Show HN: Actual Budget, a finance app I built over the last two years

by jlongster • 7 years ago

9 8 7 years ago

flybayer• 7 years ago

Nice, congrats on the launch!! I expect to switch over from YNAB once you enable automatic bank import.

stephenr3• 7 years ago

Seamlessly sync data between devices without ever thinking about it. If used, we only store a limited amount of your data and will encrypt it in the future.

Will encrypt it in the future? Who is trusting a finance app that stores data in plain text on some random serve somewhere!?

ksmithbaylor• 7 years ago

From my understanding, Actual does not maintain any servers that hold user data. I believe this is referencing the fact that currently, data is stored unencrypted on the device itself, but that in the future there are plans to encrypt it at rest on your devices. More details here: https://actualbudget.com/syncing-devices/

stephenr3• 7 years ago

From the page you linked it’s clear to me:

To allow sharing data across devices, we offer a service that enables syncing. View all available plans
This service only tracks recent transaction history and never has full access to your data. Additionally, in the future it will be stored encrypted in a way that we can't even read it.

It’s clearly talking about the recent transactions stored on their servers.

Show HN: Actual Budget, a finance app I built over the last two years

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