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RePro | UK REMOTE (GMT ±3) | DevOps Engineer | https://reprostream.com
About us: RePro is an online platform for film & TV production.
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There's a teriffic episode of 'The Memory Place' podcast about this, that's well worth a listen (10 mins): https://thememorypalace.us/2018/06/no-summer/
I’d highly recommend Espruino — a microcontroller that runs JavaScript http://www.espruino.com/
I think the physical card is (in part) an attempt to stimulate digital usage (especially in North America where adoption of Apple Pay is pretty low compared to other places like Europe). Give people something they're familiar with (a physical card), reward them with cashback (which they will likely use digitally), and eventually wean them off the physical card completely.