I don't think it's a male fantasy. I also don't think it's biological. Just look at how women and men are socialized from a young age.
Example: up until recently, many young girls in the west grew up on Disney princesses. Rewatch the movies, and pay attention to the female protagonists in those movies being active vs passive agents. Most are passive -- they're simply dealt a series of events (which generally happen only because they are beautiful or otherwise intrinsically valuable, not because of how they act).
Being exposed to those narratives from a very young age surely has an effect on identity, personality formation, etc.