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muhneesh

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This is my take too - that said, I think this is a structural problem across low-wage jobs. I don't think driving for Uber is inherently worse than working for Walmart or Amazon.

There needs to be greater orientation around skill acquisition that helps drivers, package handlers, etc. move up the skill stack.

Thanks for this - interesting that you focused the postmortem on technical lessons (other than #1).

I'm super curious around what the sales strategy was.

I'd imagine for devs, it would have to be around productivity (time saved by exporting vs. manually coding, adherence to consistent CSS standards, etc.).

For designers, I would imagine it would be around taking more of the software dev lifecycle - e.g. designers can now eat up part of the value that front-end dev provides. Based on that, designers should be more in demand, paid more, and so on.

Those seem like huge levers to pull from a PMF perspective, but to your point, maybe it all sounds great until you get into that conversation, and it's really not something that teams are looking for (at least right now).

At a high level, that makes some sense - these tools might not be the most practical way to get from point A -> point B today for a typical web or mobile app.

In my head, I'm wondering if they are just way too early? Going from design -> code -> UI is, in theory, less efficient than just going from design -> UI, in a programmable, customizable, scalable way.

Would a member of the Pagedraw team share a postmortem? Seems like this is a huge need and will be the future state of web / mobile design - what stopped you guys?

I see at least three counterpoints:

1. Real estate agents aren't often "experts" at real estate valuation, inspection or execution; They have dependencies on appraisers, inspectors, and lawyers. The work an average agent does is more or less cookie-cutter from my anecdotal experience, though I think there is a proportion of rockstar agents that do much more.

2. Not every buyer wants homebuying to be a client-services relationship. I'd rather have a trusted intelligent ratings system based on criteria like location, price and so on. I would hypothesize that there is a divide here with boomers and millenials / gen z. If I sell my house, it will be on a technology platform that takes 1%, not through an agent.

3. The vig an agent takes is insane in urban centers - 3% might make sense in areas where the avg. home costs 200-250K, and is harder to sell. In dramatic sellers markets where homes are in the 600K - $2M range, the take should be much much lower.

My point on the tax incentives were that current homeowners are grandfathered into their mortgages (assuming they bought before Dec. 2017).

Regarding state property taxes, I think they are treated as a local tax - so it wouldn't affect NY or SF given that their state income tax is likely to be higher. Your point is true in other geos though.

It would be useful for the HN title to qualify that this isn't about the U.S.

With the new tax changes + increases in the interest rate, the downsizing phenomenon will not make as much sense in the U.S. given incentives to hold onto the property and the inability to buy a proportionately valuable downsized house.

If you believe that your stock is undervalued relative to its risk-adjusted expected future value, it would be a good time to do a stock buyback.

Colloquially, if you think your company is going to do relatively good compared to market expectations (revenue, operating profit, net income, etc. will be better than the market fears over the long term) - then it's a good time to do a stock buyback.

I watch Inside the NBA almost religiously - it's such a perfect show sometimes.

It's not your typical ESPN or Fox Sports commentary show where an anchor talks about a player's "tenacious tenacity". It's a show that presents itself as a place where four friends talk about a shared interest.

To accomplish this, they need to be comfortable talking to each other without being confined to the sports equivalent of political correctness - to have unconstrained degrees of freedom in criticism, humor and general skylarking. This happens oftentimes to the point of controversy, with Charles usually being involved at the center of any such controversy.

This story is beautiful, but to anyone that is a fan of Charles Barkley, it is unsurprising. He's always been a beacon of genuineness through his time as a player, as a commentator and this article simply extends that same light to his personal life.

This is a ridiculous strawman as it relies on an equation of social and economic systems before the 1930s to today, but despite that, it's a bad strawman given that the FDIC was created in direct response to restore faith in American banks after the Great Depression.

I'm all for fintech, but I'm not for blind trust in startups looking for hypergrowth as it relates to consumer protections.

The correct response here would be for Robinhood to cancel the product and apologize, instead of revamping their marketing materials.

They are not offering a "cash management" service. Unless they get insured or find another vehicle to prevent funds from being at risk, they are effectively just borrowing money from their customers.

This is sardonically innovative, as they've invented the retail investor equivalent of a revolver[1].

If they continue to market this without deep protections for consumers, this is effectively a scam and I would encourage anyone originally considering this to scuttle their considerations.

[1] https://www.investopedia.com/terms/r/revolver.asp

Part of a broader effort - I committed to learning to code about 3 years ago. At that point in time, I didn't really know why I was doing it... really out of curiosity. I kept going because it was addicting, and really an antithesis to my day job at the time (investment banking) - which I felt was corporate / bureaucratic and unintellectual.

That said, eventually, I want to start a startup. I'm building out small side projects now. I'm generally comfy with web + mobile dev, and I wanted to upskill in a "newer" technology that was more "mathy".

Watching videos, reading the (indicated portions of) the text, doing practice problems, eventually exams - relying on the resources provided in the OCW site.

To be transparent - I just started the calculus class. I finished the UT Austin Linear Algebra class two weeks ago, and am 7 lectures + readings + 2 problem sets in on the MIT Linear Algebra class and 3 lectures in on the Calculus class.