Show HN: Penny – simpler than Mint 11 years ago
As an early user of Penny's beta, I've found it quite helpful. My Mint usage trailed off a few years ago for some of the reasons you guys mention -- too much work to manually categorize, and manual budgeting is too often inaccurate or spikey based on just one transaction or season (e.g. Christmas or summer vacation)
Penny solves a lot of this by making the categorization way simpler (only 4 categories) which maps much closer to my own mental model of things. The SMS-style UI is a pretty brilliant way to get an "in"
Penny is also pretty hilarious. Lots of great copy writing going on!