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tofu8

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It's most likely a fake. Signed prints by Haring and Warhol for for a lot more — you can get an idea for how much by looking at Sotheby's/Christie's past results.

Is this short ratio atypical?

I wouldn't say so. There are other heavily shorted stocks that have a much higher short ratio because of their small float (e.g. MTCH).

but is there a good way to determine who?

Short sellers don't have to disclose their positions, unlike investors who're long the stock. You can try to get a better sense of who's thinking what through headlines and analyst notes/reports.

Side note: Elon tweeted out that we'd see the 'burn of the century' (a short squeeze) and that it would be bigger than the VW/Porsche squeeze in 08.

Mortgage is leverage (debt) and that can be bad. When you buy a house you speculate, to some degree, on the price of the house. I am sure a no-arbitrage condition exists in the housing market so your guess regarding housing prices in 10y is as good as anyone's.

Also, the point about diversification is a valid concern. Would you put (50% of your net worth + loaned money) into only FB/AMZN/XYZ stocks, today (tomorrow)? Probably not.