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wrong_internet

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No, the consensus of scientists who actually study this is pretty strong, and supports the parent's post. Jayman has collected a nice sequence of citations on the matter, most of which are peer-reviewed:

https://jaymans.wordpress.com/hbd-fundamentals/#Race-IQ

Much effort has been made to minimize the effect of poverty, stereotyping, and other non-hereditary factors in much of the literature.

Most people downvoting the parent are likely doing so because this research is uncomfortable, not because it is wrong.

You missed the OP's point. Most of us unknowingly commit major crimes in the course of our day, just given the sheer volume of statutes arrayed against us.

OP is referring to when prosecutorial discretion permits "the powers that be" to use this fact against people who fall into disfavor.

The sky's gone dark 11 years ago

Side note: peak oil is still very much a thing. Enhanced recovery and fracturing of source rocks bought us about another 15 years, but the Seneca cliff is still there.

The stock market on the other hand, indicates the overall health of the country.

I think the parent's ultimate point is that no country (by which I mean under the same constitution, monetary system, or de facto political arrangement) has lasted longer than a few hundred years.

Even if everything seems economically fine right now and for the foreseeable future, at some point all countries and their associated economies go away and are replaced by something else entirely, at which point the stock market index within said structure goes to at or near zero.

You just need to take a longer time horizon than "when I retire".

It should be pointed out that traditional merchant gateway providers (larger, with more resources) are WORSE than stripe in this regard. Prior to stripe, we used cybersource. It was a support disaster, to say the least.

You are likely not a Stripe customer, because this is patently false. They forward all disputed charges to you and give you a window to provide evidence that the dispute is invalid.