It is over the phone transaction, seller was missing a digit each time and was not able to process. I trusted my credit card than Paypal, credit card helped me with a issue earlier.
But again, this is not about trust. Its about the eBay customer service response/arrogance.
This is great advise. You have an idea, tell it to technical person (you do not learn to code, lazy), make the idea a 'technical' challenge (focus on wrong thing) and get stuck in 'technology creates a market'. Create a marketplace and use technology to scale it.
This is a very general comment. Not all programmers and Analyst/PM are of same quality. Check niche area's - e.g. HFT programming, can PM/Analyst get close? No way.
A programmer who updates his skills frequently have a good chance of staying on top.