HN user

ginkoutest

64 karma
Posts17
Comments24
View on HN
news.ycombinator.com 2y ago

Ash HN: Best Micropayment Processor?

ginkoutest
35pts30
news.ycombinator.com 2y ago

Ask HN: Talking to non-English speakers online?

ginkoutest
1pts4
news.ycombinator.com 2y ago

Ask HN: Why is home property information so public?

ginkoutest
53pts91
news.ycombinator.com 2y ago

Ask HN: Niche LinkedIn Platforms?

ginkoutest
5pts2
news.ycombinator.com 2y ago

Ask HN: The most general, ideal strategy for SaaS success

ginkoutest
1pts0
news.ycombinator.com 3y ago

Ask HN: Would you exchange job leads with others?

ginkoutest
6pts3
news.ycombinator.com 3y ago

Ask HN: How to win most credit card chargeback disputes

ginkoutest
2pts2
news.ycombinator.com 3y ago

Ask HN: Friendly Fraud / Chargeback Abuse

ginkoutest
1pts0
news.ycombinator.com 3y ago

Ask HN: Learning Real Estate Investing Through Investor Profiles

ginkoutest
1pts12
news.ycombinator.com 3y ago

Ask HN: Best Way to Learn Japanese

ginkoutest
1pts1
news.ycombinator.com 3y ago

Ask HN: Chrome extension to summarize YT videos while browsing?

ginkoutest
2pts1
www.youtube.com 3y ago

Laid Off Twitter Employee looking for referrals. Recent interview

ginkoutest
1pts3
fortune.com 4y ago

Coinbase withdraws job offers, extends hiring freeze

ginkoutest
9pts0
news.ycombinator.com 4y ago

Ask HN: Who's been laid off recently and struggling to find a new job?

ginkoutest
22pts0
news.ycombinator.com 4y ago

Ask HN: Audio-based content creation?

ginkoutest
3pts2
news.ycombinator.com 4y ago

Ask HN: What's the hardest part of interviewing/hiring for you?

ginkoutest
3pts0
news.ycombinator.com 7y ago

Financial Lifestyle Startup

ginkoutest
7pts8

Out of curiosity, what do you then do with the transcriptions? You said you typically talk out loud while working, but do you continue working like normal after the transcription is recorded for later use, or do you interrupt your workflow to do something specific with the transcription immediately after?

For sure, but when you say "works well" what would that look like to you? There might be some sacrifices on the video-chat side (this app wouldn't compete with Zoom, for example, on video quality or latency), but the focus would be on audio, translation, and transcription quality.

From chatting with friends, it works well even for long sentences, but the latency can vary between 3 - 7 seconds. So I wanted to understand how much delay would be tolerated by most people who would be interested in using this.

Doesn't success in the stock market or scaling a startup require access to capital or debt as well? Sure you can bootstrap the latter, or play the long game by gradually investing in index funds for the former...but do you see the real estate as orthogonal? I got started with little capital and grew over time, as is common for most ventures.

I agree with you regarding investors with deep pockets buying up so much of the already low supply of SFHs across the country. And I also imagine HN wouldn't take much issue with small mom & pop investors who only own a few properties at most. Their involvement in the LTR market likely has a net positive impact on the macro economy and are too small to shift the market supply of homes to purchase enough to cause the issues we see in society today (which have more to do with home builders having not built enough homes and government regulations regarding zoning and such).

Accounting for the 50% increase, it sounds like you walked away with a profit then. If you invested a small fraction of your monthly cash flow into a good property manager, it sounds like RE would be a good fit for you. You know the game (having had direct experience), you're aware of the financial returns on your initial capital (as well as tax benefits), and a PM would save you from the headaches you went through in the past. Is that a fair conclusion on my part?

Place Your Bets 3 years ago

How much does it currently cost you (per session) to book someone on iTalki?

And which would you prefer: a cheaper, on-demand version of iTalki (you get matched with someone already online versus booking in advance), or an AI-based app/service that you can chat back-and-forth with whenever you want?

Place Your Bets 3 years ago

Where did you find these German native speakers to practice with? And you said "such an app already exists", but not for German and Japanese. Do you know the name? I have a lot of experience building language learning services so am very curious to hear what you feel is currently missing in your current tools to learn German/Japanese.

Great job building this! I can tell it took a lot of time and work. How long, from idea conception to this Show HN, did it take you?

And how did you determine whether there would be a market for this? Was it more something you built for yourself, or did you have some feeling there would be an audience for this on HN (or elsewhere)?

Thanks for that tip! If we were to roll out both a US version and an international version early, is there anything in particular you would want to see different between the two?

Of course the US market has way more average citizen debt than a lot of other places, so the two markets would undoubtedly have to be approached from different angles.

Thanks for the feedback!

For you personally, is there anything that would make this service more compelling? That is, is there anything you feel is missing?

A financial advisor charges a much heftier fee, requires significant effort on the client's part (since they are simply being advised by another person), and are limited in the amount of optimizing they can do in 1-on-1 sessions.

There would be several ways to make money beyond the small client fee, such as by offering businesses involved with these services (loan companies, etc.) clients, etc. There would also be premium services offered to wealthier clients who want to further optimize things such as their investing portfolio, medical tourism packages, etc.