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Show HN: CardBase – the most comprehensive credit card database in the US

https://www.walla.by/cardbase

by beachminter • 12 years ago

6 2 12 years ago

WA

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2

jonrx• 12 years ago

My first surprise is on the APR. In Canada, most cards have an interest rate of 19,9%[1], if you're not counting the store ones (27,99%+).

Even looking at the "poor credit" section, there is a variety of APR available.

Competition at work...

[1] With the exception of reduced interest credit card. My credit union offers one with 9,9% APR and is claiming that's the "lowest interest rate for a credit card in the Country".

derstang• 12 years ago

Canada suffers from not enough banking competition, for sure. The broad breadth of banks in the US issuing credit cards (more than 450!) make a huge difference

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