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mickwe

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Banks catch less than half of card fraud. The rest is caught by cardholders, and if you don't catch it, you pay for it.

And that's just known fraud - a lot slips through and cardholders pay for it unknowingly.

So you have to check your charges carefully. While you may not be liable in most cases for the fraud, you have to catch it first. Use an app like BillGuard for that (FD: I work at BillGuard).