They are stil very expensive where I live(NL). EUR 4K+ on a cargobike or renting one for 150+ per month is A LOT for a normal family with 1-2 children. To add to that recently there's been a case in NL where more affordable manufacturer was deliberately selling cargo bikes with frames of sub-par quality[1][2].
I've been renting cargo bikes from two competing companies in Amsterdam (cargoroo and baqme) one offering super premium bikes bosch motors and the other with cheapie bafang motors. The build quality and riding experience is night and day.
Owing a cargo bike to me is more a life style choice or just virtue signalling. It's hard to justify the up front cost. Choosing cheaper options is risky since the maintenance cost is high or just unsafe.
[1] https://www.nvwa.nl/nieuws-en-media/nieuws/2024/02/14/nvwa-b... [2] https://www.nvwa.nl/nieuws-en-media/actuele-onderwerpen/freq...