HN user
throwaway97345
"Indiana life insurance CEO says deaths are up 40% among people ages 18-64"
That's not the old cohort that typically dies from Covid anymore.
https://www.thecentersquare.com/indiana/indiana-life-insuran...
How do you define "best"? That's the issue.
That's very simple with the example in the article. Who can pay back the loan best? You just fear the answer and rather twist up your reasoning.
An AI model is another word for a statistical model of reality, a small scientific theory, which actually works.
It is the most unbiased thing you can have. It's pure applied science/maths. You are only interested in the input that tell you something, and figure out which one to which degree.
You don't trust intuition or common knowledge. You don't trust anything that might introduce bias. You just look at the data and build the best decision mechanism that can be derived from it.
The degree to which you feel you need to "adjust" that is the degree to which you denounce science. You prefer your bias over science.
Today it's probably the cultural marxism / structural oppression narrative that inspires such manipulation. At other times it would have been infallibility of the papacy, or some other brain construct.
If you feel the need to adjust an ML model, be aware how strongly you feel that way. That's the degree to which you reject science.
Then proceed. Or reverse course. But be honest with yourself about what you're doing.