: Voting everything down you don't agree with is childish. I argue with people and don't vote them down like some bury brigade just because I disagree.

Believe me, you don't want to be ridiculed by spontaneous mobs when you're 70.

Maybe some people throw away $100m but nonetheless I'm tired of some HN users bashing Twitter each time a twitter VC story likes this comes up.

Did you follow the link? It starts/ends with a story about a guy who bought a home with a p2p credit.

Sorry, I don't want to explain the financial crisis to you but in short it was something like this: The financial system broke down, banks either went bankrupt or had to be rescued by tax payer money.

As a result of the financial crisis many people lost their homes. Maybe that was too complex for you to understand the connection and you still trust your bank. That's OK for you, it's your choice. Still many people don't trust banks anymore with good reason.

Last time I said that GMail is unreliable and thus you should not use it for crucial communications I was downvoted by at least a 12 people. I wonder if those people believe it when CNN tells you it's repeatedly broken.

Unless of course many HN readers work at Google ;-)

Webcredibility.org seems to be down for a year but make sure to check out the archive.org version of their guidelines:

http://news.ycombinator.com/item?id=841711

Now please refrain from telling us again how useless Twitter is. By now we know that some people don't actually like or use it.

The problem with sites like LinkedIn is that they own your name and can sell it back to you. When you use them they own your contacts as well and will stop you from contacting your peers when you don't pay (LinkedIn competitor Xing already did that to some users).

Before we reach the age of data portability or proper ownership of data you have to limit the power of third parties over your name. You have to use those services or someone else might do for you unofficially but you have to keep your name and contacts to yourself.

So basically you need a good SEO and CRM strategy where you own your name and contacts yourself independently of services like LinkedIn or Facebook.

Try peer to peer lending instead:

http://news.ycombinator.com/item?id=841484

Who trusts banks these days anyways? When they go bankrupt you lose your home.

I'd like to see a readable version of the chart.

It looks ridiculous, like a kitchen stool. Using it outside the kitchen might result in gatherings of laughing bystanders.

Compared to this the YikeBike is really cool: http://news.ycombinator.com/item?id=810787

I did not indicate in my comment that the article says so, I wrote that I SAID SO before. This is obviously the first step on the way to blocking it. Please try to read first and understand before complaining. Comments are not for repeating what the articles say but to add your own opinion. Also you're not my father to tell me how I should behave.

Here is the link where I said it in case you still don't get the context:

http://news.ycombinator.com/item?id=839002

As I said before, M$ will block Google from doing it.

What is this? A forum? A link dump?

"I come to HN because I find interesting and RELEVANT news"

Exactly. You don't contribute much of value though with your zero submissions. People who only manage to criticize others while using the community resources and not contributing to those should not try to teach others who do contribute regularly. Try to find some relevant stories first to share and then tell me how you do it not before you even tried.

No, he said that by posting I turn HN into Reddit which is actually the same as just stating "Flagged for being too Reddit-like".

"You are, of course, entitled to your opinion."

Thank you, very kind of you. I thought you rather assume that I am not entitled to it. Thus you try to subdue it by voting it down and telling me not to submit stuff like that. You are really very generous.

"Ignoring my comment on the healthcare post (which I only did because you submitted a bunch of them in a reasonably short space of time and the HN gimmick was too good to pass up)"

Are you some kind of weird stalker or something voting everything down of mine or on a particular topic? Get a life then. Btw. I wouldn't need to resubmit stuff when people wouldn't block it from being seen. People who like to decide what others are allowed to see should work as censors for China but stop policing democratic communities.

"the vast majority of submissions and votes, is very tech startup oriented"

Yes, indeed it is, which sometimes gets a little boring. HN is not strictly a niche topical community it deals with everything hackers might interest so please let the hackers themselves decide, here 6 of them did. I don't see a problem with the occasional non-Ruby, TechCrunch or startup article.

"You are free to disagree"

Thank you again for this generosity but it's not something you allow me to do, I have the same right to voice my opinion here as you do.

P.S.: Ever since I'm on the Web (1997) people like you always shouted "off topic". In most cases where they succeeded the places they did it on died off due to their topical limitations as the subjects evolved.

I don't see the connection to Italian and celebrities. You stretch your analogy a little.

There's nothing new about the US economy being highly dependent on the military. It's after all a news sites here. This article I submitted is news, it's a new way of "business".

Btw.:

"If your account is less than a year old, please don't submit comments saying that HN is turning into Reddit. (It's a common semi-noob illusion.)"

http://ycombinator.com/newsguidelines.html

In your case it seems one year wasn't enough.

So you don't like heath care stories likes this one?

http://news.ycombinator.com/item?id=840702

To be honest, I don't use Digg, Reddit or any other main stream social news sites and I won't due to several factors so don't tell me to go there. Also when some people like a story enough to vote for it this story must make sense to some "hackers" too.

I rather get tired of the hard core programming langauge stuff that's better suited for http://www.dzone.com/

Still, I just ignore it and don't tell others to shut up. I don't know why YOU feel entitled to me to shut up.

Btw.: Where I live hackers are the most political people around. I just say Pirate Party so I don't understand why hackers are not even allowed to discuss business and tech policies here.

This is not about politics, this is about business. In a weird way but it is. It shows that while businesses in the US struggle some huge amounts of money end up in questionable channels abroad spend on some shady business that in the best case is NOT about killing people.

In case this business model actually works soon enough you get dozens of websites wanting you to pay them for your brand.

So the US army is using Thai people as guinea pigs?