NavyG

stripe-based store XD

Yess I am willing to trade off developer friendliness. Have you personally used stax or any of these archaic platforms?

Yes, want to understand the trade off and would like to know what the challenge is in integrating directly with a payment provider that is closer to the networks / banks. I love Stripe for how easy it is to get started with but I am looking for opportunities to save cost further but getting closer to the acquirer

Interesting, have you also tried online payments (card not present) with them? If so how is the reliability in that case?

Curious: you must have done a lot of groundwork to provide the whole stack as a solution, would love to hear from you how you internally select the processors you work with. Or are you directly integrated with banks and card networks?

Exactly my concern, I'm basically looking to get a service provider that is as close to card networks or banks as possible. Not looking at which one is "pretty" at all. Willing to work with that provider to integrate them with my website

Twitter where? link pls

This seems more like a merchant of record partner though

I currently operate only in US and I am willing to put in the effort for integration, PCI compliance etc. Do you have any recommendations for the local processors you mentioned?

Super interesting, is this available in the US?

Hey I was referring to accepting payments online on my website. So this is the payment processing fees I was referring to

Is this also available in the US?

Adyen is a good option, however they have a monthly fixed fee ($120) and looks like they might not onboard small merchants with less than $50M ARR

Has anyone used Helcim or Stax? These processors pricing seems to be around $0.15 per transaction. If this is true why don't so many people use it?

Dropdowns are kinda better for mobile though

Yeah it does not make sense to pass on every error message to the customer but don't these error codes get logged on the console anyways?

Does the vagueness of the error message have something to do with reducing frauds?

Haha reminds me of the one we made this year proposing adding barter system as a payment method to our processor: https://github.com/juspay/hyperswitch/issues/825, fun times :P

Well yes but actually no. I don't think teams necessarily have to be full stack because it depends on the domain / modules around which the team is organized

Modal windows can't be bookmarked or shared as links

We use modal windows specifically for this reason (for our payment application's checkout page).

Also using a modal significantly improves the checkout experience in case of SDK flows for payment methods like Klarna, Google pay etc.

Personally I feel modal windows are better aligned to the user's flow of attention. We also have redirection flows for these payment methods to open the authentication page in a new tab but we pick the modal flow ever single time for a better experience.

You can get a feel of what I'm talking about over here: https://demo-hyperswitch.netlify.app/checkout

How can the network be allowed to still process transactions on you card after expiry? There must be some additional step involved