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n8ta

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I use wise ~1 time / yr. Last time I started a transfer they required ID first. I uploaded two photos and my account was immediately locked since my bday on ID did not match my wise acct (typo). Quick email to support and it was unlocked 2 hrs later. Was able to complete my transaction after that without issue. Fine experience overall if inconvenient.

To try to answer the first question: It's about who your customers are.

If you're a business with 30 employees all making 150k/yr you have 375k in payroll costs every month. Holding even 1 months payroll in cash puts you above the FDIC limit of 250k. Normal people rarely need more than 250k in cash so the ratio of business to normal people in customer base matters.

To make things worse let's say you're VC funded and you don't have monthly revenue to put towards your payroll. Instead you have X months of payroll/runway in cash in an account being slowly drawn down. Now you might have 1 year of payroll in cash. Nearly all of that is uninsured.

Quick googling shows me that SVB was only 15% insured. Likely because of their focus in startups with large balances vs regular ppl with low balances. For context BOFA is 40% insured and JP morgan is 35%.

https://time.com/6262009/silicon-valley-bank-deposit-insuran... https://www.forbes.com/advisor/banking/bank-of-america-revie...

But I do see your point, short term treasuries probably would make sense for startups right now. With a 4.2% rate on the 1 month treasuries it would make sense to setup a ladder with bonds coming due as you needed them. But in the very recent low interest rate past this probably wasn't worth the hassle for many startups.

Ruby 3.2.0 4 years ago

I was writing native extensions about 2 years ago so its been possible for awhile. The rutie crate for rust makes it much easier.

RCS is not here for Android and will likely never arrive for IOS...

Even if Android saw 100% adoption for RCS I'd still want to message my apple people via sms.

"SMS is on the way out". I'll believe it when I see it. Apple isn't going to adopt it because they have no incentive to do so and apple has huge market share. Android hasn't even implemented it yet! We're killing super useful features because 50% (or whatever android market share is) of mobile phones might have something better next year???

Having SMS support as a workaround was huge for signal usability for me. Taking it away burns so much good will.

Removed SMS support and then added stories. Worried about signal's recent direction.

Being able to interact with my remaining non-signal contacts was huge. Really going to miss it. In contrast they are now adding a feature I do not care about at all.

So you're hoping we'll be able to effectively align an AGI with ethics we ourselves don't even possess?

I recommend Robert Miles on YouTube for a few lessons on the challenges of creating friendly/aligned AIs. (And why your hope here is somewhat ludicrous).

"four-company panel was established to continue works on it, featuring Deloitte, Accenture, IBM and Arq Group."

"We’re supposed to be adopting an agile development methodology"

Ah yes the classic agile setup 2 week sprints where at the end of each sprint you rotate companies.

Print doesn't have to be re resolved on every access... Not sure about python but many interpreters do a resolution pass that matches declarations and usages (and decides where data lives, stack, heap, virtual register, whatever)