HN user
My late Dad had that so I checked myself for it. It sounds like there's a golden period (of around 2 years since the first consistent back pain) where the development of the condition can be stopped. Have you passed that period?
What I know is
Student loan is quite inefficient, people going to University of Phoenix with low job acceptance rate majors get the same/similar interest rate with people going to Stanford for Computer Science. One side is way more likely to pay back than the other. That side is the horse, while the other one is the burden to the portfolio.
There are for-profit schools which spend 70% or more of their budget to solely marketing. I don't see they are producing good workforces.
Long term value: driving the masses to correctly study things that have higher chances of concretely contributing to society on short - medium term. I think it's quite valuable.
SoFi's way to survive is to collect high quality borrowers which risks are smaller than the average of the student loan portfolio.
Let's say govt gave all 8% (idk the real numbers) for everyone, but there are good students/alumnis in it whose risk are calculated actually as 4%, SoFi would refinance the loan with 5%. 1% margin is for SoFi.
Borrower is happy, SoFi is happy, student loan system gets a slap of reality in the long run & people would realize the inefficiency of the loaning system.
In the next phase after they have gathered the good borrowers, SoFi needs to nurture them to ensure their productivity, while offering other finances if needed. This is still not materialized yet I think. But, acquiring good borrowers & continuously serving them is the holy grail of the business I think.
wow, this is really useful. thank you.
Bakrie is one of the big players in the politic of Indonesia. It makes sense for him to try to control the (maybe 2nd) most used social media platform in Indo. He probably expects to have the same influence as what Obama 2008 digital campaign team had.
"...scientifically literate government leaders who push for evidence-based policies and demonstrate a scientific outlook are needed more than glib panderers with attitude."
In my subjective experience, scientifically literate leaders usually have way better attitude than ones who are not that literate.
Thanks guys. I guess I need to be more aware/pro-active with my surroundings to find the problems.
Hmm, I don't understand why the author said that if we use OAuth, having CSRF protection does not make sense. Does anybody know why?
Astray: Will the be sued by Vitamin Water?
tl;dr, anyone?
I want to make the bulbs die remotely.. Can we do it with a script toggling them on and off in a rapid rate?
San Francisco, CA.
Boku is looking for a web developer. Need to be an experienced one. Will be dealing with PHP (Symfony framework), JQuery, HTML, CSS, REST APIs. Mobile UI development experience is a plus.
I might be missing something here, but it seems to make the future computers to be really power hungry. Are we sure this is not a waste of electricity?
oo~ number 7 is interesting
The boy's story is pretty awesome
The real writer, not the one who posted it on HN, probably doesn't even know this thread exists.
I do need a job. I am interested to join a startup whether as an entry level software engineer or an intern. I am comfortable with C, Python, Java, C++ and C#. Unfortunately, I lack the experiences with frameworks, APIs and libraries such as RoR, Django, Hadoop, Scala, etc but I am willing to catch up. I am an F-1 student with an OPT work authorization for a year. I love solving algorithm problems and security issues. I do not mind smaller compensation as long as I can pay my rent and I can eat. I am currently based on Indiana but I am willing to relocate.
Some small codes written for references: http://github.com/genkiro/Quora1/downloads
Resume: http://github.com/downloads/genkiro/Quora1/Ronny_Wijaya_2010...
I can be reached at rwijaya@purdue.edu
I agree with your opinion. I would say if the company can make an effective way to give feedbacks and to filter candidates, they would bring a good thing somewhere in life. After all, we are all connected.
Good website. But not every company shows how to apply. :(
Thank you slantyyz for the excellent feedback.
Honestly during my last three years of college I made a huge wrong journey. I spent all my free time by solving general algorithm puzzles posted in the web such as top coder practice, Facebook coding challenge, RapLeaf coding challenge and their nature. I thought that was the best way to score an interview.
Now that I am interested in applying for a startup, I realized that real projects that involve a diversity of technologies actually gives you more credential rather than technical knowledges. But it is a bit too late.
I better start grabbing some of my small algorithm codes and put it online now.
Thanks, they are great things I might need to work on.
If you guys can give a general advice to start for a fresh bachelor graduate who doesn't have enough experiences but really want to join a startup in as an entry-level position or as an intern, what would it be?
I need to get a job in a period at most two months :(.