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aclimatt

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Leading Lightbox Labs at Credit Karma. Formerly co-founder of Bitmatica (www.bitmatica.com), a cutting-edge software consultancy (acquired by Credit Karma).

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www.westrock.com 4mo ago

Impacts of Grease and Cheese on the Recyclability of Pizza Boxes

aclimatt
11pts1
www.aboutamazon.com 5y ago

Amazon Echo Frames Now Available to Everyone

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1pts0
www.wsj.com 5y ago

Business Leaders Urge Mayor de Blasio to Stop New York City’s Decline

aclimatt
2pts0
www.theguardian.com 6y ago

Scots Gaelic could die out within a decade

aclimatt
8pts3
www.governor.ny.gov 7y ago

10-Point Plan to Transform and Fund the MTA

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2pts0
www.vox.com 7y ago

Federal judge blocked New York’s latest attempt to crack down on Airbnb

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1pts0
www.aclimatt.com 8y ago

Stop Calling Yourself (or Anyone) a Coder

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2pts0
www.bitmatica.com 9y ago

Design Localization

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4pts0
www.bitmatica.com 9y ago

How Millennials Have Forced Traditional Industries to Innovate

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2pts0
www.bitmatica.com 9y ago

How Enterprise Is Learning to Innovate

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4pts0
www.aclimatt.com 10y ago

How to Successfully Price a Fixed-Bid Contract

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2pts0
www.aclimatt.com 10y ago

I Finally Figured Out My Problem with Adele's “Hello”

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2pts0
www.bitmatica.com 10y ago

Our Production Frontend Stack

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6pts0
www.sfchronicle.com 10y ago

Without Water, Work, or Homes

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2pts0
www.bitmatica.com 10y ago

Components of a Modern Web App

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8pts1
www.bitmatica.com 10y ago

How to Schedule a Perfect Meeting

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5pts0
www.fda.gov 10y ago

How the FDA Reviews Proposed Drug Names [pdf]

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1pts1
online.wsj.com 12y ago

Sprint Preparing a Bid for T-Mobile US

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9pts13
www.theregister.co.uk 14y ago

SpaceX Dragon Launch Successful

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12pts0
online.wsj.com 15y ago

Security Breach Forces RSA to Offer to Replace SecurIDs

aclimatt
65pts18

What are we "putting up with" and what problem are you trying to solve? LinkedIn works because it provides value. Competition doesn't just appear for fun; it appears because there is differentiated value to be captured.

So once LinkedIn stops providing the value that gives it its dominance, and/or someone finds a way to deliver more value, you'll see your competition. That's your answer. Seemingly nobody has found a good enough angle or opportunity,

And FWIW, sure the network effect is hard to replace, but not even close to impossible. Just ask the dozens of other social networks that have fallen from greatness. It just means a competitor has to deliver outsize value to overcome the inherent network effect that they're competing with.

Right and not just that it's new, it's that it's noteworthy.

The NYT's motto is "all the news that's fit to print". The job of a news source is to report on stories that are A) new and B) noteworthy.

Sure they're sensationalist to gather more clicks. But even if they weren't, this skew wouldn't change.

I get what the article is trying to say, and they did call this out, but it's still a bit silly to do an entire data analysis to prove that newspapers primarily report on stories that are... newsworthy.

This is all great advice especially at the 101 level. At the 201 level, you can start to skip a lot of these formalities by straightening out the information asymmetry and really having a crisp position on the value exchange.

- Your #1 goal should actually be knowing the top of the range of what this role is worth in the market. Once you figure that out, the whole "don't say the first number" rule is BS. Set expectations at the high water mark and then your job isn't to negotiate on salary; it's to negotiate if you're worth it

- Now that you know the maximum price this role (or product, or service -- it's all the same!) can be set to, you need to convince the other side that you deliver the requisite amount of value to justify the price. Like the article said, talk about your impact. Your BATNA. Your opportunity cost. All of these things are real and support why you are worth it

Once you transition from negotiating on price alone to negotiating ROI, everything changes. Try your best to solve the asymmetry, set the price and move on, find your leverage, and then make a compelling case. That's how you win

Amazing what a little (a lot of) money and power can do to a culture. Some of our worst traits come out when we're all of a sudden in charge.

Perfectly said on both counts. Rents, unlike broker fees, are highly transparent prices that are far more influenced by market pressure and competition, a win for buyers in a market already very lopsided toward sellers. Because broker fees are disclosed selectively and later in the purchase funnel, buyers (renters) often make less optimal and more expensive choices due to that information asymmetry.

There definitely will be a small spike in the cost of rentals, but 1) it will definitely not be a perfect 12-15% transfer from what the fee costs, and 2) I predict that downward price pressure will bring rental costs around what they are now, especially given the prevalence of no fee units. The cost will likely just cut into landlords' revenue, and anyone claiming prices will rise substantially are probably lobbying on behalf of landlords.

Yep that was one of my justifications for wanting to get a Lyme test. Their response: "well you never had a rash and don't remember being bitten by a tick so that sounds impossible"

Same story as a lot of people here. I got Lyme when I was in my early twenties. I had no bullseye rash and no evidence of a tick bite. And I lived in California which made it even more confusing.

Woke up one day with debilitating headaches (I never got headaches normally). Lasted for two weeks, doctor said I had "viral meningitis" which should clear up on its own. Coincidentally they did, and thought all is well!

Next week my elbow hurts. Then my pinky. Then my foot. Then my neck. Every day it would be a new obscure part of my body, until a month in I was in so much pain I could barely walk. For someone in their early 20s, this was debilitating.

The doctor comedy of errors continued. They said I had juvenile arthritis, which is a common misdiagnosis and an insane one considering how acutely this came on. She prescribed me steroids but I declined because I didn't trust her diagnosis (fun fact I learned later: steroids make Lyme worse and harder to treat). I got referred to a rheumatologist who likely would have continued down the same short-sighted path, but thanks to a modern medical miracle -- no appointments available for 6 months (!), that didn't happen either.

I was losing patience and time, so I started researching everything I could. I forced the doctor to run blood tests for everything possible, including Lyme, Rocky Mountain spotted fever, everything. She almost refused to give me the tests because "that's impossible! you've never had the bullseye and there are no ticks in California!" She even accidentally left the Lyme test off my lab sheet (??) which I only caught when I double checked the paperwork with a lab tech.

I was starting to lose hope thinking being nearly paralyzed would be the rest of my life.

And then the western blot came back positive.

48 hours on doxycycline and EVERYTHING disappeared. Over 3 months of debilitating pain, and all I needed was a pill of the most common antibiotic out there. Just wow.

I had to follow up with the CDC and an infectious disease specialist. So how did I get bit by a tick all the way in California? Turns out, I went camping near Boston a week before this all happened. I told the whole story to the infectious disease doctor (who grew up in the northern Midwest). His response?

"Classic Lyme"

Get tested for Lyme y'all. It's one of the most misdiagnosed infections out there. And if you have all the symptoms but test is negative and have been in nature, just take doxycycline. Not worth risking your life.

Unless existing physicians' associations put up a fight, which they absolutely will, AI replacing the diagnosis aspect of a PCP is both probably one of the best applications of LLMs possible and one of the biggest impacts they can make for humanity.

PCPs are notorious for misdiagnoses, they're expensive, hasty, often times don't believe or listen to patients, and frequently just don't have all the data. This isn't necessarily their fault -- they're overworked and the medical industry isn't making things better -- but the reality is primariy care isn't working very well right now even in developed countries. Imagine in developing ones...

Diagnosing a patient is in many ways an expert system problem which computers are excellent at. Amassing the data from every medical textbook ever written, plus every study ever done, plus clinical conversations with patients and their medical history (the hardest part), and you have the best PCP ever made. Add a nurse to manage the physicality of it and one day connect data to the system to track lifestyle behaviors, sleep, and things people won't necessarily self-report, and you have something revolutionary. And AI is kinder and more compassionate, as the article said.

No wonder people have been trying to crack this nut for decades (albeit with minimal success). I hope the LLM revolution helps make another big round of progress.

Credit Karma | Mid-level to Senior Engineer | Charlotte, NC | ONSITE

We're hiring a mid-level to senior engineer to join our exciting team at Credit Karma! We're a high-growth team responsible for some of our business-critical experiences. Stack includes Scala, TypeScript, React, Google Cloud and more.

We're flexible on skill level and have great mentorship programs, and welcome people from all backgrounds to join a collaborative, fun environment. Position is on-site in Charlotte, North Carolina so must be open to relo. Compensation is highly competitive.

Email matt.hubert@creditkarma.com with a resume and a short blurb about what you're looking forward to in your next role.

Credit Karma | Senior Data or Software Engineer | Charlotte, NC (onsite)

We're hiring a Senior Data Engineer, or a Senior Software Engineer who likes data!

Credit Karma is the largest consumer lending marketplace in the US. We work on a ton of interesting and massive data problems, including ingestion of credit bureau and third party data for over 100 million people.

Technologies: Scala, BigQuery, Apache Spark, and more

Our team is awesome and I mean that -- exceptional pay, great work-life balance, talented coworkers, diverse team, and much more.

If you're looking for a great, long-term opportunity with a ton of growth, this is for you.

Email me if you're interested, even if you just want to learn more about the role and Credit Karma: matt.hubert @ our domain name.

This role is for Charlotte, North Carolina. Actual days in office are flexible. Generous relo packages provided.

Credit Karma | Full-stack Engineers | San Francisco / Oakland, Charlotte | ONSITE

Come join Lightbox Labs! I'm hiring for our exciting new product dev team inside Credit Karma. We're a close-knit team of extremely talented full-stack engineers and product leaders who have the autonomy to build whatever will make a difference in our partners' and members' lives.

Scala, TypeScript, Python, Docker, Terraform, GCP, data pipelines, ML, AI, and more. Our platform runs machine learning models in isolated execution environments in real-time for the largest financial institutions in the world. It's pretty cool.

I'm looking for smart, helpful people who care a lot and love building products with interesting people and technology.

Credit Karma is an amazing place to work with VERY competitive compensation + benefits and an exceptional startup culture.

Trust me, you'll love working here.

Email me at matt.hubert at our domain name to chat.

No recruiters; individual applicants only.

Every time a holier-than-thou architectural magazine waxes poetic about the beauty of "poor forgotten brutalism", they make their point by showing extremely well-cropped, always black and white, high contrast images to make the shadows pop. And then say wow isn't it a shame we're tearing these down?

It's because that's not what crumbling Soviet-era buildings look like. Sure they're fun to photograph. I've seen these buildings from Prague to Prizren and they are categorically awful, as most others agree. Concrete doesn't aesthetically age well. Preserve one or two for historical importance and raze the rest.

It's fair to open dialogue about the importance of preserving historical buildings even if most people think they're ugly. After all, we've committed countless "mistakes" in the past when taste has changed (Penn Station anyone?).

But the least we can do is start with some honest photography.

Indeed. This website has been pushing this word for almost 10 years (since 2012, along with others, but sonder seems to be their biggest "hit"), seemingly just for the sake of coining a neologism.

But I too have never actually seen it used in the wild as a word, and now it's become a short-term rental startup (https://www.sonder.com/) and a support network (https://www.sondersafe.com/) -- though the second actually does seem to relate to the word. The first probably just used it because it sounds like slumber + wander or something.

The goal of the website is to coin words for specific emotions. Maybe they should focus on writing content that requires them and get that published first. Demonstrating a need and all that...

Since we're on the topic, shouldn't this (hospital admissions) be the almost singular criterion to influence public policy / restrictive measures?

The line I've heard repeatedly is we're waiting for "total" herd immunity, as in ensuring almost all of a population is potentially protected from the virus. Frequently quoting fall / end of 2021, potentially into 2022.

Shouldn't the only benchmark be those with medium-to-high risk of hospitalization? (Determination of risk however you'd like to do it.)

Put another way, you wouldn't shut the world down if a bunch of people got sick for a few days. You may, and indeed we have, shut it down if a large part of the population were at risk of hospitalization or death. In many developed countries, that population is looking at full inoculation (for those who want it) sometime this spring.

Should that not be the "end" of it?

Aquafaba 6 years ago

Aquafaba is amazing. But since we're talking about egg replacers, here's one even more remarkable:

Carbonated water.

No joke. Carbonated water can seamlessly replace egg in almost all things where the egg provides some rising / fluffy texture (not so much binding, like aquafaba does). It won't be stepping in your quiche any time soon, but cookies, brownies, cupcakes, anything with a fluffy inside.

1/4 cup of water equals one egg. Try it, you'll be amazed.

https://iambaker.net/egg-substitutes/

Absolutely right. It seems almost every other thread here is missing the crux of the article, which has nothing to do with some alleged musician-listener supply-demand issue. Rather:

Graham Davies, CEO of The Ivors Academy said: “This survey is further demonstration that the song and the songwriter are undervalued. Too much streaming money is going to the major labels, this is an outdated model and needs reform.”

The survey results come amid an ongoing government inquiry into the impact of “the business models” operated by the likes of Spotify, Apple Music, Amazon Music and Google Play.

It doesn't sound like musicians are (necessarily) arguing that we should pay more than $10 to stream their music. Or that they should get more than their share of the pie relative to other artists.

It's that musicians' share of the $10 as a whole should be way more than it is now, and Spotify + labels should get less. And that's a fair claim to make that's worth talking about.

Stripe Climate 6 years ago

You're absolutely right, it can be easily addressed with more information. So perhaps it would have been worth it to get that information first and level a more applicable criticism before posting valueless FUD.

https://teamtrees.org/

I'd say that actually is my point though. If you're a high-ranking official giving a speech, speaking the same language as the general population will make you well-received and well-understood by using the language of your constituents.

Speaking a language people understand is decisively a good thing, and what people understand varies dramatically by situation. "Plain English" isn't always the answer. (Also hierarchy -- when you're on top, you get to set the tone.)

If you want to be part of a club, you need to sound like a member. Unless you own the club.

I'd guess (almost) everyone wishes everyone else wrote in plain language. But there's potentially a more fundamental reason people don't. bambax in another comment pointed out the power of ambiguity, and that's one of the reasons especially in legal / government, but there's another.

Language, specifically jargon, is an expression of culture. It's an expression of power, education, experience, or lack thereof. It's a quick way to gauge if someone is "like you" or not. If they have the same experience, and especially in professional settings, a quick (yet often incorrect) measure of competence.

Take everyone's favorite, "Business English":

You don't try again, you iterate. You don't take another call, you jump or hop to another call. You sync, and you align. Against the article's recommendation, you nominalize all day, by "bringing projects to completion" and "moving forward with the engagement".

Jargon and style, while often utter bullshit, is a way of measuring people quickly. I once had someone ask me, "would you say you practice disruptive innovation methodology?" My answer to that question was a quick way to learn that unlike them, I did not have an MBA. Complexity is often synonymous with education.

Jargon is a type of language that is only understood by a particular group of people. You can use jargon when writing to people who will understand the terms and phrases. It can be a useful form of shorthand. But try to avoid using specialist jargon on the general public.

Unless your goal is to identify if someone is part of said particular group. And therefore in the vast majority of business and technical cases, Plain English -- at least jargon and nominalization -- unfortunately may close more doors than it opens.

Since the article only very lightly touches on it and some may be understandably confused about the "solidarity" between the Irish and Native Americans, the "Potato Famine" was only so deadly in Ireland to the Irish due to years of colonial rule -- not because the only food in Ireland were rotten potatoes.

Ireland had plenty of food at the time. They even continued to export food to England. It's just that due to systematic oppression, Irish natives couldn't afford anything that weren't (now blighted) potatoes.

That's where the parallel comes from with the Native Americans.

https://en.wikipedia.org/wiki/Great_Famine_(Ireland)

Like the article says and as applies to almost all failed startups / products, it can all be traced back to bad management.

I've been a heavy CS user for over a decade, I've been to events at their (now defunct I suppose) office in SF, I met their CEO at the time (one of many) and even did a walk around the block chatting strategy with their VP of Product at the time.

After building lifelong relationships through the platform, and comparing my experience as a user with management's side of the story, it was clear to me that they had very little understanding of their userbase.

Couchsurfers are broke. By definition. Meeting people is a huge value add, and the longer you stay on the platform, the more you gravitate toward the "community spirit" and less "saving money" side of things. But you are kidding yourself if you think that first time CS users are on the platform for any other reason than squeezing a few more days out of a thin backpacking budget.

Not only are they broke, but even the community often has an anti-money ethos. Just look at the outrage (as the article points out) when they switched to a B corporation. And it makes sense -- taking an inherently capitalist product (lodging) and building a community to make it free creates a very specific narrative.

Therefore, the expectation that CS users, especially first-time, will pay even a dollar on the service is DOA. They need to make money (exactly how much is up for debate), but this isn't the way to do it.

But that doesn't mean there aren't any other choices! CS Event sponsorships, cross-product integration (language learning, travel deals FFS), other corporate sponsorships, a more Airbnb-like private experience (maybe the community would hate that too, who knows), partnerships with local tourism authorities, discounted tour / event packages... None of these were even close to tried.

I'm not at all advocating that Couchsurfing should have become Tripadvisor, but to barely even consider a few alternatives to nickel and diming a bunch of broke backpackers just shows that CS was on its way out long before COVID-19...

Yep, it just uses ImageMagick's `convert` to take the PDF, rotate it a little bit, blur the text, and generally reduce the quality just like a scan would.

The OP also uses a few other flags like `+noise Gaussian` and `-attenuate 0.25` which you could toss in. Same concept, just wanted to share a one-liner you can use if you already have a PDF with a signature on it, and you need that nice "scanned" look.

Ha! My co-worker made one of these for the same reason. Some places still require "wet" signatures, and some people (us) like to stick it to bureaucracy and prove that they can't tell the difference.

For a one-liner, if you use any tool to generate a realistic version of your signature, or do what I do and actually scan a version of your signature once, and then have that as a PNG that you can drop on any PDF of your liking, here's a line to make it look nice and "scanned":

  convert "$1" -alpha Off -density 150 -colorspace gray -blur 0.5x0.5 -rotate 0.4 -level 40%,60% "scanned-$1"
Or for even more noise and poor quality:
  convert "$1" -colorspace gray \( +clone -blur 0x1 \) +swap -compose divide -composite -linear-stretch 5%x0% -rotate 1.5 scanned-$1.pdf