as a years-long customer for whom prices keep increasing while product keeps getting worse (fraud detection and dispute handling in particular), I'm really hopeful that a decent competitor shows up soon.
We built https://gptforwork.com a set of add-ons for Excel, Word, Google Sheets and Docs that brings custom GPT functions in Excel and Sheets, to prompt directly from cells, a chat in Word to interact with documents, and a simple prompt box in Docs
We offer OpenAI and Azure providers (as well as Anthropic on Sheets)
0.4% is an extremely steep price for a company like mine doing over $2.5m in annual turnover (saas) which has a very low fraud rate. I actually think currently we pay less than that by doing nothing (meaning letting Paypal handle it, and losing every case).
However I'd gladly pay a few thousands per year for it, or be able to pay it on selected transactions (only US for instance).
That trick doesn't change the variance at all if decks are the same.
Typical winrates in human vs human are between 1-5ptbb/100 where 1ptbb = two big blinds. At 1ptbb the variance is pretty big and north of 1million hands are probably necessary to establish an edge, whereas at 5ptbb the variance is much smaller and 100k hands are usually enough to converge to the expected value
That is very unconvincing as 49k hands is really nothing and not enough to iron out variance unless the edge is really big (which doesn't seem to be the case). Any serious poker player will tell you that.
They should play 1-10 million hands (depending on the edge) in order to get a decent idea of where this is going.
This only works in pure anarchy where behavioral negative externalities are not paid for by others and people do not care whatsoever how much other people suffer, which is defensible, but not realistic.
Also a freedom is not neutral. Legalizing all drugs signals that it's OK to consume them on a certain level, and you run the risk of endangering an entire population. Would you really don't mind if your (18yo+) kids could just buy some crack at the grocery store next door?
Furthermore, the concept of consenting adult is very fluid and dangerous. Do you really think an 18yo kid has the mind power to say no to his group of friends? Most don't.
And what happens when people deemed underage want drugs? They certainly will, and they will have to go through illegal channels to get them, so you haven't solved the problem of drug dealing at all by legalizing for "consenting adults".
What I don't understand with BI is this: if you give everyone the same amount of money, won't prices and rents adjust accordingly by exactly that amount, thereby nulling the effect ?
Making one mode artificially suck is not the right way to go about it. City bikes (Velib) were an awesome initiative and I use them every day, not because I don't want to use a car, simply because it's the best mode for most of my movements.
The goal should be to have a wide array of choices and let people choose the best mode for their needs and their means, not to choose for them.
Roadways don't have to be widened. Just not continually shrinked like they've been for the last 10 years. Traffic is noticeably worse now than 5 years ago, and much worse than 10 years ago, while the population size hasn't grown as much.
Have you tried taking the RER with your four young children ? I'm not saying it's not doable, I'm saying it's not desirable. And I'm not even talking about babies or luggages.
Also the RER doesn't go door to door, and only goes so far.