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endori97

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Information Proves God: https://www.youtube.com/watch?v=PYSmV2FlHDw

America's Fall to Communism: https://endtimes.video/america-fall-to-communism/

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What is the state of 401k fees? Is it 1% AUM? The PBS doc "The Retirement Gamble" made 401ks look horrible.

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Making some reasonable assumptions about a worker with 30 years to retirement, the 1980 version of the 401(k) tax deferral was equivalent to an additional investment return of 9.2% per year, an extraordinary incentive to save for retirement, even without an employer match. Using today’s numbers the benefit comes out to 0.6%, considerably less than the 1% to 2% in fees investors pay in typical 401(k) plans. https://www.bloomberg.com/opinion/articles/2020-07-21/401-k-...

American cities are not that great, crime is way up in my area (Minneapolis). I want to live in Tokyo. Can afford a house, don't need to own a car, can walk everywhere, kids can take public transit and no one bats an eye, low crime. I guess I should move and stop dreaming.

That phenomenon is called counter-signaling, which I first ran into listening to Dan Jurafsky making the point that if a menu uses the word "fresh", its a low-brow restaurant. A high-brow restaurant would never use the word "fresh" -- the freshness is implicit in the other signals.

https://kelley.iu.edu/riharbau/cs-randfinal.pdf

"People of average education show off the studied regularity of their script, but the well educated often scribble illegibly. Mediocre students answer a teacher’s easy questions, but the best students are embarrassed to prove their knowledge of trivial points. Acquaintances show their good intentions by politely ignoring one’s flaws, while close friends show intimacy by teasingly highlighting them. People of moderate ability seek formal credentials to impress employers and society, but the talented often downplay their credentials even if they have bothered to obtain them. A person of average reputation defensively refutes accusations against his character, while a highly respected person finds it demeaning to dignify accusations with a response."

>curious why this is so.

I think because real estate investors have enough capital to take over cool areas.

A stark counterexample is Japan where you can own a freestanding house in a dense urban environment near public transit for $300k -- what would that cost you in London, NYC, Berlin? It seems like Japan is one of the few major cities where you could have a large family (or large studio) and live an urban life -- everywhere else you are stuck with a 2BR or 3BR apt (if your rich).

How an Average Family in Tokyo Can Buy a New Home https://www.youtube.com/watch?v=iGbC5j4pG9w

Losing weight/maintaining proper weight (without being miserable, eg not juice dieting), meeting people (since your high school/college friends will move away), good posture/technique (don't get carpal tunnel), the importance of stretching.

I think there some use cases for internal business apps, eg create some UI elements, open a websocket, write to database, and provide an icon on the mobile home screen. In terms of general apps, the major problems are lack of Safari support (push notifications for example) and access to the hardware/OS level stuff (like can I get the phone number of this phone without a Native App? Can I auto-focus the camera? Can I get the contacts? No, no, no you can't)