Just_Smith

As you said - that's ideal. The home people trade-up to is usually more expensive than the home they move from (not counting empty-nesters) and - ideally - there will be a myriad of factors that can help one finish paying off their new more-expensive home within the same timespan, like more income or selling at a profit. But those aren't necessarily givens, as they're determined by things like your locale and the state of the housing market.

The remark I was responding to was "can you live in the same property for 30 years". Changing homes is not living in the same property, so I believe I chose the correct metric. Home ownership does not guarantee that you will be in the same place for 30 years.

All of this isn't even to consider the fact that most homeowners don't literally "own" their home in that timespan, as 30-year mortgages are very common. A lot of people buy homes because mortgage payments are oftentimes cheaper than rent payments (there are exceptions, obviously.)

SOME people renovate their houses SOME of the time. Our biggest market is trade-up buyers, which is usually viewed as the alternative to remodeling. The housing market has been on an uptick since 2008, which increases the rate of trading-up, as the hope of selling at a profit is one of the reasons people buy homes to begin with.

Can you live in the same property in 30 years?

...can you? Even owning a home doesn't guarantee that you'll be able to live comfortably in one place for 3 decades. Median homeownership is usually shorter than 15 years[1]. (Per 2009* - more recent numbers that I've seen indicate that number is decreasing, not going up, but those are usually based on more short-term studies, post 2008.)

And renovations aren't exactly something homeowners are comfortable with, even if they technically can do it.

Source: I work for a homebuilder who aims to sell multiple homes to each customer (from first-time, to trade-up, to retirement.) If the median homeownership-length went up to 30 years, we'd have to reevaluate our entire business model.

[1] https://nahbclassic.org/generic.aspx?genericContentID=194717

That's the beauty of serving mostly read-only data - you can just cache the most frequented pages. I can't think of a time that I clicked on a link for Stack Exchange that wasn't served via a search engine. I've never purposefully clicked a link from within Stack Exchange, and I've never posted any answers. I can thank those who do for enabling my success in my career, but I'm willing to bet that most Stack Exchange users are just like me.

Well it's also a sport in it's infancy, not a more-than-a-century-old sport that's literally called "America's Pastime". Maybe when it's older than a couple of decades, the social factor of the sport will be more present. I was into eSports as a teenager, but it was very, very niche at the time, as you say. Nowadays, gaming is so commonplace with teens that a streamer like Ninja is able to reach a level of pop stardom.

"E-sports is this funny thing where everyone outside of my bubble seems to talk about but I have yet to find one person in my bubble who actually gives a shit about it. Like seriously, where is the interest??"

The answer is "outside your bubble".

Agreed - As someone who enjoys the taste and the effort being made, Impossible burgers still feel very much like a novelty. There are several restaurants in my area serving Impossible burgers, but they are usually the most expensive burger on the menu. Given that this is going to be a dollar more than a standard whopper, it'll cost the same as a double whopper.

With that, the only real incentive to eat the impossible whopper over the standard whopper would be personal motivation to eat less meat. And I'll hazard a guess that most people eating Burger King aren't immediately concerned with cutting down their meat consumption.

This would be better titled "a comprehensive guide to aspect-based sentiment analysis using our service." It only abstractly defines how to do it, so I would definitely not call it a "comprehensive guide" (though I'd definitely call it an advertisement. HN has had a lot of these lately.)

Issues with NPS aside, I've had success doing aspect-based sentiment analysis using a summation of TF-IDF and NPS, paired with multinomial naive bayes classification, which is fairly simple and probably doesn't require a 3rd party service. You'll have to find a way to roll up TF-IDF and NPS though, as NPS is a fractional measure - so any given term within a document will have an NPS of -100, 0, or 100. Great for basic "positive", "neutral", or "negative" classification, but not so good for a true NPS score.

It is indeed an argument, and the idea that the laws around landmines and chemical weapons are what caused them to occur less is very selective reasoning. Those two cases are weapons that have a blowback towards those who wield them (Korea, Vietnam, and Afghanistan are still cleaning up landmines), and it's just as likely that their diminishing was due to there being less costly ways to kill people.

Inability to enforce is exactly why prohibition has been a colossal failure, so how is the ability to enforce irrelevant to a law's success?

...Does anybody consider all the existing bug bounty programs "PR stunts"? You seem like you're fishing for a reason to continue disagreeing, and you're most certainly putting words into a stranger's mouth.

A bug bounty program would demonstrate a lot more sincerity around securing their devices than a one-off reward to a kid given simply because the kid got enough attention in the media.

I had a feeling it was more complicated than the interviewee made it seem. It almost made me want to get their book, just to see what new model they had in mind. Sure, the UN model is imperfect, but all the measures used directly tie to population and don't use debatable correlations.

Having grown up in trailers, I wholly disagree. Every trailer I've lived in is larger than any tiny home that I've seen, as they're striving to be as close to a "normal" house as possible. Tiny homes come from a completely different design philosophy, and as result, give a completely different experience than a trailer. They're also more portable than trailers, though the latter's name makes it sound more moveable.

You'd be more correct to say that tiny homes are gentrified RVs.

Difference and equality are not mutually exclusive concepts, because "equality" is based on what you're measuring. A chicken sandwich and a burger are "different" but "equal" in value. Two markets in the company I work for may be geographically and demographically "different", but they could be "equal" in their revenue.

The only way two people who are "different" would not be equal would be if you're measuring specific traits alone, and not the holistic value of the person. Which, for me, raises the question of what traits you think are "better" than others.

Do I even want to know?

Sensationalism is definitely the right word for this. The article talked more about "white-noise attacks" on NNs than anything else, but I've yet to hear of a white-noise attack that did anything worse than make a NN misidentify an object. Sure, in the right system, that could possibly wreak havoc, but right now, it's not much more than a parlor trick. Maybe if an attacker knew enough about their targeted model, they could have a little more control over the outcome, but that would require some white-box insight to the model. But just because it's possible to feed corrupted pictures into a NN until it breaks isn't enough to call this an "emerging security crisis".

I'm not sure if it qualifies as lying when both involved parties are aware of it. Escapism isn't the same as deception, as one entails a person willfully relinquishing reality and the other entails a person subversively creating a false reality for another.

Except when upload a fake image as your profile picture. Facial detection algorithms are some of the most refined ML algorithms today. There are already plenty of social media sites that check profile pictures for the presence of a face, and Facebook goes as far as figuring out which face is yours.

I don't believe that copyright destroys culture, but I definitely believe that it limits it. Increased copyright policing in Japan could have an effect on a lot of dōjin circles, where a lot of derivative artwork occurs. I find dōjin artwork to be quite enjoyable, as it reminds me a lot of the Star War EU or mod communities for some video games that I play.

I'm curious what pattern you're trying to illustrate with the '06-'08 home values compared to now, and why 10 years ago is something you consider "normal". The market crash showed that the valuation of homes from '06 - '08 was anything but "normal". And Zillow data definitely shows that median home values are quickly approaching 2008 levels, with a more natural and stable climb this time around.

I'm not criticizing the existence of deposits, but increasing the size of deposits for high-risk customers is without a doubt a cash-grab on the poor. Deposits exist to protect the issuer of the property from a potential delinquency. When it comes to turning off someones power, the cost is fairly the same (and the cost of travel certainly doesn't increase by a fibonacci-esque rate).

Plus, I wasn't living beyond my means. Paying a power deposit equal to one month's rent is not within most peoples' means. I recently paid $50 to turn the power on in my $1400 apartment.

That aside, I'm also not sure you understand the circumstances if you think being "forced to spend beyond your means" isn't something that people in poverty regular have to go through. I'm at a place now where I can afford a credit line, but that's not the case for a lot of people. Those people shouldn't be punished from abstaining. A credit line is a commitment, no matter if you can make your payments or not

All-in-all, I think the credit system has a slew of good intentions going into it, but it has had a quite a few negative effects in regards to the poor and essential utilities. It's also used to drive where a lot of businesses set up shop (I work for one - thanks, Experian) - so the idea that this Chinese social credit system is far removed from our financial credit system just isn't true. It's not directly applied to social lives, but it's overall effects on a person's social life are abundantly clear. If anything, the financial credit system could end up being more sweeping and inter-generational, but that remains to be seen.

To elaborate on your point a little further, because I think a lot of people truly don't understand this: having no credit is worse than having bad credit, so the argument that being conservative with your finances is all you need is blatantly wrong and tone-deaf. My first apartment cost me $500/mo. The deposit to turn on power was $100, $300, and $500 for good, bad, and no credit respectively. I had no credit, because I didn't think I was making enough money to take on a credit card payment. Thus, I ended up paying more than $1500 to move into a $500/mo apartment.

I made the fiscally responsible choice to not take on debt I could not afford, but I was punished more than if I had indebted myself. I got a credit card shortly after, and naturally spent years trying to keep up with the payments that I couldn't afford at the time. Anyone that cannot see the clear trap being laid here is doing so willfully.

I agree - so long as financial credit comes with perks, people are going to be apologists for its flaws. Now that I work in software, keeping good credit is a non-issue. However, when I was making less than $10k/yr, it was the bane of my existence.

I'm a bit surprised that people in this thread don't seem to understand the parallels between social and economic status. It's not some grand revelation either - it's pretty much common knowledge. There's obviously a distinct difference between these two systems, but to say "China's social credit system has nothing in common with America's financial credit system" is pretty ignorant to how important having good credit is to being successful in America.

Just curious - why do you think a centralized system would be superior to a decentralized system? That would allow the norm to be dictated by the central authority, and not through public consensus.

I'm not an advocate of the death penalty, but there's quite of bit of due process between an American citizen and the death penalty. Killing in the absence of due process, as with drone strikes on rogue US citizens, is significantly worse and is extremely problematic for the long-term.

It looks as if it began mid-70s. You can see the red and blue start diverging then, though the line stroke width causes some overlap. The heavy divergence begins in the 80's, as you pointed out.

I think confirming your theory would be as simple as comparing the policies of "Reaganomics" with the policies that emerged in the 70's that caused the initial bump shown on the chart.

"price" is an autocorrection of "precise"

Because infinite numbers are not a natural expression of discrete measurements, and when it comes to being price 1/3 = 4 is always going to be easier to put your finger on than 1/3 = 3.333.

I work in software and data analysis in the construction industry. A continuous measurement is good for some things, but it's definitely not good for discrete measurements. Furthermore, a lot of the people who work in the field for construction greatly prefer Imperial for a reason. They have no bias towards systems beyond what works fast and easy.

Ha! I'm happy for your apparent virtuosity, but the whole of America's construction industry is quite a few years into disagreeing with you.

Correct - I've admittedly had a few beers.

Which might be obvious due to me debating the merits of the number 12 on the internet.