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masterjack

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Jack of all trades, master of some. Full-stack ranging from assembly to react to machine learning

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Meta Ray-Ban Display 10 months ago

Please explain in your own words why you believe this is not the case.

It wasn’t 2023: Last post 11 months ago, last comment 8 months ago, which is a typical level of lurking

I may agree if it was a 20% dilution round, but not if they are increasing from 3% to 7% dilution. Being so massively oversubscribed is a bullish sign, bad companies would be struggling to fill out their round.

Gemini 2.5 Deep Think 12 months ago

It will typically be the same 40 GB model loaded in, but called with many different inputs simultaneously

The Math Is Haunted 12 months ago

Yes, you can `print axioms` to make sure no axioms were added, make sure it compiles with no warnings or errors. There’s also a SafeVerify utility that checks more thoroughly and catches some tricks that RL systems have found

I also like Cline since it being open source means that while I’m using it I can see the prompts and tools and thus learn how to build better agents.

As a long-time Schwab user, one thing I was shocked by is that the login flow silently truncates the password to eight characters. I found this since I tend to have complex suffixes I rotate around, and one day I was able to login with the wrong suffix and even with no suffix at all. This must be due to some legacy process only allowing eight characters.

It'll be that price multiplied by how many SaaS tools you use, each of which will have some premium for their Enterprise plan supporting SSO, and typically they won't be transparent about what the price is or how to sign up for it, so you'll then have to go through the steps of negotiating an enterprise plan. Spending a few minutes to figure out their API sounds more fun

Are you really suggesting they open up 20 different bank accounts? And not only pay the monthly account fees but also pay a bookkeeper to upload statements for all 20 banks into the accounting system? And have appropriate controls on all money movements? And float money between the accounts each time payroll or some large expense is run? And follow the financial results of all of those banks in order to find signs of weakness?

Id rather be in a world where businesses don’t have to spend so much time playing games with their bank accounts and just trust that their money is safe, which is why the fdic needs to guarantee the deposits.

Blocking selling is a good way to get sued, so brokerages are very hesitant to do it. If the price drops the trader can claim they wanted to sell and are owed the difference. Blocking buying doesn’t have this issue since you can’t sue for theoretical gains.

It’s true, but it’s not like other markets where someone can choose not to buy and additional sellers can come in, to make sure that prices are in some ways tied to costs. Here, everybody has to live somewhere, so by default you have a “naked short” position on housing. Efficient price discovery here is performing a short squeeze and finding the point of “maximum you can afford to pay without going broke”, which is only possible to reach with price collusion.

Visa Buys Plaid 7 years ago

Anyone know if this acquisition is a win for Plaid, or are they are just panicking before bank API middleware becomes commoditized (e.g. http://paysli.com/ offering free authentication)

Fragmentation is definitely high. Although if you can seamlessly fall back to other services, a handful of bank integrations can get you ~80% of the customers.

I haven't worked with Open Banking, how is it? In the US, for bank transfers, NACHA files are fairly easy to work with, as long as you can access and verify bank account numbers (ideally get balance and identity information too). I think all the APIs support this, eg: https://developer.wellsfargo.com/apis/payments/account-valid...

It's hard to tell how quickly things will change and improve. Banks should have an incentive to work on this, since it will give them more control of their data and logins, potentially lowering liabilities and hack potential.

What is Plaid's long-term competitive advantage? It made sense when scraping was the only solution (albeit an extremely dangerous one) but now banks are launching their own APIs, which is allowing some competitors to come in with free bank account linking. A few simple features address most of the needs of a typical fintech, and I don't think anyone is happy with having to integrate Plaid's SDK nor pay their rates.

In addition to the sibling’s comment on explicitly passing inna comparator, note that std::map is an ordered dictionary and requires an ordering on your elements. It sounds like you may have preferred hash_map

Hedge funds can also be a good testbed for technologies, while “do good” companies can use it as an excuse to be bad on the inside. I am fascinated with the potential of large scale crowdsourcing in data science, and finance seems the most natural domain for this, which is why I’m now at Numerai.