aunterste

Firebase at its best

This would have been a great opportunity to regulate and prohibit massive data collection on mobile phones, by writing a law that requires the platforms (iOS,android) to architect differently and police this aggressively. Takes care of a lot of the TikTok worry and cleans up ecosystems from location tracking/selling weather apps as well.

On a 59 minutes old account no less.. someone found the secret points padding button.

It is - this would be the better antitrust angle to pursue

Great tool, easily self hosted for the family, their rare beyond viewing PDF needs don't warrant to install anything.

I'm just waiting to see which (non google of course) website will be the first that is "you must have WebIntegrityAPI enabled to use this website" ..

I hope it's a success - but I am doubtful in the US payment landscape, as absurd incentives persisted so long: - C2B payments (everything from cable to insurance) is dominated by credit card payments, as consumers chase rebates/miles/cash back [paid for by the people who don't pay their card in full every months] - C2C payments, because it was virtually impossible for an average person to pay another bank account to bank account, a whole shadow banking system like Venmo, PayPal, Zelle, CashApp was created. - B2B could always pay via ACH, doing it in real time for vendor payments has no advantage - B2C payments, maybe - when you insurance company settle a claim same day (just kidding...).

So I hope that the US gets to a place where it is secure and convenient to pay others bank accounts with the balance in your bank account - but I doubt it.

What an excellent way to protect your business from other non-corporate entrants. Regulation hurdles to keep emerging businesses from coming in.

When airplane cockpits have touchscreens, they are ready for use in cars, until then...

"Any losses to the Deposit Insurance Fund to support uninsured depositors will be recovered by a special assessment on banks, as required by law."

Yeah, all corporate customers that have seen an FDIC charge on their statement, based on Q-end balances will have a "special" laugh at this. It's going to be passed through and not be bourn by the surviving banks - that benefit from this 'bailout' of their customers....

I miss the times when flying toasters where super exciting ...

and they say "Don't do what they say in commercials..."

so addicting...

You are absolutely right for 'collaborative tools' where most status changes are meaningless. But I think OP is going after something else, you nudging yourself repeatedly to start something you are dreading.

SEEKING Co-founder | B2B Fintech | Technical, Blockchain dev | Bootstrapped

Instead of inventing yet another payment rail/app we are aiming to make B2B payments more secure, easier on proven infrastructures.

maddening maybe, but because of the simple equation that the fraud losses from continuing to use swipe and issue cards without chip are high, but the margins on credit cards, due to the high rates are high enough to cover it. Carrying a balance on a credit card in Europe and South America is not very common (your account bank will grant a decently priced overdraft facility (not the crazy US fees there), rebates/points/miles are lower - so it just pays to be complacent here for the industry.

Enterprise sales - that is a hugely untapped market for password managers (and a huge gap for a lot of companies where people keep their various passwords that are left after massive SSO implementations when they try to SAML everything). CyberArk plays in that space, but Bitwarden with the thoughtful way they have built this product can give them a run for their money.

I think that's my point though, I can easily lose my phone, no harm done if one has the seed-values for the TOTPs and they are protected on the phone.

It's not so much asking for 'perfect' security - I agree, that doesn't exist.

But do HW security tokens create a probability of a hard lock-out that outweighs the security/convenience they provide.

I am not saying it is right, but to a large degree this is the cost that some of us 'pay' for millions having 'free' Gmail/GDrive etc. Fully automated processes that close accounts, no due process to get them timely reinstated when the machine made an error. You are correct, if they admit a mistake here, it will open the doors to lots of claims. I sometimes think they could a lot of people to pay for the service (with $ not just having their digital lives being harvested) if they knew to be treated better when something like this happens.

The question everyone needs to ask themselves, if Google closed your account right now, for good - what would that do to your life...

That is why 'custodial' crypto is not better than a bank account, it's worse by the prevailing FDIC insurance coverage.

On the other hand, retail customers can't be trusted with their wallet keys..

until your FIDO key sits in a apple/Google/MS cloud account that has been disabled because of some alleged tos violation and you can't extract it from your phone. No thanks.

Google takeout