HN user

az226

803 karma
Posts0
Comments420
View on HN
No posts found.

Let’s say the cost is $1k per day. That’s say $50k over the 7 weeks.

A doctor probably ends up with a $10M or bigger nest egg in retirement. At 4% withdrawal rate, that’s $400k per year, or $33.33k.

Spread the $50k expense over say 30 years, that’s $140 less per month.

So that means the spend would be $33.2k instead. The difference here isn’t going to register for the household budget.

Obviously a lot of assumptions, but this is the pragmatic view.

What gets me is that they probably could afford it out of pocket but didn’t want to deplete savings.

For a clear case like this, an insurance denial shouldn’t even be shared with the suicidal patient, their spouse should shield them from that and just pay from their checking account. The life of your spouse is worth more than a few more dollars in retirement.

Pretty much the whole thing in a nutshell is the one chart showing the same student as Asian, 25%, White, 36%, Hispanic 77%, and Black 95%.

This is institutionalized racism. Perhaps Affirmative Action was needed in the past to kickstart the disproportionate enrollment demographics, but it was past due to get rid of it.

The most interesting part following SCOTUS' ruling is that Harvard said it wouldn't change their ways, and nobody enforced the ruling.

All investors owned profit participation units with limited (capped) profits and limited return size.

After conversion, they all own unlimited profit, unlimited return shares. A lot more valuable.

The nonprofit lost the value between the two.

100% disagree.

- in 2025, OpenAI’s for-profit entity recapitalized from a capped-profit entity with residuals flowing to the nonprofit to a traditional public benefit corporation with traditional equity

This is the egregious part. Before full for profit conversion it was worth $300B. Then after $850B.

A true fiduciary would set an auction and that would set the price for for profit valuation. And then all existing investors would keep the value of their positions, but would be diluted because capped profit is worth much less than unlimited profit and residuals.

But, they sold it to themselves for a bargain basement price. The nonprofit lost out on $300B or so. Maybe more.

It was not an arm’s length transaction. It was self-dealing.

It’s quite an odd ruling given that OpenAI completed its for profit “conversion” last fall.

It seems the biggest value loss to the nonprofit was in this conversion, not in the initial for profit subsidiary creation giving investors capped profit shares.

What if you don't start on your laptop or workstation? Also, does the UI shown in the video reveal a model toggle? Doesn't look like it

Edit: actually it gets worse -- you can't start any tasks any longer in your mobile, you are required to sign in from your desktop/workstation. You can't "sign in" from your CLI.

Whoever made this, paper cuts I wish onto you. It sucks.

Edit2: actually you can ssh, so I presume that allows you to do the CLI -- and you still can do mobile first tasks, but it's not intuitive at all. Mobile first tasks you still can't pick the model, and I haven't tested the workstation connection one. That said, indeed paper cuts.

This sucks. Codex was already in the mobile app. And Codex in the browser or in the app sucks because it's not the same as local Codex (VS Code or CLI). And you can't pick the model. Sucks a$$.