Ask HN: I need a better backup solution

Currently, most of my stuff is backed up via Crashplan, and semi-duplicated between my work laptop and home desktop. But this doesn't really work very well for me, because Crashplan is of the opinion that each computer is a distinct entity and the files on them don't overlap. Dropbox seems to have a better approach that suits my needs, but I don't trust them and don't want to support them.

As a specific example of what I need, I have: Digital Photos: 45 gig Scanned Photos: 15 gig Documents: 9 gig Random images: 2 gig Porn: 5 gig Misc: 50 gig

I'd like to keep my documents and random images on my work laptop, and have the changes I make there synced up with everything else - if I update my resume, and then throw my work laptop into the river, I'd like to come home and boot up my desktop and have access to those recent changes. I don't want the 60 gigs of photos cluttering up the work laptop, but on occasion I'd like to be able to go through a few of those folders at work to find a specific photo - without having to sync the whole 60 gigabytes down. (Which is what Crashplan would require.)

Ideally, I'd have a server running something like OwnCloud.org, but I'm not sure if I want to pay out of pocket for a few hundred gigs of storage; plus, I'd have to sysadmin the whole thing, keep it secure, distribute it so that there's no single point of failure, etc.

What works for you, and what would you suggest as a solution for me?