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When I want to be super productive I'm listening to The Lord of The Rings Soundtrack. It feels like I'm doing some epic coding things. Just imagine when you are doing git push while there is Themes Of The Rohirrim playing.
api gateway typically does not introduce latencies
I haven't checked my function thoroughly yet, but I think API gateway introduce quite a bit of latency (at least in my case). My maximum invocation time is 600ms, according to AWS Lambda monitoring tool, but network request takes around 1s (checked in chrome dev tools).
Also, worht noting is that my code is hosted in the us-east region and I'm based in Europe. I'm not sure how much latency this introduce.
Serverless term is a little bit confusing at the beginning, but it is the same thing as saying that WiFi is wireless.
This one is a really interesting idea. Although It would be quite pricey I guess. It takes time to review properly code base which is new to you and industry specialists know their price.
Would you mind sharing those companies? I'm especially curious since Stripe is not supported in my Country.
For data storage, you can use aws DynamoDb (NoSQL), which has some generous monthly free tier.