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You see this in Spanish a lot too. Diaz is son of Diego, which is still a common enough name. But there seem to be many more examples where the corresponding name is now rather uncommon from what I can tell. I am thinking of examples such as Menendez, Ortiz, Juarez, and Ordonez.
OP stated he was hoping for more supply, or at least leas demand relative to supply. I stated why that may not work out. I said nothing about supply declining more than demand.
Yes, high mortgage rates should temper demand somewhat, all else equal. But the effect may not be as large as you might expect given the increasing prevalence of all-cash buyers.
Unfortunately, high mortgage rates also work to reduce supply. A lot of homeowners who locked in 3-ish% mortgage rates in the last couple years don't want to move unless absolutely necessary, because that would mean refinancing at a higher rate.
Looking for a home is stressful, but keep saving and be patient. I wish you good luck.
A new, modern Twinsen's Odyssey/Little Big Adventure. Looks like someone is working on it here[0], wish them all the best.
https://twinsenslittlebigadventure.com/lba-new-name-twinsen/
The Spanish language uses the same word to signify "wife" and "handcuffs" (la esposa/las esposas).
Many of the examples make this article hard to take seriously. For example:
Your landlord is telling you what colors can be used for paint inside your apartment (if you live in a rent-controlled apartment): You should be able to do what you want with your property.
If you have a landlord, it is by definition NOT your property. Also, what difference does it make if its rent-controlled or not?
Being required to get an ID card when getting on an airplane: People shouldn’t treat innocent individuals like criminals simply because they want peace of mind.
"Being required to get an ID" does not equal "being treated like a criminal."
I also would have expected to see some mention of civil asset forfeiture.
"Desde la puerta de La Crónica Santiago mira la avenida Tacna, sin amor: automóviles, edificios desiguales y descoloridos, esqueletos de avisos luminosos flotando en la neblina, el mediodía gris. ¿En qué momento se habia jodido el Perú?"
"From the doorway of La Crónica Santiago looks at the Avenida Tacna without love: cars, uneven and faded buildings, the gaudy skeletons of posters floating in the mist, the gray midday. At what precise moment had Peru fucked itself up?"
La conversación en la catedral, Mario Vargas Llosa
Ray Dalio's radical transparency idea is one example
May be worth to note that, as far as I know, radical transparency at Bridgewater does not extend to salaries. (Source: Was offered a job there about a decade ago). Maybe I am wrong or it has changed since I last checked, but even the link you posted is just a small sample taken from the H1B database, not something published by Bridgewater.
I'm not arguing for or against the idea, I just think its interesting that one of the companies most associated with the idea of radical transparency in the workplace doesn't extend that philosophy to compensation.
I'm only aware of ELSA [1], which claims to give feedback on pronunciation, intonation, vocab and grammar (and possibly more). My wife has several friends who are non-native speakers and use it primarily for pronunciation, and they have reported good results.
As a native english speaker, I don't have a use for it but I would love to see something similar in other languages.
I can't reply directly to the poster who asked:
why wouldn't that apply to credit card debt?
So I'll just leave an answer here. Credit cards, when they are issued to college-aged kids with little to no income or assets, are typically issued with very small credit lines (i.e. we're talking much smaller amounts than students loans) and/or require a co-signer, like a parent with an established credit history.
Many credits card have points/airline miles/other stuff you can earn with your purchases. So as long as (1) the bill doesn't add fees for using a credit card, and (2) you are paying your credit card balance in full each month (and thus incurring no interest charges), it can be more advantageous to pay with a credit card.
Even if you are not earning extra points, using a credit card may be helpful for some who are trying to establish a credit history, which will be important if they wish to borrow larger sums (auto loans, home mortgages) in the future.
I think you are right.
Women are, in general, hypergamous, meaning they are looking for men who are "above" them along some dimension: wealth, status, looks, education, etc. I can not find the link, but I read somewhere once that something like the "top" 80% of women are competing over the "top" 20% of men. In other words, the "bottom" 80% of men are un-dateable for those women. That is how you end up with the situation described.
Yes, currently, but they are in the process of being sold (along with rest of Time Warner Media) to Discovery Inc.
I don't find it that odd. As I'm sure you know, there are fairly large differences in pronunciation. Larger than the differences between European and Latin American Spanish, for example. I read once somewhere that in Brazil, if a Portuguese person is being interviewed on TV (on the news, for example), often times they will add subtitles. I am also learning Portuguese and whenever I search for resources, I make sure they are for the Brazilian variety.
The Deliberate English channel has a couple videos on pronunciation: https://www.youtube.com/c/DeliberateEnglish/videos
I am not affiliated, but know of it because of past participation in the "Deliberate Spanish" program.
I bombed more interviews than I can remember, mostly when I was a senior chemical engineering major in college looking for a my first job (more than a decade ago). We had numerous companies come to campus to interview. Despite having grades towards the bottom of my class, I got interviews for most, but zero offers. (Well, I did get one offer eventually, at the very end of the spring, after most of peers had already locked up jobs in the fall).
In addition to my relatively weak grades, I attribute my failure to a lack of experiences, maturity, and confidence. The STAR interview method was big at the time (maybe it still is) and I had trouble with those. Possibly my peers were more prepared as they typically had relevant internship experience that they could draw on whereas I did not.
Some of the questions that I can remember struggling with: - Give an example of a time you had to change direction on a project due to budget constraints. - How do you handle ambiguity? - Give an example of a time you solved a problem using common sense.
Eventually I was able to improve my interview performance by compiling every question I could remember or find in books on interviewing, and practicing my responses in the mirror over and over again until the answers came out naturally. I believe my grades were still a limiting factor, however.
Several years later I was interviewing for an energy trading position in Baltimore. They setup a call with me for what I thought would be a fairly run of the mill phone screen. Instead, there were two hiring managers on the lines who proceeded to ask me a number of statistical/quant questions that I was unprepared for and had to stumble through while sitting in a park without so much as pen and paper to help me reason through them. At the end of the interview, I asked for their e-mails so I could follow up. After a short pause, they said no, that they would be in touch with me. Of course, I never heard from them. Months later, I bought a book on Wall Street interview questions/answers and the first 2 or 3 were the exact questions, word for word, that I had been asked.
I understand that US banks are not in an enviable position here. As the article mentions, they don't want to run afoul of US sanctions towards Venezuela by facilitating transfers between people connected to Maduro. Still, I hope that they do not crack down too tightly and allow Venezuelans to continue to use their services. With their local currency effectively worthless, being able to transact in dollars is literally a lifeline for many people. (Unfortunately there are many more who don't have even that)
You are correct that it means they expect margins to increase. One possibility is that ARM has higher margins as you mentioned. Another is that they are making some assumptions about how much they can reduce certain expenses by, and once you factor in those savings, margins go up.
My understanding (based in part on personal experience) is that melatonin helps mostly with falling asleep, but not necessarily with staying asleep.
Maybe this is not bad advice. Kinda like "don't post any pictures on the internet that you wouldn't want your grandma to see" or "assume your employer is reading all your e-mails". But still, it is a massive invasion of privacy and there should be some recourse for the victims/punishment for the perpetrators.
Agreed. The focus on error-free communication at the early stages is what I think turns off a lot of would-be language learners. I like the idea of only correcting learners when really needed (i.e. when their message can not be understood) but letting the other stuff go (used the wrong preposition? don't worry about it. he/she will pick it up as they progress)
I have a different take. I would say don't worry about speaking at all, at least not in the first several months. It will come when you are ready. Focus on understanding messages from comprehensible input (be it from books, movies, whatever). Speaking is hard, and the anxiety caused by forced speaking (for example, the type you find in a lot of high-school language classes) can be a barrier towards language acquisition. In a nutshell, I subscribe to the Input Hypothesis that Stephen Krashen writes a lot about on his site sdkrashen.com. (Under that hypothesis, the gains from immersion, when they arise, are because of the higher amount of interesting, comprehensible input that is directed at the learner, rather than an increase in the learner's output)
Yes, at some point you'll need to work on pronunciation but that is something different than the type of extemporaneous speaking we are discussing here.
But this probably only goes to show what another commenter pointed out, which is that there is a lot of conflicting advice out there.
I've actually had the opposite experience: I am waking up earlier, without an alarm clock. I'm not sure I have a good explanation for why, but overall I guess I just feel more rested and have been able to maintain more consistency in my schedule. Less socializing on weekends (which means no late nights) helps too (although I do miss some of it)
As an aside, I've always said I'll know I've made it when I no longer have to wake up to an alarm clock. This is not the scenario I quite had in mind, but I'll take it.
mom and pops and the sick and the weak have to be sacrified so the economy can keep going and the youth can enjoy their beachtime
Are there no sacrifices involved in shutting down the economy or preventing kids from having normal lives (whether its beach time or attending school)? Are not some of those sacrifices also a matter of life and death?
"Basic Economics: A Citizen's Guide to the Economy" by Thomas Sowell. I read this as a teenager with only limited exposure to economics and it cleared up many misconceptions I held.
"Psycho-cybernetics" by Maxwell Maltz. A plastic surgeon shares his techniques for achieving your goals in life. 95% if not more of self-help books today borrow (consciously or not) ideas discussed in this book, and often discuss them with much less depth.
Protein prices would likely benefit still under that scenario, at least in the short run, as you are talking about drastically limiting supply. Presumably the demand would still be there.
One way would be to buy protein producers (e.g. Tyson) . The hard part is figuring out how much of the expected benefit is already factored into current stock prices though. As another user mentioned, this is not exactly breaking news to the investment community. Tyson for example was up 72% in 2019 (vs 32% for the SP500 and 27% for an index of consumer staples companies, of which Tyson is one)
Thanks, $20k seemed exceedingly low on a notional basis but I'm obviously not familiar with that market.
Person A: where do u see 5y5y = where is XYZ financial instrument trading? (in this case, a 5y5y forward swap, I'm guessing)
B: size? = how much do you want to buy or sell?
A: 20k = $20,000
B: 2.4456/2.4511 = bid/offer = price/rate that A can sell/buy at
A: tx