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neosavvy

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Programmer living in Asheville, NC.

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I agree that robo-advisors are great, but they do leave a lot to be desired. I’m actively working on a service that would drastically change the way people engage with robo-advisory accounts.

I for one prefer to make stock selections on my own, however Wealthfront, Betterment, and Personal Capital do not allow me to manage my own investments with any of the robo-advisory features. There is a huge opportunity in the space.

It would be great to talk to you about it - I’d love to hear your thoughts - any way we can connect?

I’ve been through this. Twice.

Once it got hostile. Allocate some money to hire a lawyer. Have your lawyer send him an email as a first step with your buy out terms. This would be skipping a step I went through which was the disagreement where we realized we weren’t good for each other in business anymore.

Let your partner sit on that a while. He has no leg to stand on, and if folds and competes with an identical business you can sue him on grounds against his Fiduciary Duties to the current business.

Maybe also google “Fiduciary Duties”.

I've used many different screensharing / video conferencing solutions.

I especially miss the one called Screen Hero - purchased and killed by Slack.

I must admit though Zoom has been great, and everyone on the team loves it. They also give you a great try-before-you-buy setup (unlimited 40 minute meetings)

If I recall correctly he added a safety net that I setup after doing this a few time.

I'd be SSHd in and restart the rules, then the SSH session would hang. I was actively modifying rules and hey look I was a noobie sysadmin!

I made dumb mistakes back then. I believe that's when I made a catch all rule for my home IP on ssh in and out.

Regardless, thanks Tom!

Man I think I used this software back when I was working out of my closet back in 2004 trying to finish school. This was a nice abstraction on top of IPTables.

I definitely remember screwing up rules which caused me to have to drive to the data center about 15 miles from my house after kicking myself out of machines I was SSH'd into.

If you are a student it's free.

Also good tools are worth paying for, I have been a subscription user of their tools now for years.

I think it's like $199 for a subscription to the whole suite. If you are a dev (or work for someone who expects you to do dev work for pay) it's worthy spending a few of your coins on good tools.

I stare at these tools all darn day, and they rarely if ever crash. I don't regret moving away from Eclipse almost a decade ago, which used to devour all my system resources and crash and fail constantly.

Google should send this guy a request to be hired. Clearly he's as good as their internal engineering team and his write up was great.

I do think the value in all these currencies is that it will change the value Banks in general bring to society.

If we see a widely traded and daily useful crypto-currency in use for general goods and services, we'll see a deleveraging of the banking system.

Right now how often do you exchange a real Dollar or Nickel for goods or services. Chances are your token of exchange is your credit or debit card, with a balance maintained by a bank.

Would be very interesting to imagine the world we will live in if the banks are no longer keeping the ledger for society.

I agree, I was discussing the total market cap of all coin offerings in general as being around $500B which is just over half of the value of Apple.

I'd take ownership in Apple all day over any coin, as I suspect more people out there value the Apple Stock over the ever-increasingly tough to exchange Bitcoin.

Like I said (I probably sound like Chase sales guy) they have been pretty good to me and it's nice to use a big bank to have all your stuff in one place.

Car loans / Home Loans get bought up by Chase and you can service all that sort of thing in one web interface. I'm worried that local banks will make me switch back to snail mail days - I'd have personal access but boy I just want to be able to do it all virtually.

Specifically was considering Well's because they are less than a 5 minute walk from my house in NC - which is kind of rare in NC - most places are drivable.

However their account opening practices from years ago, and this is a good reminder they are unscrupulous.

I am being somewhat selective as I have a private client account with Chase which has been really nice, and Well's is one of the banks that offers such concierge services.

I'll admit though I only really like the low fee stuff, like free ACH/Wire Transfers, Free Bank Checks, and ATM-fee reimbursement - no limit. Not to mention they waive tons of fees for having credit cards with them.

Some of the higher value fees like using their investment manager, I don't take part in. I manage most of my retirement and savings in TDAmeritrade, Betterment and Robinhood accounts. I still maintain a rather high cash balance at my bank but I make sure to keep it below the FDIC insured amounts.

Anyways, I asked Well's to call me about their services a week ago through their website - I guess they don't want my business - oh well.

I have a state credit union account from my days as a TA in school - but they don't provide many loan services for home purchase / car purchase however I tend to use products that generate 0% interest loans on cars and home use I used Better.com because those guys are killin it - they gave me a low rate and just promised to transfer to the bank of my choice (Chase).

The only reason I really want to switch off chase is that I have to do a lot in person because of new federal compliance rules. I was setting up a Last Will etc for my wife and I and we wanted a complex beneficiary rule on cash accounts and Chase was going to make me drive 3 hours to a branch to set it up. Just seems like if something happens to me and my wife (car crash or something) it would be tough to get the cash to the right place and my attorney is telling me it'll all end up in probate.

Super morbid, but that's what made me start shopping.

Technically speaking the only reason to avoid JQuery now is because DOM manipulation is more costly than dealing with a more efficient Shadow DOM to manage the lifecycle of UI updates on a screen.

JQuery may be a fast download but JQuery applications can be quite costly to run especially in a non-browser-refresh environment.

I'm sure your JQuery applications are quite efficient, but I am an advocate for choosing modern tools that developers want to work on when you inevitably move on from your projects/customers. I do also advocate for tools that are going to be around to stand the test of time, and in your favor JQuery is a ubiquitous library used all over the place, people do know it, and a customer of yours will have no issue finding someone who is willing to work on it.

I by choice avoid those projects, and have worked with quite a few folks who do things the JQuery way when we are using React or Angular.

Enjoyed the debate today, but my question was largely left unanswered. I was curious if you worked on a large team with your framework/JQuery or if it was a smaller deliverable managed by you and another person or maybe just you.

I have witnessed React and Angular apps with as little as one developer, but up to 30 in some cases all on the same application. Complex applications like Trading Systems and Document delivery with multiple connected users.

I'd wager it's tough to get all of that done without some documented tools and complexity, given the complexity of the business problems at hand.

I agree we aren't talking about the same apps.

I don't know if folks much consider vanilla JS / JQuery apps Single Page Applications.

I think (but am not sure) that all SPAs are built these days with Angular, React, Ember, Elm, Vue, or some other framework I haven't paid attention to.

Usually tied into Restful webservices that don't do any templating server side unless it's via Isomorphic JS. Maybe I got it all wrong though.

Wow, ok.

I won't get into a pissing contest, but I've solved and managed large and small teams. Folks don't like to maintain custom built software solutions that don't use common accepted best practice frameworks.

JQuery is widely accepted as an anti-pattern by huge swathes of the programming community.

You are right though, I've paid off most of my bills and do have a choice in what I work on anymore. I definitely don't live in a basement.

My experience boils down to inconsistent mindsets on large teams too though.

You get a variety of folks in a room working on a complex business problem, some favor simple tools, some are constantly distracted by shiny new tools, you end up with crazy complexity at times in terms of the solution.

I think it's important to focus on a team and vision for managing the complexity and the rest should fall into place. It boils down to good engineering vision.