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akor

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But these things are essential to business, especially if you are going to make the most of the (profitable[0]) part you truly enjoy on a daily basis. So you need to get it under your belt early and start devising how you will overcome any compromising effect.

Totally agree. I've seen or been a part of some startups (not the Silicon Valley kind) that made payroll but not much else and the effort that was required to get that (from leadership) was close to what I'd call all consuming. If I start something I want to go in eyes wide open but the more they are open the less I think what you hear about online matches most realities. By that I mean most small business offer a mediocre salary (for the owner(s)) for way more work than you'd do with an job/employer and you're still subject to outside demands that make you do the "not fun" stuff. You hear that if it's something you love then you haven't worked a day... but IME that's BS. Yes, if you work for yourself there are good parts but there may be more parts outside your control (payroll, taxes, employee issues etc) and I've seen it where they take so much effort to stay on top of that it's hard to work "on the business".

With all that said I'm trying to separate wanting the idea of a business from the realities of owning/operating one. I added it because it's been on my list for a long time and I've put a lot of effort towards understanding the "right way" so there is some part of me that feels like I'd be regretful if I didn't try at least one time with 100% effort.

Also the mind space I was in when I asked the question was one of "what do I want to put on my career & life resume for the next decade".

Thank you! I appreciate your input.

I really appreciate your reply and re-framing of the situation. I need to give it more thought to internalize it.

My first thoughts are this is close to what I've been doing. Responding to the events directly in front of me without truly taking into consideration the big picture. It's possible one difference is you're saying to be much more aware of the good (little picture items) and lean into that. I don't entirely think my lack of directed effort is a problem except where it comes to ruling out big picture items because enough of the small items passed that their isn't time for the big picture ones or where some prerequisites are needed and those would take years to master. There is some part of me that without the long term goals would feel adrift. Or possibly the stage of life I'm at just feels like needs to put higher consideration on "legacy".

Part of me thinks that in order to level up the next steps are going to require more focused effort which both requires knowing on some level what I want but also what I shouldn't be working on.

Anyway I really do appreciate your thoughts.

That is helpful. I feel like I've experienced the counter-intuitive property (more with "inspiration") and possibly just need to get outside my head and start doing more varied things.

Thanks again I'll read through your frameworks today.

Thank you! I've read some of Derek's writing and can tell he thinks outside the box. I like the idea of the "unbucket list" and the first item resonates as I was looking yesterday at boats.

Honestly trying to think through what I do want now so I can work backwards. I have some ideas but I am not as clear as I feel some other people are.

...but what most investors don't know is that WealthFront have zero chance too. So the aim is to equal what they do without their mad fees...

Can someone help me understand this comment as to my knowledge WeathFront (WF) fees were the lowest in the industry. For example people talk about Vanguard fees as also being low but they're between 0.25% and 1% [1]. If it makes a difference I'm specifically coming at it from the lens of IRA retirement contributions.

Is the parent post saying the alternative is to figure out what specific stocks/ETF/index WF is purchasing and then purchase those with something like eTrade?

TIA

[1] https://investor.vanguard.com/mutual-funds/fees

Yes, quite frequently. I haven't read it yet but had heard cooking can trip PM2.5 sensors up but I guess I assumed that air quality issues that come from something you eat would be less detrimental to health (as a general rule). It could certainly explain the propensity to kick up in the morning. Thank you.

I've wondered if air quality was an issue where I live but wanted to also be able to do something about it so I bought and air purifier with an air quality sensor (Winix D480). It mostly kicks up in the morning but I have no idea what is causing it to think the air quality is bad. For those who've gotten a real sensor how do you track what's actually causing the air quality issues so you can do something about it? I live close (1400ft / 444m) to a major highway so I've wondered if that could be a "source" but no idea how to tell.

For people who advocate purchasing depressed assets if/when things take a turn for the worse how do they hold the "cash". It seems the choices are lose cash to inflation or put it in some investment vehicle that ties up the cash for some period of time or has a different risk profile. I've heard some people advocate against never holding cash and borrowing against assets (ex: real estate) but that puts you at the mercy of the lender. If you hold literal cash what percent of the total portfolio makes sense? TIA

I think I actually agree with your #1 item but also find it sad as 8-10 hours a day is a lot of time to just grind for the sake of supporting your other activities. I'd love to find a middle ground but it may not exist.

What languages do you suggest? Does Javascript have the same association with "race-to-the-bottom markets"? Having used Symfony and Laravel I don't understand why PHP has such a bad rep except that it's on the easier side so any language that makes things simple would suffer the same fate (attracting inexperienced developers (hello Javascript, Ruby, Python)). Both PHP and Javascript have many language specific issues so I'd say they're on equal footing.

I personally struggle with how I'd use the Zapier integration (thinking as a customer/client) but I think that about other services. We tried to do a RingCentral / Pipedrive mashup and couldn't make it work the way we wanted (got 75%+ there).

If you don't mind what is the usage like? Did use-cases emerge you hadn't considered. Has it been a headache from a support standpoint? Lastly, are customers confused when you say yes we integrate with X but in order to use it you have to use/purchase Zapier? Again thank you!

Happy to not have Lymes but I'm on year 3 of being allergic to meat that comes from hoofed animals (alpha-gal) because of a tick bite. I go out a lot less now but when I do I also use Permethrin.

Thanks Thomas. I really appreciate hearing your experience. I looked up Colemak / Dvorak last night and it seemed from the articles / discussion I found like it was a mixed bag [1][2]. I think you've inspired me to at least dip my toes in so we'll see how it goes. As far as productivity I guess it is what it is but I've been struggling with Carpal Tunnel for a bit so was already at reduced productivity and now with the keyboard switch and possibly completely layout change it will be reduced even further. I think at least initially I'll do QWERTY layout and as you suggest do an hour or so a day of some other layout. Again thanks for your input.

I don't have QWERTY muscle memory with this keyboard but I do have muscle memory. I guess I was thinking individual keys being remapped. I've never given any serious thought to switching to Dvorak / Colemak etc maybe I should. I agree now would be better than later but I concerned about being productive at work. What is best from an ergonomics standpoint?