You are thinking in the realm of theory.
None of that works in the realm of reality.
Creating a fake ID = super illegal.
Credit cards: prepaid can be detected and blocked, same as the privacy.com ones - especially when the credit card is being used to validate something. Look at any major fraud prevention software, these things are trivial.
In the real world, if you want to make money, you need to show and prove ID with matching banking details. Any inconsistencies and you don't get paid. This isn't something you can outsmart. People smarter than you and I have been thinking very long and hard about these points, much more so than the two minutes you took to think up your post. The idea is like those videos of 'primitive underground dwellings with a swimming hole on top'. Cute, creative, but terribly impractical and useless in any real world situation.