gndk

I only use Claude Code, not the web UI. The window seems to start at first use, but I haven't noticed any problems with this. I tend to write "hi" to Claude first thing in the morning just to get my first 5-hour limit going, some time before I start actual work.

Occasionally the "did you try turning it off and on again" advice, so logging out and in again, seems to help with rate limiting issues.

That said, I wish they would turn the 5-hour and weekly limits into a rolling window.

The average rating (status-mood) is unclear imo. Right now it shows "Struggling (40%)" for ChatGPT and "Mid (15%)" for Claude. This suggests that ChatGPT is doing better than Claude (based on the percentage number), when actually the opposite is the case. And Gemini seems to be doing best right now, but has the same low 15% rating as Claude. I would expect the percentage to be the actual average of ratings, not how many people voted for "Mid".

Ah thats interesting. I only use Claude Code right now and don't have anything in that section you mention. Wonder how/when its applied and if it is also applied to CC...

I'm having good results with similar stuff, but not sure about the best approach. What exactly do you mean by "your global settings"? Do you have a global CLAUDE.md file? Or do you do this via the UserPromptSubmit hook and return an additionalContext? I use this hook to constantly reinforce some things, like "be concise. use context7." It even works to put "ultrathink" in there to always have it in thinking mode. But I wonder if these constant reminders are overdoing it.

Oh, yea I misread that a bit and my "no idea" doesn't really fit there.

I agree with your point that the government generally doesn't trust me to pay at some point in the future. Blocking the ownership transfer for a corporation like I mentioned above would be one way to ensure it though.

But there's no incentive for them to do that.

If you aren't prepared to sell your business though and you want to hold onto it, why would the government be inclined to believe that you really want to leave and never come back so to speak?

No idea. And for a corporation (GmbH) in Germany, it would actually be trivial to track and control this, since the ownership transfer is only possible through a notary public and only becomes legal fact after its published in the public company register. So put a flag on it, and when that transfer shows up, just block it until the exit tax from when you left is paid.

Pay taxes as if you had sold, even if you keep ownership. Which if you think about it, makes some sense.

It does make some sense, yea. The draconic thing is taxing you on a fictitious sale. I wouldn't have a problem with it if it was delayed until you actually sell the shares. There are actually ways to delay it, but they require a collateral.

For example if you can reasonably prove that it is a temporary absence up to 7 years when moving outside the EU, you don't have to pay the exit tax, but need to have collateral.

If you move inside the EU, the exit tax actually clashes with the EU's free movement directive and I think there are pending court cases for this up to high levels.

So if you move within the EU, you can delay indefinitely without interest, but they will still require a collateral. And if you want to leave Germany, you'll usually also want to leave the EU for the same reasons...

Switzerland is an option because due to various bilateral agreements, it is treated similarly as other EU countries.

Its funny that you mention this Canadian departure tax on stock holdings. Because just a few weeks ago the German government actually enhanced the exit tax and it now also applies if you own more than 1% OR 500k€ in a _single_ investment fund.

Supposedly this is to close loopholes around creating family-owned investment funds to get around the exit tax.

But as we all know, once a new tax is there, it will never go away. Easy enough to lower the limit or apply it to all holdings in the future.

A discussion with now 8000 comments has been on the front page for most of the day: https://news.ycombinator.com/item?id=42057647

Huh? Can you speak more about that?

If you give up residency in Germany and own company shares over 1%, you are taxed as if you sold them at the current value.

For private companies, this value is calculated by the tax authority with a procedure called "Vereinfachtes Ertragswertfahren" ("simplified income approach"), where they basically take the average post-tax profit of the last three years and multiply it by 13,75.

The tax you pay on that varies based on your personal circumstances (personal tax rate, church tax etc) but is around 30%.

So, the tax authority values your small company with 100k€ average yearly profit at 1,37m€ and wants you to pay roughly 400k€ exit tax for the privilege of moving out of Germany.

You already paid around 50k€ corporate tax per year to get to that 100k€ post-tax profit. And to pay out the 100k€ as dividends from the company to yourself, you pay another 25% capital gains tax on it, being left with 75k€. So to afford the exit tax, you'd have to save 100% of your profits for roughly 5 years, or less if you are able to save something from your regular salary.

This is very hard to afford under most circumstances, even with installments, and means that Germany quickly becomes a prison for even mildly successful entrepreneurs.

https://en.wikipedia.org/wiki/Expatriation_tax#Germany https://de.wikipedia.org/wiki/Vereinfachtes_Ertragswertverfa...

Lindner was forced to do it. FDP has been under the 5% barrier in polls for months now, down from 11,4%. If they stayed in the coalition until the next regular election, they would most likely not even get into parliament again. At least with this move, they have a better chance.

How can a chancellor expect voters in fresh elections to bolster their chancellorship, just right after losing a vote of confidence?

I'd say in general, because his party has gained in the polls since the original election that put him in office.

In Brandt's case, he probably indeed thought that voters would reward him for this "political flex" and selflessness for the benefit of the country. Asking for the vote and thereby risking his own career, but also resolving the stalemate in government after they had their majority dramatically reduced.

I'm guessing that Scholz has a similar idea, but with how much the SPD already lost in polls since the last election, I don't see it going well for them and him. In fact, a majority of people are very unhappy with the government and have been in favor of new elections for months now. His plan of getting "critical" bills passed before Christmas with this minority government won't work. Opposition parties would be suicidal to work with him. So I'd say, the longer Scholz waits, the worse the SPD results will be. He needs to ask for the vote immediately, not in 2 months.

And this is while their education system is fine. Young German engineers are great I think.

German education system is not as fine as it used to be. It might still be fine at the later high school and university levels, but earlier school classes now often have a majority of kids that don't speak German, holding the whole class back. In parts of problem cities like Berlin there are even classes where no kid speaks German. We don't have enough teachers and the ones who are still there are frustrated and overworked.

As another German, I fully agree about the political landscape in Germany being FUBAR.

I'm an entrepreneur with a small business and the FDP is closest to my personal views in theory. In reality, they are just a bit lighter shade of green-socialism than the other parties. Lindner's paper is a joke. Germany needs much more radical changes than he proposed to ensure a prosperous future, but even his very tame suggestions now caused a government collapse.

My payment for public healthcare is also at the maximum around 1k€/month and similar wage taxes. A few days ago I used an unemployment payment / "Bürgergeld" calculator and found out that if I stopped working and instead just got married and had 1-2 kids, I'd have more income after taxes than now. This is completely unsustainable, but nobody in politics talks about it.

New elections won't make a difference, other than taking away some time and focus from the people in power to do more harm to the country. There simply is nobody sensible to vote for.

Germany, and all of the EU in general, needs to hit absolute rock bottom first for new and sensible political parties to emerge.

Personally, I don't want to be around for the ride down, so I'm preparing to leave the sinking ship. Unfortunately thats not easy with enormous exit taxes and much of the western world in a similarly bad state. The US honestly seems like the best option right now.

We've been hearing this for years. At this point it seems like the classic "debt cycles" are broken and nothing will ever happen about it. See latest student loan relief shenanigans. You need to borrow as much as you can and don't worry about ever paying it back or you'll be left in the dust with inflation. Socialist politics got your back.

Good, earth is full.

Germany's solution for everything is more regulation. It works wonderfully so far, so this will definitely contribute to further economic growth. Wir schaffen das!

Has the term "privacy washing" been coined already?

Because nobody has sued the German tax office and taken it up to the EU courts yet. From my understanding and anecdotes from my tax advisor, most of these cases get settled by the tax office before going to court to avoid creating a precedent.

The tax office just lost a case at the highest German court against an entrepreneur who moved to Switzerland, which will force them to accept an unlimited interest-free deferral in most cases. See https://winheller.com/blog/keine-sofortige-wegzugsbesteuerun... (in German)

It was initially introduced by the Nazis and mainly used to seize assets from jews before they were rounded up for the holocaust. So today, smart entrepreneurs do what smart jews did in the 1930s - leave Germany (and the EU), before it's too late. See https://en.wikipedia.org/wiki/Reich_Flight_Tax

Basically what you want to look at is "Modern monetary theory".

Democracy is two wolves and one sheep deciding what's for dinner.

I agree with the US coming out stronger. One of the reasons why I'm working on moving myself and my business there.

I'm not so sure about counting them as taxes. Here are the edge cases for both in Germany:

1) You don't pay social security (~21%) if you are self-employed or a shareholder-director (with certain minimum percentage of shares) of a corporation. You can opt-in voluntarily, but most people don't like to light their money on fire, so almost nobody does that. There have been some attempts to turn this exemption over, but so far it stands. But the majority are employed with no way to avoid this, so they could count it as a tax.

2) Public health insurance is a percentage of your gross income (~20%), but it is actually mostly tax deductible. If you are over a certain income threshold (currently ~70k€/year), you can switch to private health insurance, which is a fixed rate instead of income percentage. This has pros (better service) and cons (hard to switch back to public health insurance after a certain time out of it, more expensive as you age, close family members not automatically included, preexisting conditions might be excluded from coverage).

What makes the whole thing even more complicated to compare, is that both public health insurance and social security are split between employee and employer on the payroll statement. So a gross salary of 60k€/year actually costs the employer 72k€/year. So for a better comparison, this total cost of employment and the total deductions should be compared. Most online calculators, politicians, discussions in the media, etc conveniently leave this out and therefore show much lower percentages, so your average employee isn't aware of this.

  60k gross salary
  72k total cost of employment
  12,7k social security
  12,2k public health insurance
  10,7k taxes

I guess everybody needs to decide for themselves if living (or employing people) in a declining socialist country is worth that much.

She certainly didn't have a total tax rate of 40% with an entry level job. Maybe a marginal tax rate of 40% for a very small top percentage of her income.

You need an income of around 180k€/year to pay 40% total tax rate. That is very high end income here too, in the top 1% range.

Now, public health care (Germany does not have universal healthcare) and social security are not taxes, but if you include them in the total, you'd land at 40% somewhere around 40-50k€/year, which is still way out of reach for an entry level administrative job, which would be around half of that.

Both public health care and social security are near worthless here by the way, as both systems are near bankrupt and it shows. Mainly caused by millions of illegal immigrants receiving the same services for free, without ever paying a cent into the system.

Yes, more taxes will solve all the problems. /s

The solution is making government significantly smaller, more efficient and stop handing out all kinds of subsidies, welfare payments and other transfers.

Let the economy breath again.

Yes. Either that or get used to 10-20% inflation.

Mixed-use is a whole different animal.

This is more about short-term rentals like AirBnb or empty second/n-th homes.

These create a shortage on the housing market for the local workforce. Not much benefit in having walkable communities if most of the workforce has to commute in for an hour.

I believe the parent was referring to short-term rentals. If a single family home is rented short-term through AirBnb, that certainly does not satisfy the primary use as a residence, as nobody actually has residence there.

Why is pushing everyone into recession not a good way of doing it? Recessions are healthy for the economy. We need double digit interest rates for ~5-10 years to clean up the past mismanagement. The longer we delay this, the more painful it will be, peaking at massive civil unrest.

Prices will go further up when interest rates go down. Interest rates haven't been raised enough to reign in inflation.

Could you elaborate? I'm from Europe and did some brief research as this is a new topic for me and it seems all states have squatters rights. Are you referring to those that have the longest time until adverse possession? Easiest eviction? Gun laws to deal with it yourself?

Stuff like this is a basic IQ test. Financial darwinism.