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Kesseki

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No. Absolutely not. The vast majority of such "debt relief" or "debt settlement" offerings are scams, including several of the ones this article promotes. If you're looking at a debt relief plan, you should only consult a licensed non-profit that's a member of a credible organization like the Financial Counseling Association of America or the National Foundation for Credit Counseling.

What are you doing to prevent phishing scammers from using your service to create fake login pages en masse? This has plagued similar services to yours.

How can brand owners opt out of your service's infringing their intellectual property rights in their logos?

Fosstodon 3 years ago

Cloudflare offers at least two options that don’t require them to proxy TLS: Spectrum and Magic Transit.

Yes, there is usually a floor value. Most states enumerate some types and amounts of property, and some amounts of income, that are exempt from civil judgment collection. It's the same thing for bankruptcy: there are exemptions that allow you to keep a certain amount.

A bankruptcy discharge does usually ensure a clean slate for new ventures. However, some types of debt are "nondischargeable" and can survive a bankruptcy. That includes "intentional torts" like these instances of defamation. So, it's likely that these plaintiffs/creditors will be able to go after his new ventures.

Rules vary from state to state, and even court to court. It sounds like your experience happened in a jurisdiction with rules that are unusually protective of debtors' rights. Maybe this was New York City?

The vast majority of jurisdictions do not require creditors to provide this information in most cases.

NYC's rules came into place within the last decade, after patterns of serious abuses by creditors.

That only applies to certain types of contracts and/or in certain states. Please don't dispense legal advice when you're not qualified, you're not certain, or your advice is about specific facts and could be misconstrued as more general. You could lead people into making expensive mistakes.